Vibrance Wealth Management Llc
Vibrance Wealth Management LLC is an independent, fee-based boutique RIA in Cupertino, California, founded by Lindy Chan, CFP, serving high-net-worth individuals, families, and corporations in Silicon Valley with holistic financial planning, goal-based investment management, and corporate retirement plan services.
- Company typePrivate
- Founded2020
- HeadquartersCupertino, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Vibrance Wealth Management Llc does
Vibrance Wealth Management LLC is an independent, fee-based boutique wealth management firm headquartered in Cupertino, California, operating as a Registered Investment Advisor (RIA). Founded by Lindy Chan, CFP, M.S., the firm serves a select group of high-net-worth individuals, families, and corporations across Silicon Valley and the broader Bay Area, offering holistic financial planning, goal-based investment management, and tailored strategic solutions. The firm differentiates on a "balance sheet approach" that examines both assets and liabilities before issuing recommendations, and emphasizes fiduciary duty, fee transparency, and community financial literacy education. Advisory services are delivered in partnership with Centric Advisors LLC, which provides extended team capacity.
The firm's core offering is a packaged advisory relationship combining ongoing financial planning with discretionary and non-discretionary investment management, plus specialized corporate retirement plan administration for 401(k) and SIMPLE IRA plans. Revenue is generated through two streams: AUM-based investment management fees (charged as a recurring percentage of assets under management) and flat-fee financial planning engagements. The firm partners with TD Ameritrade/Charles Schwab for custody and eMoney for financial planning software, and uses Envestnet for independent investment research. Pricing tiers and AUM fee schedules are not publicly disclosed; prospective clients engage through a complimentary initial consultation.
Distribution is entirely direct-to-client: the firm operates from a single Cupertino office, relies on referrals from satisfied clients and professional network connections, and supplements client acquisition through content marketing (monthly Insights blog, email newsletter) and personal/firm LinkedIn presence. The firm explicitly markets its independence from broker-dealer conflicts and its fiduciary standard as its primary procurement differentiator. With 1-10 employees and no external funding or parent company, the business is founder-centric and operationally lean, positioning itself as a high-touch boutique rather than a scalable platform.
Vibrance Wealth Management Llc firmographics
Firmographics- Name
- Vibrance Wealth Management Llc
- Legal name
- Vibrance Wealth Management LLC
- Website
- https://vibrancewealth.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Vibrance Wealth Management LLC is an independent, fee-based boutique RIA in Cupertino, California, founded by Lindy Chan, CFP, serving high-net-worth individuals, families, and corporations in Silicon Valley with holistic financial planning, goal-based investment management, and corporate retirement plan services.
- Ownership category
- akta.pro rank
Vibrance Wealth Management Llc industry classification
Industry- Product category
- Wealth Management Services
- NAICS
- Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Estate & Legacy Planning Advisory (FSAEAAAG)
Keywords
Where Vibrance Wealth Management Llc is headquartered
LocationHeadquarters
- HQ city
- Cupertino
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Vibrance Wealth Management Llc business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- AUM-Based Investment Management Fees: The firm charges fees based on clients' investable assets under management, which directly aligns the firm's financial interests with client success. This is a recurring revenue stream based on the value of assets managed.
- Flat Fee Financial Planning Services: The firm charges flat fees for financial planning services, providing transparent pricing for comprehensive planning engagements separate from asset management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | AUM-based fee structure for investment management |
| Other | Multi-year contract | Flat fee for comprehensive financial planning |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Vibrance Wealth Management Llc product offering
Product offeringCore offering
Vibrance Wealth Management LLC is an independent boutique Registered Investment Advisor offering holistic financial planning, goal-based investment management, tailored strategic solutions, and corporate retirement plan management. The firm serves high-net-worth individuals, families, and corporations in Silicon Valley and the Bay Area, applying a unique balance-sheet methodology to grow, preserve, and transfer wealth in a tax-efficient manner. Advisory services are delivered through Centric Advisors LLC, while TD Ameritrade/Charles Schwab serves as independent custodian for client assets.
Product overview
Vibrance Wealth Management LLC is an independent boutique wealth management firm offering a unified platform of financial services. The core offerings consist of holistic financial planning, goal-based investment management, and tailored strategic solutions for high-net-worth individuals, families, and corporations. The firm applies a unique balance sheet approach to analyze both sides of a client's financial picture, combining financial planning with investment management. Advisory services are offered through Centric Advisors LLC, a Registered Investment Adviser. The firm specializes in serving successful individuals and businesses in Silicon Valley with complex financial needs, emphasizing tax-efficient wealth growth, preservation, and transfer.
Differentiator
Problem solved
Functional benefit
Products and services
- Holistic Financial Planning Comprehensive financial planning service that analyzes a client's entire balance sheet, manages risks and liabilities, and plans for "what-if" scenarios to help clients achieve their financial goals. Targeted at high-net-worth individuals, families, and corporations in Silicon Valley with complex financial needs.
- Goal-Based Investment Management Investment management service focused on helping clients achieve specific financial objectives through disciplined, long-term strategies grounded in fundamental analysis and the firm's balance sheet approach. Targeted at Silicon Valley high-net-worth individuals and families.
- Tailored Strategic Solutions Customized strategic financial solutions designed for individuals, families, and corporations with complex financial needs, delivered through the firm's advisory relationship with Centric Advisors LLC. Covers complex planning situations including tax-efficient wealth transfer, estate planning, and multi-account coordination.
- Corporate Retirement Plan Management Specialized service for managing corporate retirement plans, including 401(k) plans and SIMPLE IRA plans, providing fiduciary guidance to plan sponsors, administrators, and participants. Targeted at Silicon Valley businesses sponsoring qualified retirement plans for their employees.
Companies that use Vibrance Wealth Management Llc
Customer profileSegments2 records
Ideal customer profiles2 records
Vibrance Wealth Management Llc technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Vibrance Wealth Management Llc partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and secondary.
- Centric Advisors LLCcoreCentric Advisors LLC is an independent wealth advisory services firm that provides advisory support to Vibrance Wealth Management. This partnership allows the firm to focus on managing client investment portfolios and financial planning while Centric Advisors provides additional advisory services support, enabling more time to spend with clients.
- TD Ameritrade (now Charles Schwab)coreTD Ameritrade serves as the independent custodian for client assets. The firm partners with TD Ameritrade to safeguard client assets, providing a reassuring system of checks and balances. Client access is available through Schwab Alliance Accounts and eMoney platforms.
- Charles SchwabcoreCharles Schwab serves as the independent custodian partner for client assets. The firm partners with Schwab to provide client account access through Schwab Alliance and workplace retirement planning services.
- EnvestnetsecondaryEnvestnet is the independent investment research and portfolio management partner providing research and analytical tools to support investment decision-making and portfolio management services.
- Transpacific AgencysecondaryTranspacific Agency serves as the independent insurance agency partner, providing insurance solutions as part of the comprehensive financial planning approach including life insurance and long-term care insurance planning.
- CFP BoardcoreThe Certified Financial Planner Board of Standards certifies Lindy Chan's CFP designation, one of the most recognized certifications in the financial services industry. CFP professionals must meet rigorous education, examination, experience, and ethics requirements.
- FPA (Financial Planning Association)secondaryLindy Chan is affiliated with the Financial Planning Association, a professional organization for financial planners providing resources, networking, and professional development opportunities.
- CalCPA (California Society of Certified Public Accountants)secondaryLindy Chan holds membership in CalCPA, the California Society of Certified Public Accountants, connecting with the broader accounting and financial professional community in California.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Vibrance Wealth Management Llc competitors and assessment
Company assessmentBroad incumbents
- Mariner Wealth Advisors: Large national independent RIA providing comprehensive wealth advisory, investment management, tax, and estate planning to HNW clients. Closely comparable service offering and independent RIA structure but at much greater scale through aggressive acquisition-led growth.
- Creative Planning: One of the largest independent RIAs in the US offering holistic financial planning, investment management, estate planning, and tax services to HNW clients nationwide. Compares to Vibrance on service model (independent RIA, holistic planning, AUM fees) but operates at vastly greater scale and geographic reach.
- Edelman Financial Engines: Major national RIA combining traditional advisor-led wealth management with a digital advice platform, serving a broad HNW and mass-affluent client base. Compares on independent RIA fiduciary model and HNW focus, with vastly larger scale, integrated technology, and corporate retirement plan capabilities.
- Moneta Group: Independent, employee-owned RIA serving HNW individuals, families, and institutions with comprehensive financial planning, investment management, and corporate retirement services. Comparable independent RIA fiduciary model and full-service HNW offering, with significantly larger scale.
- Fisher Investments: Large independent investment management firm primarily serving HNW individuals and institutions with portfolio management services. Comparable independent (non-wirehouse) asset management orientation and HNW client base, though much larger and more focused on discretionary portfolio management than holistic planning.
- Carson Group: Large independent wealth management firm supporting a national network of advisor partners with investment management, financial planning, and corporate retirement services. Comparable on the independent RIA fee model and holistic HNW service offering, with much broader scale and an advisor partnership ecosystem.
Direct peers
- Halbert Hargrove: Independent, fee-only RIA providing holistic financial planning, investment management, tax, and estate services to HNW individuals, families, and corporate executives in Southern California. Closely comparable boutique independent RIA model with full-service HNW planning and AUM-based fee structure.
- Buckingham Strategic Wealth: Independent, fee-only RIA providing holistic financial planning, investment management, and tax services to HNW individuals and families. Closely comparable boutique independent RIA model with fiduciary-only positioning and goals-based wealth planning.
- Aspiriant: Independent, fee-only RIA serving HNW individuals and families with comprehensive wealth management, financial planning, and tax services. Aspiriant is a closely comparable Silicon Valley-adjacent boutique RIA with a similar independent fiduciary model, AUM-based fees, and HNW client focus.
Regional players
- TrueWealth Advisors: Independent RIA offering goal-based financial planning and investment management primarily to tech employees and executives. Compares on Silicon Valley HNW client focus and goal-based holistic planning methodology, with similar boutique scale and tech-affiliate clientele.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Vibrance Wealth Management Llc social profiles
Digital presenceVibrance Wealth Management Llc financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vibrance Wealth Management Llc leadership team
Management profileNumber of profiles
Profiles1 record
Vibrance Wealth Management Llc funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vibrance Wealth Management Llc M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vibrance Wealth Management Llc
What does Vibrance Wealth Management Llc do?
Vibrance Wealth Management LLC is an independent boutique Registered Investment Advisor offering holistic financial planning, goal-based investment management, tailored strategic solutions, and corporate retirement plan management. The firm serves high-net-worth individuals, families, and corporations in Silicon Valley and the Bay Area, applying a unique balance-sheet methodology to grow, preserve, and transfer wealth in a tax-efficient manner. Advisory services are delivered through Centric Advisors LLC, while TD Ameritrade/Charles Schwab serves as independent custodian for client assets.
Is Vibrance Wealth Management Llc a public or private company?
Vibrance Wealth Management Llc is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Vibrance Wealth Management Llc founded?
Vibrance Wealth Management Llc was founded in 2020. It employs 1 to 10 people.
Where is Vibrance Wealth Management Llc based?
Vibrance Wealth Management Llc is headquartered in Cupertino, United States, in the North America region.
How does Vibrance Wealth Management Llc make money?
Two revenue lines are on record. AUM-Based Investment Management Fees are the primary driver. The others are flat Fee Financial Planning Services.
Who are Vibrance Wealth Management Llc's main competitors?
Broad incumbents on record are Mariner Wealth Advisors, Creative Planning, Edelman Financial Engines, Moneta Group, Fisher Investments and Carson Group. Direct peers are Halbert Hargrove, Buckingham Strategic Wealth and Aspiriant. TrueWealth Advisors is listed as a regional player.
Does Vibrance Wealth Management Llc have an API?
No public API is recorded for Vibrance Wealth Management Llc.
What industry is Vibrance Wealth Management Llc in?
Vibrance Wealth Management Llc's product category is Wealth Management Services. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAAAAAF, Financial Planning & Goals-Based Advice (Mass Affluent). Its NAICS code is 523940 and its SIC code is 6282.