Microfinance and Small Loans Centre
MASLOC is a Ghanaian government-owned microfinance institution, founded in 1999 and headquartered in Accra, that provides loans and small-dollar financial services to businesses across the country under a state-backed mandate.
- Company typePrivate
- Founded1999
- HeadquartersAccra, Ghana
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Microfinance and Small Loans Centre does
Microfinance and Small Loans Centre (MASLOC) is a Ghanaian government microfinance institution headquartered in Accra, founded in 1999 with a workforce of 51-100 employees. Its operational mandate is to provide loans and financial services to businesses, functioning as a state-owned entity under the .gov.gh domain, which places it under the auspices of the Ghanaian government (likely a ministry such as Finance or related agency, though the precise parent body is not disclosed in available data). The entity is classified as a government state-owned firm operating for-profit, distinguishing it as a development-finance vehicle rather than a purely administrative agency.
The institution's stated market role is providing microfinance and small loan products to businesses; however, no specific product details, interest rate structures, loan-size parameters, sectoral focus areas, or underwriting criteria are disclosed in the input sources. The company's website (masloc.gov.gh) was inaccessible at time of capture, returning only a loading/verification interface, and no technology stack, proprietary platform features, app, API, or digital channels are documented in the available data.
The business model appears to combine government funding/appropriations with on-lending activity to micro and small enterprises, consistent with development-finance institution conventions in West Africa. No pricing details, revenue figures, customer rosters, distribution networks, marketing channels, or partnership arrangements are disclosed. Management team composition, board structure, and recent strategic activity are likewise not present in the available data, materially limiting visibility into operating performance and direction.
Microfinance and Small Loans Centre firmographics
Firmographics- Name
- Microfinance and Small Loans Centre
- Legal name
- Microfinance and Small Loans Centre
- Website
- https://masloc.gov.gh
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- MASLOC is a Ghanaian government-owned microfinance institution, founded in 1999 and headquartered in Accra, that provides loans and small-dollar financial services to businesses across the country under a state-backed mandate.
- Ownership category
- akta.pro rank
Microfinance and Small Loans Centre industry classification
Industry- Product category
- Microfinance Lending
- NAICS
- Nondepository Credit Intermediation (5222), Other Nondepository Credit Intermediation (52229), Credit Intermediation and Related Activities (522)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Microloans & Working Capital Loans (FSAKAGAA)
- akta.pro secondary industries
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI), Microfinance, Financial Inclusion & Inclusive Markets (BPAGABAM), Microfinance & Community P2P Lending (FSAKAHAD)
Keywords
Where Microfinance and Small Loans Centre is headquartered
LocationHeadquarters
- HQ city
- Accra
- HQ country
- Ghana
- HQ region
- Africa
Markets served
Microfinance and Small Loans Centre business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Others
Microfinance and Small Loans Centre product offering
Product offeringCore offering
Microfinance and Small Loans Centre is a Ghana-based government organization that provides micro-loans and small-scale financial services to micro and small enterprises. Operating under the .gov.gh domain, it functions as a state-affiliated credit facility disbursing loans to underserved borrowers in Ghana. Beyond its lending mandate, the source evidence is limited to its basic firmographic presence and government web address.
Differentiator
Problem solved
Functional benefit
Products and services
- Micro and Small Loans Core lending product of MASLOC: micro-loans and small-scale credit disbursed to micro and small enterprise borrowers in Ghana as part of the institution's mandate to extend credit to underserved borrowers.
- Financial Services for Businesses Complementary financial services for micro and small businesses in Ghana, delivered alongside the institution's lending products to support the broader financial needs of its target borrowers.
Companies that use Microfinance and Small Loans Centre
Customer profileIdeal customer profiles1 record
Microfinance and Small Loans Centre technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Microfinance and Small Loans Centre partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights1 record
Microfinance and Small Loans Centre competitors and assessment
Company assessmentBroad incumbents
- Accion: A global nonprofit focused on financial inclusion and microfinance, comparable to MASLOC in mission and microenterprise borrower segment, but operating as a network/funders rather than a direct Ghanaian lender.
- Opportunity International: A global microfinance organization serving small entrepreneurs in developing markets, comparable to MASLOC in microenterprise lending mission, though operating across multiple geographies and at a much larger scale.
- BRAC: A large development organization operating microfinance and small-enterprise programs across multiple developing markets, comparable to MASLOC in its small-business lending mission and inclusive-markets orientation.
- Grameen Bank: The pioneering microfinance institution serving microentrepreneurs with small loans, comparable to MASLOC's core microenterprise-lending activity, though operating primarily in Bangladesh.
- ASA International: A microfinance network operating across Asia and Africa serving micro-entrepreneurs, directly comparable to MASLOC in group- and individual-based microenterprise lending model, though much larger and geographically diversified.
Others
- Mifos Initiative: An open-source microfinance technology platform used by many microfinance institutions globally, relevant to MASLOC as a potential technology partner or modernization pathway for its lending operations.
Direct peers
- Sinapi Aba Savings and Loans: A Ghanaian microfinance institution providing small-business and microenterprise loans, directly comparable to MASLOC in target borrower segment, product mix, and Ghana operating geography.
- ProCredit Bank Ghana: A development-oriented commercial bank in Ghana serving SMEs and microbusinesses, comparable to MASLOC in its small-business lending focus and Ghanaian market footprint.
Emerging players
- Branch International: A digital lender providing small-dollar loans to microentrepreneurs and consumers in Africa, comparable to MASLOC's small-business borrower segment but differentiated by mobile-first, app-based delivery.
Regional players
- Equity Bank (Kenya): An East-African bank with a strong microfinance and SME lending heritage, comparable to MASLOC in serving micro and small entrepreneurs in Africa, though operating in a different sub-region.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat3 records
Key risks4 records
Key highlights4 records
Customer concentration
Microfinance and Small Loans Centre social profiles
Digital presenceMicrofinance and Small Loans Centre financial estimates
Financial estimateRevenue estimate
Valuation estimate
Microfinance and Small Loans Centre leadership team
Management profileNumber of profiles
Microfinance and Small Loans Centre funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Microfinance and Small Loans Centre M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Microfinance and Small Loans Centre
What does Microfinance and Small Loans Centre do?
Microfinance and Small Loans Centre is a Ghana-based government organization that provides micro-loans and small-scale financial services to micro and small enterprises. Operating under the .gov.gh domain, it functions as a state-affiliated credit facility disbursing loans to underserved borrowers in Ghana. Beyond its lending mandate, the source evidence is limited to its basic firmographic presence and government web address.
Is Microfinance and Small Loans Centre a public or private company?
Microfinance and Small Loans Centre is a private company. It is classified as state government owned and is currently operating.
When was Microfinance and Small Loans Centre founded?
Microfinance and Small Loans Centre was founded in 1999. It employs 51 to 100 people.
Where is Microfinance and Small Loans Centre based?
Microfinance and Small Loans Centre is headquartered in Accra, Ghana, in the Africa region.
Who are Microfinance and Small Loans Centre's main competitors?
Broad incumbents on record are Accion, Opportunity International, BRAC, Grameen Bank and ASA International. Mifos Initiative is listed as an others. Direct peers are Sinapi Aba Savings and Loans and ProCredit Bank Ghana. Branch International is listed as an emerging player. Equity Bank (Kenya) is listed as a regional player.
Does Microfinance and Small Loans Centre have an API?
No public API is recorded for Microfinance and Small Loans Centre.
What industry is Microfinance and Small Loans Centre in?
Microfinance and Small Loans Centre's product category is Microfinance Lending. Its primary akta.pro industry code is FSAKAGAA, Microloans & Working Capital Loans, with a secondary code of FSAKAGAI, SBA/Government-Backed & Development Finance Loans. Its NAICS code is 5222 and its SIC code is 6153.