United Members Federal Cr Un

What United Members Federal Cr Un does

United Members Federal Credit Union is a non-profit, member-owned cooperative financial institution headquartered in Tulsa, Oklahoma, that provides retail banking services — including savings accounts, checking accounts, loans, and ancillary financial services — to its credit union members. As a federally chartered credit union, it operates under a member-based governance and tax framework distinct from for-profit banks, with membership eligibility tied to a defined field of membership (specific employer, association, or community) not disclosed in the available source material. The institution serves consumer/member clients within its chartered field rather than operating as a commercial or investment bank.

The company distributes its services through its website at unitedmembersfcu.com and, based on standard credit-union operating models, likely through physical branch or shared-branch channels in the Tulsa market. No products-and-services catalog, fee schedule, rate card, loan-portfolio breakdown, or membership-count data was available in the source material, and the company's web page returned only a loader animation rather than substantive content, limiting the depth of extraction. No app-store listings, social-media profiles, headcount, technology stack, partnerships, regulatory actions, M&A activity, leadership team, or funding events are documented in the input.

The business model follows the standard mutual cooperative structure: net interest income from member lending (offset by interest paid on member deposits) plus fee income from account services, with surplus returned to members via better rates and lower fees rather than distributed as profit. No pricing, revenue, or scale figures are disclosed. Given the absence of growth, expansion, or strategic-move data, the investment-relevant signal set is limited to basic firmographics — a small, privately held, locally chartered credit union whose primary differentiator versus larger competitors is its member-owned, community-rooted operating posture.

Name

United Members Federal Cr Un

Website

https://unitedmembersfcu.com

Company type

Private

Headcount range

1–10 employees

Short description

United Members Federal Credit Union is a non-profit, member-owned cooperative in Tulsa, Oklahoma, providing savings, checking, loan, and ancillary financial services to its credit union members under a federal charter.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Credit Unions (52213), Credit Unions (522130)

SIC

Savings Institution, Federally Chartered (6035)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

Keywords

• Retail banking services
• Credit union lending
• Member savings accounts
• Consumer loan products
• Deposit and checking services

Headquarters

HQ city

Tulsa

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Core offering

United Members Federal Credit Union is a non-profit, member-owned financial cooperative that provides retail deposit products such as savings and checking accounts, consumer loan products, and other standard financial services to its credit union members in the Tulsa, United States area.

Differentiator

Problem solved

Functional benefit

Products and services

• Savings Accounts Retail savings deposit products offered to credit union members for personal saving needs.
• Checking Accounts Retail checking account products for everyday transactional banking by credit union members.
• Consumer Loans Lending products extended to credit union members to finance personal borrowing needs.
• Other Financial Services Additional financial services offered to credit union members beyond savings, checking, and loans.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Emerging players

• Alliant Credit Union: Large digital-first federal credit union serving a national field of membership. Relevant for benchmarking digital banking capability expectations against a member-owned cooperative model.
• PSECU: Federally chartered, member-owned credit union emphasizing digital and online service delivery. Comparable as a federal credit union focused on digital member experience rather than branch density.

Direct peers

• Tulsa Federal Credit Union: Local Tulsa federal credit union providing deposit and loan products to members. Directly competes in the same geography with a similar community credit union value proposition.
• Tinker Federal Credit Union: Large Oklahoma-headquartered federal credit union offering savings, checking, loans, and digital banking to a defined member base. Comparable as a federally chartered, member-owned cooperative operating in the same regional market.
• American Airlines Federal Credit Union: Federally chartered, member-owned credit union headquartered in the greater Tulsa area, serving a broad nationwide field of membership. Comparable federal charter and full-service retail product set.
• Oklahoma Educators Credit Union: Oklahoma-based community credit union offering a similar suite of deposit and lending products to members. Closely comparable member-owned, community-focused model.

Broad incumbents

• Arvest Bank: Large regional bank with deep Oklahoma presence offering full retail and commercial banking. Overlaps with the credit union in deposit and consumer lending products within the Tulsa market.
• BOK Financial: Bank of Oklahoma parent, a major Tulsa-based commercial and retail bank. Competes broadly for the same retail deposit and consumer loan customers in the Tulsa market.

Regional players

• BancFirst: Oklahoma-based state commercial bank offering deposits, consumer loans, and small-business banking across the state. Competes for similar retail and small-business customers in the same geography.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks3 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/united-members-federal-cr-un

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about United Members Federal Cr Un