Protocol Wealth
Protocol Wealth is an SEC-registered investment adviser providing integrated fiduciary wealth management across traditional and digital assets for HNW/UHNW individuals, founders, executives, and business owners, powered by a proprietary open-source operating system and regime-adaptive investment framework.
- Company typePrivate
- Founded2025
- HeadquartersDenver, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Protocol Wealth does
Protocol Wealth, LLC is an SEC-registered investment adviser (CRD #335298) formed in 2025 and headquartered in Denver, Colorado. The firm provides integrated fiduciary wealth management spanning traditional assets (stocks, bonds, ETFs, mutual funds) and digital assets (crypto, DeFi, onchain strategies) for ultra-high-net-worth individuals, founders, executives with equity compensation, business owners, and entity treasuries. Three managing partners lead the practice — Adam Blumberg (CCO, registered since 2009), Nick Rygiel (CTO/CISO, registered since 2011), and Jason Leupold (CIO, registered since 2000) — combining fiduciary advice, RIA operations, buy-side trading, digital-asset, compliance, and technology backgrounds. The firm operates without external private equity or venture capital backing and is partner-owned.
The practice is built on a proprietary technology stack called the Protocol Wealth Operating System (PWOS), composed of three open-source modules published under Apache 2.0: pwos-core (TypeScript governance and safety substrate with PII redaction, audit logging, MCP tool registry, and document generation), nexus-core (Python research engine with 200+ analytical tools implementing the Entropic Macro Framework and 8-check quality scoring), and pwplan-core (React/Vite planning UI with PII-free-by-construction architecture). Three provisional patents have been filed defensively. AI inference is sourced from Anthropic Claude under a Zero Data Retention agreement, with Google Gemini and OpenAI Whisper as subprocessors; all client-facing recommendations route through human fiduciary review with no autonomous AI send path. Client assets are held at independent custodians (Charles Schwab, Altruist, Interactive Brokers for traditional assets; Anchorage Digital, BitGo, Fordefi, Turnkey for digital assets).
Revenue is generated through multiple streams: AUM-based advisory fees of 0.50%–2.00% on traditional assets, active digital-asset and DeFi management at $500/month or 2.00% AUM, individual and family advisory retainers starting at $500/month, institutional retainers of $5,000–$15,000+/month, and project-based engagements (treasury policy, custody architecture, due diligence). Customer acquisition runs through content marketing, four self-service diagnostic tools, a weekly newsletter, webinars, professional-partner referrals (CPAs, attorneys, insurance), and open-source community engagement. No revenue or AUM figures are publicly disclosed.
Protocol Wealth firmographics
Firmographics- Name
- Protocol Wealth
- Legal name
- Protocol Wealth, LLC
- Website
- https://protocolwealthllc.com
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Protocol Wealth is an SEC-registered investment adviser providing integrated fiduciary wealth management across traditional and digital assets for HNW/UHNW individuals, founders, executives, and business owners, powered by a proprietary open-source operating system and regime-adaptive investment framework.
- Ownership category
- akta.pro rank
Protocol Wealth industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)
- SIC
- Investment Advice (6282), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)
- akta.pro secondary industries
- Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto) (FSADAHAE), Managed Accounts, Separately Managed Accounts (SMA) & Funds Platforms (Crypto) (FSADAHAM)
Keywords
Where Protocol Wealth is headquartered
LocationHeadquarters
- HQ city
- Denver
- HQ country
- United States
- HQ region
- North America
Markets served
Protocol Wealth business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Advisory Retainer: Service-based advisory retainer. Fees reflect scope and complexity of work, services engaged, intensity of relationship, financial situation complexity, and technology required. Set individually per engagement and documented in Exhibit A of Client Advisory Agreement.
- Traditional Wealth Management (AUM): Discretionary portfolio management for traditional assets (stocks, bonds, ETFs, mutual funds) via Schwab, Altruist, Interactive Brokers. Fees 0.50% - 2.00% AUM annually, billed monthly in arrears.
- Active Digital Asset Management: Active management and rebalancing of digital asset portfolios. Includes qualified custody via Anchorage Digital Bank. Fees typically starting at $500/month or 2.00% AUM, monthly in arrears.
- Onchain Active Management (DeFi): DeFi strategies, staking, and income-focused positioning via Fordefi MPC wallet. Includes portfolio construction, rebalancing, and tax-loss harvesting. Fees typically starting at $500/month or 2.00% AUM, monthly in arrears.
- Individual & Family Advisory: Non-discretionary financial planning, portfolio reviews, and ongoing advisory. Scoped per engagement based on goals and complexity. Monthly billing in arrears. Includes complimentary introductory meeting.
- Institutional Advisory: Retainer-based advisory for treasury strategy, digital asset policy, custody architecture, board reporting, regulatory coordination. Starting at $5,000/month, range $5,000-$15,000+/month based on complexity. Monthly retainer billed in arrears.
- Project Engagement: One-time projects including treasury policy, custody architecture, token liquidity planning, due diligence reviews. Scoped per engagement, milestone-based billing or upon completion.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual & Family Advisory - non-discretionary planning |
| Subscription | Monthly | Institutional Advisory - retainer-based advisory |
| Subscription | Monthly | Traditional Wealth Management - discretionary AUM |
| Subscription | Monthly | Digital Asset Management - active management |
| Subscription | Monthly | Onchain DeFi Management |
| Other | Multi-year contract | Project Engagement |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels7 records
Protocol Wealth product offering
Product offeringCore offering
Protocol Wealth is an SEC-registered investment adviser that delivers fee-based integrated wealth management across traditional assets (stocks, bonds, ETFs, mutual funds held at Schwab, Altruist, Interactive Brokers) and digital assets (crypto and onchain/DeFi positions via Anchorage Digital, BitGo, Fordefi, Turnkey). Core services include discretionary portfolio management, non-discretionary financial planning, founder/equity-compensation event planning, crypto and onchain custody advisory, standalone Investment Policy Statement development, and a family-office-lite coordination offering — all delivered through a documented fiduciary process supported by its proprietary Protocol Wealth Operating System (PWOS) and the Entropic Macro Framework (EMF).
Product overview
Protocol Wealth is an SEC-registered investment adviser (CRD #335298) offering a unified Integrated Wealth Strategy platform built on its proprietary Protocol Wealth Operating System (PWOS). The platform consists of core advisory services (Complex-Wealth Management, Founder & Equity-Comp Planning, Crypto/Onchain Advisory, Standalone Planning/IPS, Family-Office-Lite) supported by proprietary technology: PWOS as the governance and operating layer, PWPortal as the client-facing interface, PW Nexus (nexus-core) as the Python-based research engine with 200+ analytical tools, and the Entropic Macro Framework (EMF) with 7-layer durability model and 8-check quality scoring for regime-adaptive portfolio construction. The firm publishes key infrastructure as open source (pwos-core, nexus-core, pwplan-core under Apache 2.0), enables MCP-compatible clients to connect via documented setup path, and maintains a non-custodial architecture where client assets are held at independent custodians (Charles Schwab, Altruist, Interactive Brokers, Anchorage Digital, BitGo, Fordefi, Turnkey). AI governance enforces human-in-the-loop review with Zero-Data-Retention on Anthropic Claude API.
Differentiator
Problem solved
Functional benefit
Brands
- PWOS (Protocol Wealth Operating System): The in-house operating system governing how AI is used, keeping client data out of models, ensuring human fiduciary approval on recommendations, and recording every decision for reconstruction.
- PWPortal
- PWAF (Protocol Wealth Asset Framework)
- PW Nexus
- pwos-core
- nexus-core
- pwplan-core
Products and services
- Complex-Wealth Management Flagship discretionary management of traditional and digital assets paired with continuous planning across the entire balance sheet, including portfolio management, full planning suite, regime-aware scenario analysis, firm-branded reporting, a written Investment Policy Statement, and ongoing human accountability for HNW/UHNW clients.
- Founder & Equity-Comp / Separation Planning Event-driven planning for founders, executives, and employees with concentrated equity, option exercises, lockups, token unlocks, or separation agreements. Covers exercise timing, AMT/QSBS coordination, concentration overlays, tax-aware withdrawal sequencing, and written planning deliverables.
- Crypto / Onchain Custody + Advisory Fiduciary digital-asset advisory with qualified custody (Anchorage Digital) or client self-custody (Turnkey) options, including onchain portfolio aggregation and reporting, sanctions screening, onchain options strategy, and tax coordination for crypto and DeFi investors.
- Standalone Planning / IPS Non-discretionary financial planning without discretionary management, delivering a comprehensive plan and/or standalone Investment Policy Statement for self-managed or held-away clients.
- Family-Office-Lite Coordinated oversight across custody, planning, tax, estate, and onchain treasury for higher-complexity families and entities, including multi-entity coordination, shared document vault, quarterly reporting cadence, and CIO-led investment oversight.
- Institutional Advisory Retainer-based advisory for treasury strategy, digital asset policy, custody architecture, board reporting, and regulatory coordination for entities including operating companies, family entities, funds, nonprofits, and DAO/protocol/Web3 treasuries. Fees start at $5,000/month with a range of $5,000–$15,000+/month based on complexity, billed monthly in arrears.
- Project Engagement One-time scoped projects covering treasury policy, custody architecture, token liquidity planning, and due diligence reviews, billed on milestone or upon-completion terms and documented per engagement.
Quantifiable outcome
- Every client-facing recommendation routed through human fiduciary review with no autonomous AI send path
- +2 more outcomes
Companies that use Protocol Wealth
Customer profileSegments8 records
Ideal customer profiles7 records
Protocol Wealth technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
AI capability10 records
Feature6 records
Protocol Wealth partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and supporting.
- Finalis Securities LLCcoreBroker-dealer relationship for securities execution. Securities offered through Finalis Securities LLC, member FINRA/SIPC. Protocol Wealth LLC is not a registered broker-dealer. Relationship enables advisory clients to access securities execution through regulatory compliant channel.
- Charles SchwabcoreTraditional custody partner for stocks, bonds, ETFs, mutual funds. Client assets held with independent custodians.
- AltruistcoreTraditional custody partner for investment accounts. Part of independent custody ecosystem.
- Interactive BrokerscoreTraditional custody partner for investment accounts. Part of independent custody ecosystem.
- Anchorage DigitalcoreQualified custodian for digital assets. Provides institutional-grade custody for crypto assets within regulatory framework.
- BitGosupportingDigital custody partner. Part of multi-custodian approach for digital assets.
- FordeficoreSelf-custody MPC wallet provider for onchain DeFi strategies, staking, and income-focused positioning. Client controls private keys.
- TurnkeycoreSelf-custody infrastructure provider. Passed live acceptance test before production use. Client-controlled wallet infrastructure.
- ScorechainsupportingSanctions and wallet screening as part of firm's AML program for digital asset operations.
- CoincoversupportingDigital asset risk protection and insurance partner.
- AnthropiccoreAI inference provider (Claude API) under Zero Data Retention agreement. Prompts and outputs not retained by provider, not used for model training. US region only.
- Google GeminisupportingAI subprocessor for broker graphics generation. Disclosed in subprocessor list.
- OpenAI WhispersupportingAI subprocessor for advisor voice-memo transcription. Disclosed in subprocessor list.
Scale indicators3 records
Recent moves7 records
Expansion highlights6 records
Protocol Wealth competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Protocol Wealth social profiles
Digital presenceProtocol Wealth compliance and trust
Trust signalCompliance3 records
Protocol Wealth financial estimates
Financial estimateRevenue estimate
Valuation estimate
Protocol Wealth leadership team
Management profileNumber of profiles
Profiles3 records
Protocol Wealth funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Protocol Wealth M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Protocol Wealth
What does Protocol Wealth do?
Protocol Wealth is an SEC-registered investment adviser that delivers fee-based integrated wealth management across traditional assets (stocks, bonds, ETFs, mutual funds held at Schwab, Altruist, Interactive Brokers) and digital assets (crypto and onchain/DeFi positions via Anchorage Digital, BitGo, Fordefi, Turnkey). Core services include discretionary portfolio management, non-discretionary financial planning, founder/equity-compensation event planning, crypto and onchain custody advisory, standalone Investment Policy Statement development, and a family-office-lite coordination offering — all delivered through a documented fiduciary process supported by its proprietary Protocol Wealth Operating System (PWOS) and the Entropic Macro Framework (EMF).
Is Protocol Wealth a public or private company?
Protocol Wealth is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Protocol Wealth founded?
Protocol Wealth was founded in 2025. It employs 1 to 10 people.
Where is Protocol Wealth based?
Protocol Wealth is headquartered in Denver, United States, in the North America region.
How does Protocol Wealth make money?
Seven revenue lines are on record. Advisory Retainer is the primary driver. The others are traditional Wealth Management (AUM), active Digital Asset Management, onchain Active Management (DeFi), individual & Family Advisory, institutional Advisory and project Engagement.
Does Protocol Wealth have an API?
Yes. Protocol Wealth offers an MCP (Model Context Protocol) research surface through nexus-core, providing MCP-over-HTTP compatibility for remote clients using standard MCP/OAuth flow. The MCP tool registry defines tools used by Claude, GPT, and other MCP clients. Additionally, pwos-core provides TypeScript governance and safety primitives including PII redaction, audit logging, MCP tool registry, document generation, and planning UI components. Open-source packages under the @protocolwealthos scope are published to the public npm registry. Developer documentation is at nexusmcp.site/mcp-guide.
What industry is Protocol Wealth in?
Protocol Wealth's product category is Wealth Management. Its primary akta.pro industry code is FSAAAAAA, Full-Service Retail Brokerage & Wealth Platforms, with a secondary code of FSADAHAE, Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto). Its NAICS code is 523940 and its SIC code is 6282.