Almea

Name

Almea

Website

https://almea.ai

Company type

Private

Short description

Almea is a London-based, privately held company self-described as building an AI-native digital banking and wealth management platform for underserved affluent clients in Europe. The company has no disclosed products, customers, funding, or operating website in the available data.

Ownership category

akta.pro rank

Product category

Digital Banking and Wealth Management

NAICS

Software Publishers (513210), Software Publishers (5132)

SIC

Finance Services (6199), Services-Prepackaged Software (7372)

akta.pro primary industry

Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights) (HDAEAMAD)

Keywords

• Digital banking platform
• Wealth management software
• AI-native banking
• Affluent fintech Europe
• Private wealth platform

Headquarters

HQ city

City Of London

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Core offering

Almea develops an AI-native digital banking and wealth management platform aimed at underserved affluent clients in Europe. The platform combines digital banking functionality with wealth management capabilities, delivered through a software-based offering.

Differentiator

Problem solved

Functional benefit

Products and services

• AI-Native Digital Banking and Wealth Management Platform An AI-native digital platform that combines digital banking with wealth management capabilities, targeting underserved affluent individual clients across Europe.

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Monzo: UK digital bank with a large retail customer base and growing premium/investment offerings. Comparable as a UK-based AI-enabled digital banking platform, though primarily retail-focused rather than affluent-focused.
• Revolut: London-headquartered digital bank with a broad product suite including wealth, trading, and premium affluent tiers. Comparable as a UK-based digital banking-plus-wealth platform targeting affluent customers, though significantly larger and broader in scope.
• Starling Bank: UK digital bank offering business and personal accounts with a technically sophisticated platform. Comparable as a UK-based digital banking platform, though wealth management is not its core focus.

Regional players

• Atom bank: UK-based app-first digital bank offering savings and mortgage products through a mobile platform. Comparable as a UK-based digital-only banking platform, though focused on savings/mortgages rather than wealth management.
• N26: European-headquartered digital bank serving multiple EU markets with current accounts and increasingly investment products. Comparable as a European digital banking platform, though its primary customer is mainstream retail rather than affluent.

Direct peers

• Betterment: US-based pioneer of robo-advisory wealth management with automated portfolio management and goal-based planning. Comparable on the AI/digital-native wealth management model serving affluent retail customers, though US-focused and without integrated banking.
• Wealthsimple: Canadian AI-enabled wealth management platform offering investing, saving, and tax products to affluent and younger investors. Comparable on AI-native positioning and affluent-target customer base, though it operates in Canada rather than Europe.
• Moneyfarm: European (UK/Italy) digital wealth manager combining human advice with portfolio management technology for affluent clients. Directly comparable in geography, affluent customer focus, and tech-enabled wealth proposition.
• Wealthfront: US-based AI-driven automated wealth management platform serving mass-affluent and younger HENRY clients. Comparable on AI-native wealth management and the affluent-but-not-UHNW customer segment, though US-only.
• Nutmeg: UK-based digital wealth management platform serving retail and mass-affluent customers with robo-advisory portfolios. Highly comparable to Almea on the wealth management side, target customer (UK-based affluent), and digital-first delivery model.

Market position

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Almea