Pradhan Mantri Kisan Samman Nidhi Yojana

What Pradhan Mantri Kisan Samman Nidhi Yojana does

Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan) is a central sector welfare scheme of the Government of India, administered by the Ministry of Agriculture and Farmers Welfare and effective from 1 December 2018. The scheme provides direct income support of ₹6,000 per year to eligible landholder farmer families, disbursed in three equal installments of ₹2,000 every four months. Implementation is fully digital: farmers self-register on the pmkisan.gov.in portal or through the PM Kisan Android application, complete Aadhaar-linked OTP-based e-KYC verification, and receive funds via Direct Benefit Transfer (DBT) into their Aadhaar-linked bank accounts with no intermediary involvement. State agriculture departments verify land records and registrations, while Common Service Centres (CSC) provide offline onboarding support in rural areas.

The platform is built on India's national digital public infrastructure, including Aadhaar for identity verification, the banking system for last-mile disbursement, and a web/mobile interface for status tracking, beneficiary listing, voluntary surrender, refund, and Kisan Credit Card (KCC) form downloads. Cumulative disbursements have exceeded ₹4 lakh crore across 22 quarterly installments, reaching more than 11 crore farmer families and 9.32 crore+ farmers (including 2.15 crore women farmers) in the most recent installment released on 13 March 2026 from Guwahati, Assam.

PM Kisan is not a commercial entity and generates no revenue; it is fully funded by the Government of India with annual expenditure of approximately ₹75,000 crore. The program targets small and marginal farmer households across all states and union territories, addressing financial distress, the cost of agricultural inputs (seeds, fertilizers, pesticides), dependence on informal credit, and household expenditure needs. Reported outcome metrics include 85% of beneficiaries reporting increased agricultural income, 92%+ using funds for agricultural inputs, and 92%+ beneficiary satisfaction, positioning the scheme as one of the largest DBT-based welfare programs globally.

Name

Pradhan Mantri Kisan Samman Nidhi Yojana

Legal name

Pradhan Mantri Kisan Samman Nidhi Yojana

Website

https://pm-kisangov.com

Company type

Private

Founded year

2018

Operating status

Operating

Short description

PM Kisan is a Government of India central sector welfare scheme launched in December 2018 that provides ₹6,000 per year in three installments directly to over 11 crore eligible landholder farmer families via Aadhaar-linked Direct Benefit Transfer.

Ownership category

akta.pro rank

Product category

Government Agricultural Welfare Services

SIC

Services-Social Services (8300)

akta.pro primary industry

Food Assistance & Safety Nets (In-Kind, Vouchers, Cash Transfers) (BPADAJAA)

Keywords

• Agricultural welfare scheme
• Direct benefit transfer
• Farmer financial assistance
• Government subsidy program
• DBT payment scheme

Headquarters

HQ city

New Delhi

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Technology or R&D, Personnel, Others

Revenue model

1. Government Welfare Expenditure: This is a central government-funded welfare scheme providing ₹6,000 annually to eligible farmer families paid in three equal installments of ₹2,000 each. The entire cost is borne by the Government of India with no contribution from beneficiaries. Annual expenditure is approximately ₹75,000 crore.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

PM-KISAN is a central government welfare scheme that provides ₹6,000 annually to eligible landholding farmer families, paid in three equal installments of ₹2,000 every four months directly to their Aadhaar-linked bank accounts via Direct Benefit Transfer (DBT). Beneficiaries access registration, e-KYC, beneficiary status checking, and document downloads through the pmkisan.gov.in portal and the PM Kisan mobile app, with CSC centres providing offline support in rural areas. The scheme is fully funded by the Government of India with no cost to beneficiaries.

Product overview

PM Kisan Samman Nidhi Yojana is a central government welfare scheme providing direct financial assistance of ₹6,000 per year to eligible farmer families. The offering consists of the core PM Kisan scheme itself, delivered through the official pmkisan.gov.in web portal and the PM Kisan mobile application. Farmers access registration, e-KYC, beneficiary status checking, and document downloads via these digital channels, with funds disbursed through Direct Benefit Transfer (DBT) to Aadhaar-linked bank accounts in three equal installments of ₹2,000 each.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 85% of beneficiary farmers reported increase in agricultural income
• +2 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• State GovernmentscoreStrategic or Co-development PartnerState governments verify farmer registrations, maintain land records, and coordinate implementation at district and village levels through their agriculture departments.
• Banking System (India)coreImplementation/ SI/ Consulting PartnerDirect Benefit Transfer (DBT) through India's banking system transfers funds to beneficiaries' Aadhaar-linked bank accounts with no intermediary involvement.
• CSC (Common Service Centres)minorChannel Partner/ Reseller/ DistributorCSC centres provide offline registration assistance, e-KYC completion (including biometric), and helpdesk support for farmers in rural areas.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Pradhan Mantri Fasal Bima Yojana (PMFBY): Government of India's crop insurance scheme targeting the same farmer beneficiary base as PM Kisan. Comparable as a centrally-sponsored farmer welfare scheme administered via state agriculture departments and disbursed through bank-linked accounts.
• KALIA Scheme (Odisha): Odisha's Krushak Assistance for Livelihood and Income Augmentation scheme providing financial assistance to cultivators and landless agricultural laborers. Closely comparable as a state-level cash transfer welfare scheme for the farming population with similar DBT delivery.
• Krishak Bandhu Scheme (West Bengal): West Bengal government scheme providing cash assistance and death benefit to farmer families. Directly comparable as a state-level farmer cash transfer scheme operating alongside PM Kisan with overlapping beneficiary verification and DBT mechanics.
• Rythu Bandhu Scheme (Telangana): Telangana state's direct cash transfer to farmers (₹10,000/acre per season) and a structural precedent for PM Kisan. Direct comparable as a state-level farmer income support scheme with similar DBT-based disbursement and beneficiary verification model.
• Pradhan Mantri Kisan Maandhan Yojana (PM-KMY): Government of India pension scheme for small and marginal farmers, administered by the Ministry of Agriculture and Farmers Welfare using the same farmer identification infrastructure as PM Kisan. Closely comparable as a complementary farmer-targeted central welfare scheme leveraging DBT and Aadhaar.

Broad incumbents

• National Social Assistance Programme (NSAP): Centrally sponsored program providing social assistance (old age, widow, disability pensions) to rural BPL households via DBT. Comparable as a parallel central welfare cash transfer scheme targeting vulnerable rural populations through state-implemented DBT.
• Public Distribution System (PDS) / One Nation One Ration Card: Government of India's subsidized food grain distribution system for Below Poverty Line families, increasingly digitized using Aadhaar. Comparable as a foundational central welfare scheme targeting the same low-income rural base as PM Kisan.
• Ayushman Bharat PMJAY: Government of India's health insurance scheme covering poor and vulnerable families. Comparable as a large-scale central welfare program delivering benefits to similar economically vulnerable rural households using DBT and Aadhaar-linked identity infrastructure.
• Mahatma Gandhi NREGA (MGNREGA): India's flagship rural employment guarantee scheme providing wage payments to rural households via DBT. Comparable as a large-scale government-to-beneficiary cash transfer program operating through the same Aadhaar-linked banking infrastructure as PM Kisan.
• Pradhan Mantri Jan Dhan Yojana (PMJDY): Government of India's financial inclusion program that created the Aadhaar-linked bank account infrastructure on which PM Kisan's DBT disbursements rely. Comparable as the underlying platform enabler for direct benefit transfers to crores of beneficiaries.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Pradhan Mantri Kisan Samman Nidhi Yojana