Raiffeisen- Und Volksbank Dahn Eg
- Company typePrivate
- Founded1872
- HeadquartersBad Bergzabern, Germany
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
Raiffeisen- Und Volksbank Dahn Eg firmographics
Firmographics- Name
- Raiffeisen- Und Volksbank Dahn Eg
- Legal name
- VR Bank Südliche Weinstraße-Wasgau eG
- Website
- https://vrbank-sww.de
- Company type
- Private
- Founded year
- 1872
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Raiffeisen- Und Volksbank Dahn Eg industry classification
Industry- Product category
- Cooperative Retail Banking
- NAICS
- Credit Unions (52213), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022), Personal Credit Institutions (6141)
- akta.pro primary industry
- Account & Balance Services (Operating accounts, statements, eBAM) (FSABAIAD)
- akta.pro secondary industry
- Account Verification & Ownership (AVS/AOV, micro-deposits, auth) (FSAGACAB)
Keywords
Where Raiffeisen- Und Volksbank Dahn Eg is headquartered
LocationHeadquarters
- HQ city
- Bad Bergzabern
- HQ country
- Germany
- HQ region
- Europe
Offices11 records
Markets served
Raiffeisen- Und Volksbank Dahn Eg business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Account and Transaction Fees: Monthly account maintenance fees, transaction fees for payments and transfers, debit/credit card fees
- Credit and Lending: Interest income from consumer loans, mortgages, entrepreneur credits up to 100,000 EUR, and business financing
- Investment Products: Commissions from brokerage services, mutual fund distribution (Union Investment TraditionsFonds 1872), and securities trading
- Insurance Distribution: Commission revenue from insurance products through R+V Versicherung partnership including moped insurance, life insurance, and occupational pension schemes (bAV)
- easyCredit Consumer Lending: Partnership with TeamBank for instant credit loans, bank earns referral and origination fees
- Digital Services Premium: Online banking services, Multibanking add-ons, electronic mailbox, Wero payment functions
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Basiskonto - Basic banking account with essential services |
| Subscription | Monthly | Girokonto - Full featured current account with overdraft and card services |
| Transaction based/ take rate | Pay-as-you-go | Unternehmerkredit - Business credit up to 100,000 EUR |
| Transaction based/ take rate | Pay-as-you-go | easyCredit - Instant consumer loan via TeamBank partnership |
Go-to-market motion3 records
Distribution channels8 records
Marketing channels9 records
Raiffeisen- Und Volksbank Dahn Eg product offering
Product offeringCore offering
VR Bank Südliche Weinstraße-Wasgau eG is a regional cooperative bank offering current accounts, payment cards, consumer and business loans, fixed-term deposits, online brokerage, investment funds, and insurance distribution for private and corporate customers in the Southern Wine Route and Wasgau region of Germany. The bank operates 11 physical branches complemented by the VR Banking App, online banking portal, video identification, and authentication tools, while distributing partner products from Union Investment, R+V Versicherung, and TeamBank.
Product overview
VR Bank Südliche Weinstraße-Wasgau eG is a German cooperative bank offering a comprehensive digital banking platform. The core offering consists of OnlineBanking/Banking Portal as the primary digital channel, supplemented by the VR Banking App for mobile access. The product portfolio includes giro accounts (Girokonto, Basiskonto, Geschäftskonto) for daily banking, debit and credit cards (girocard, Mastercard, Visa including virtual cards for Apple Pay), fixed-term deposits (Festgeld), and lending products (easyCredit instant credit, Unternehmerkredit up to 100,000 EUR). Investment services include Online-Brokerage, TraditionsFonds 1872 (via Union Investment), and MeinInvest digital investment assistant. The bank also provides insurance products (Direktversicherung, Mopedversicherung via R+V), international payment services (Auslandszahlungsverkehr), video identification (via IDnow), and security services including VR SecureGo plus two-factor authentication. Business services include corporate accounts, entrepreneur credit, foreign payments, direct insurance for employees, and company succession advisory.
Differentiator
Problem solved
Functional benefit
Brands
- VR Banking App: Mobile banking application for managing finances on smartphones and tablets
- VR SecureGo plus
- MeinInvest
- TraditionsFonds 1872
- Glücksbringer
- HEIMAT
Products and services
- OnlineBanking Digital banking platform enabling customers to manage accounts, conduct transactions, view statements, and access banking services online.
- VR Banking App Mobile banking application for iOS and Android enabling banking and payments from smartphones and tablets, including mobile payments and photo transfer.
- Girokonto Current account for everyday banking with options for account management, transfers, direct debit, and overdraft facilities for retail customers.
- Basiskonto Basic payment account allowing transfers, cash deposits/withdrawals, and online banking access for all customers.
- Geschäftskonto Business account for commercial customers to manage payments and business finances.
- Debit- und Kreditkarten Mastercard and Visa debit and credit cards including virtual cards for Apple Pay, with secure authentication via Mastercard Identity Check and Visa Secure.
- girocard Domestic debit card with contactless payment, online authentication, and integration with VR SecureGo plus app.
- Festgeld Fixed-term deposit with guaranteed interest rate for the agreed term, protecting against interest fluctuations.
- easyCredit Instant consumer credit with financial flexibility offered via the TeamBank partnership, with online calculation and application.
- Unternehmerkredit Business credit up to 100,000 EUR for new plans or deferred projects, with independent cooperative advisory support for business customers.
- Online-Brokerage Online securities trading platform for quick and easy stock exchange trading.
- TraditionsFonds 1872 Investment fund combining traditional bank values with capital market expertise, launched in partnership with Union Investment.
- MeinInvest Digital investment assistant for managing and monitoring investments, with secure login to investment portfolio.
- Auslandszahlungsverkehr International payment services enabling secure and fast cross-border payment execution.
- Direktversicherung Company pension scheme (betriebliche Altersvorsorge) insurance products distributed through R+V Versicherung.
- Mopedversicherung Affordable and reliable moped/scooter insurance distributed through R+V Versicherung.
- Unternehmensnachfolge Tax, legal, and business consulting service for company succession planning for corporate customers.
- VR SecureGo plus Mobile authentication app for secure TAN generation and two-factor authentication for online banking and payments.
- Video-Identifikation Video-based identity verification service via IDnow for account opening and financial service applications.
- Online Terminvereinbarung Online appointment scheduling service allowing customers to book advisory appointments with bank advisors.
Companies that use Raiffeisen- Und Volksbank Dahn Eg
Customer profileSegments4 records
Ideal customer profiles3 records
Raiffeisen- Und Volksbank Dahn Eg technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration15 records
AI capability3 records
Feature6 records
Raiffeisen- Und Volksbank Dahn Eg partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- IDnowcoreIDnow provides video identification services enabling remote identity verification for account opening and financial service activation. Customers can complete identity verification via video chat without visiting a branch, meeting legal requirements under anti-money laundering regulations.
- Gini GmbHcoreGini GmbH provides AI-powered document scanning technology for the 'Fotoüberweisung' (photo transfer) and 'Rechnung hochladen' (invoice upload) features. The AI extracts payment data from photographed invoices for seamless payment processing.
- R+V VersicherungcoreR+V Versicherung is a key insurance partner offering products through the bank including moped insurance, general insurance products, and company insurance solutions. The partnership enables the bank to offer comprehensive insurance services to retail and corporate customers.
- TeamBankcoreTeamBank provides the 'easyCredit' instant credit product through the bank's distribution channels. The bank acts as a referral and distribution partner for consumer loans with flexible repayment terms.
- Union InvestmentcoreUnion Investment provides investment fund products including the 'TraditionsFonds 1872', a fund that combines traditional bank values with capital market expertise. The bank distributes this fund to customers seeking professionally managed investments.
- AtruviacoreAtruvia provides core banking technology infrastructure and website platform services. Multiple cookies and technical systems indicate deep integration with Atruvia for online banking, mobile app, and website functionality.
- Genossenschaftliche FinanzGruppe Volksbanken RaiffeisenbankencoreThe Genossenschaftliche FinanzGruppe is the nationwide cooperative banking network. Membership provides access to shared services, deposit protection through BVR Institutssicherung GmbH, and partner products from network institutions.
- Genoverband e.V.coreGenoverband e.V. is the cooperative auditing association responsible for statutory audit of the bank according to § 54 GenG. Located in Frankfurt am Main.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Raiffeisen- Und Volksbank Dahn Eg competitors and assessment
Company assessmentDirect peers
- PSD Bank Rhein-Ruhr eG: A member-owned German cooperative bank offering retail banking and digital services, comparable in cooperative structure and product set.
- Volksbank Kur- und Rheinpfalz eG: Another regional Volksbank in the Palatinate area within the same cooperative network, directly comparable in customer base and offering.
Others
- DZ BANK: The central institution of the cooperative financial network and a product/infrastructure supplier to the bank rather than a direct competitor.
- Atruvia AG: Core banking and digital platform provider for cooperative banks including this one; an enabling technology vendor in the same ecosystem.
Emerging players
- N26: A German digital-only neobank offering mobile-first current accounts and payments, competing for younger, fee-sensitive customers the bank also targets.
Regional players
- VR Bank Südpfalz eG: A neighboring cooperative Volksbank in the same Rhineland-Palatinate region offering identical retail and corporate banking under the VR brand, directly comparable in model and geography.
- Sparkasse Südliche Weinstraße: A regional public savings bank serving the same territory with full-service retail and corporate banking, the primary local competitor for deposits and lending.
Broad incumbents
- ING Deutschland: A large direct/digital bank in Germany providing retail accounts, lending, and brokerage, competing for digitally oriented customers nationwide.
- Commerzbank: A large German commercial bank offering retail and corporate banking nationwide; overlaps on products but at far greater scale and geographic reach.
- Deutsche Bank (Postbank): Germany's largest bank with a broad retail/corporate franchise competing across the same product categories, though not focused on the local region.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Raiffeisen- Und Volksbank Dahn Eg social profiles
Digital presenceRaiffeisen- Und Volksbank Dahn Eg compliance and trust
Trust signalCompliance7 records
Raiffeisen- Und Volksbank Dahn Eg financial estimates
Financial estimateRevenue estimate
Valuation estimate
Raiffeisen- Und Volksbank Dahn Eg leadership team
Management profileNumber of profiles
Profiles4 records
Raiffeisen- Und Volksbank Dahn Eg funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Raiffeisen- Und Volksbank Dahn Eg M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Raiffeisen- Und Volksbank Dahn Eg
What does Raiffeisen- Und Volksbank Dahn Eg do?
VR Bank Südliche Weinstraße-Wasgau eG is a regional cooperative bank offering current accounts, payment cards, consumer and business loans, fixed-term deposits, online brokerage, investment funds, and insurance distribution for private and corporate customers in the Southern Wine Route and Wasgau region of Germany. The bank operates 11 physical branches complemented by the VR Banking App, online banking portal, video identification, and authentication tools, while distributing partner products from Union Investment, R+V Versicherung, and TeamBank.
Is Raiffeisen- Und Volksbank Dahn Eg a public or private company?
Raiffeisen- Und Volksbank Dahn Eg is a private company. It is classified as unknown and is currently operating.
When was Raiffeisen- Und Volksbank Dahn Eg founded?
Raiffeisen- Und Volksbank Dahn Eg was founded in 1872. It employs 101 to 250 people.
Where is Raiffeisen- Und Volksbank Dahn Eg based?
Raiffeisen- Und Volksbank Dahn Eg is headquartered in Bad Bergzabern, Germany, in the Europe region.
How does Raiffeisen- Und Volksbank Dahn Eg make money?
Six revenue lines are on record. Account and Transaction Fees are the primary driver. The others are credit and Lending, investment Products, insurance Distribution, easyCredit Consumer Lending and digital Services Premium.
Who are Raiffeisen- Und Volksbank Dahn Eg's main competitors?
Direct peers on record are PSD Bank Rhein-Ruhr eG and Volksbank Kur- und Rheinpfalz eG. Others are DZ BANK and Atruvia AG. N26 is listed as an emerging player. Regional players are VR Bank Südpfalz eG and Sparkasse Südliche Weinstraße. Broad incumbents are ING Deutschland, Commerzbank and Deutsche Bank (Postbank).
Does Raiffeisen- Und Volksbank Dahn Eg have an API?
Yes. The bank provides PSD2-compliant API interfaces (XS2A - Access to Account) enabling third-party payment service providers to access customer accounts. Third-party services include payment initiation services (Zahlungsauslösedienste) and account information services (Kontoinformationsdienste). The bank offers a centralized authentication service for online banking and supports Multibanking additional services.
What industry is Raiffeisen- Und Volksbank Dahn Eg in?
Raiffeisen- Und Volksbank Dahn Eg's product category is Cooperative Retail Banking. Its primary akta.pro industry code is FSABAIAD, Account & Balance Services (Operating accounts, statements, eBAM), with a secondary code of FSAGACAB, Account Verification & Ownership (AVS/AOV, micro-deposits, auth). Its NAICS code is 52213 and its SIC code is 6022.