MoneyChoice

What MoneyChoice does

MoneyChoice is a private US-based fintech founded in 2016 and headquartered in Antioch, California (with a stated Silicon Valley engineering hub), operating two product platforms under a single brand. MoneyChoice Capital is a consumer-facing subscription service that delivers AI-driven stock predictions (with claimed 80%+ accuracy since 2015), price targets with explicit time windows, and the Smart Lens manipulation-detection feature flagging pump-and-dump, stop-hunt, and fake-breakout patterns; distribution is mobile-native via iOS and Android apps and a web tier. DemandPulse is a separately launched enterprise B2B SaaS for demand and allocation intelligence, comprising five modules (Pulse Forecast, Scenario, Allocate, Pricing, Signal) packaged with an 80%+ accuracy (or no fee) guarantee and pre-built integrations with major enterprise planning platforms including Kinaxis, o9, and Blue Yonder.

Name

MoneyChoice

Legal name

MoneyChoice

Website

https://moneychoice.us

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

MoneyChoice is a US fintech operating MoneyChoice Capital, a subscription platform that delivers AI-based stock predictions and Smart Lens manipulation detection to retail traders via iOS, Android, and web, alongside DemandPulse, an enterprise SaaS for supply chain demand and allocation intelligence.

Ownership category

akta.pro rank

Product category

Financial Technology (Fintech)

NAICS

Depository Credit Intermediation (5221)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAAAAAF

Financial Planning & Goals-Based Advice (Mass Affluent)

Financial & Insurance/Asset & Wealth Management/Retail & Mass-Affluent Wealth Management

SECONDARYFSAGAAAH

Personal Financial Management & Budgeting (PFM)

Financial & Insurance/Financial Technology (Fintech)/Digital Banking & Neobanking Platforms

Keywords

• Consumer trading platform
• AI stock prediction
• Supply chain intelligence
• Wealth management services
• Business process outsourcing

Headquarters

HQ city

Antioch

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Gold Subscription: Monthly subscription at $29.99 providing 100+ daily predictions, manipulation detection tools, verified TFA advisor network access, and mobile app access. Limited to 1,000 users for exclusivity.
2. Free Tier: Free access with 2 daily predictions, past results access, educational resources, and mobile app access
3. Portfolio Subscription: Annual subscription at $6,000 providing daily guidance on user's stocks and positions with manipulation-aware context
4. Platinum Subscription: Premium tier at $5,000 including everything in Gold plus live portfolio tracking, auto-trade hedge fund access, smart tax planning, and real-time alerts. Limited to 10 users.
5. Business Funding Matching Service: Matching service connecting businesses with 84+ lenders across various funding types including SBA loans, term loans, MCAs, factoring. MoneyChoice is not a lender but earns referral/matching fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

MoneyChoice operates two core platforms: MoneyChoice Capital, a consumer stock-trading platform that uses AI/quantum-powered prediction models and a Smart Lens manipulation-detection tool to help individual investors make trading decisions, and DemandPulse™, an enterprise supply chain intelligence platform that provides real-time visibility into inventory, shipments, and lead times. The company also delivers a portfolio of business support services covering customer support, customer acquisition, workforce management, debt recovery, tax optimization, healthcare billing, and funding matching.

Product overview

MoneyChoice operates as a multi-product financial technology company offering two core platforms: MoneyChoice Capital (consumer/investor-focused AI and quantum-powered stock prediction platform) and DemandPulse™ (enterprise B2B supply chain intelligence platform), supplemented by multiple business services including customer acquisition, workforce management, debt recovery, tax optimization, healthcare billing, and funding matching. MoneyChoice Capital delivers its predictions through tiered subscriptions (Free, Gold at $29.99/month, Portfolio at $6,000/year, Platinum at $5,000), provides manipulation detection via Smart Lens, and distributes via iOS and Android mobile apps and web. DemandPulse™ is a modular enterprise platform with five integrated modules (Pulse Forecast, Pulse Scenario, Pulse Allocate, Pulse Pricing, Pulse Signal) that work together in a four-stage agentic operating loop to deliver 80%+ demand forecast accuracy or no fee. Business services operate as standalone offerings that leverage the company's AI infrastructure and expertise.

Differentiator

Problem solved

Functional benefit

Brands

• DemandPulse™: Enterprise SaaS demand and allocation intelligence platform offering 80%+ forecast accuracy guarantee with modules for Forecast, Scenario, Allocate, Pricing, and Signal.

Products and services

• MoneyChoice Capital Consumer stock-trading platform that uses AI/quantum-powered prediction models and a Smart Lens manipulation-detection tool to help individual investors make trading decisions. Sold via tiered subscriptions.
• DemandPulse™ Enterprise supply chain intelligence platform providing real-time visibility into inventory, shipments, and lead times for supply chain, procurement, and operations teams.
• 24/7 Customer Support Round-the-clock outsourced customer support service for businesses that need continuous coverage.
• Smart Customer Acquisition Outsourced customer acquisition service designed to help businesses generate and convert leads.
• Intelligent Workforce Management Workforce management service that helps businesses plan, schedule, and manage staff.
• Smart Debt Recovery System Debt recovery service that helps businesses recover outstanding receivables.
• Strategic Tax Optimization Tax strategy and optimization service advising businesses on tax planning and savings.
• Revenue Cycle Management (Healthcare Billing) Revenue cycle management and billing service tailored for healthcare providers.
• MoneyChoice Funding Matching Funding matching service that connects businesses seeking capital with appropriate funding sources.

Quantifiable outcome

• 80%+ accuracy rate maintained since 2015 with every trade logged and publicly verifiable
• +4 more outcomes

Named customers11 records

Segments7 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability7 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• KinaxiscoreTechnology or IntegrationMoneyChoice's DemandPulse operates as a decision intelligence layer on top of Kinaxis Maestro (core planning platform). Kinaxis handles planning workflows and cross-functional synchronization while MoneyChoice provides demand volatility diagnosis, scenario-tested allocation/pricing recommendations, and executive operating cadence.
• o9 SolutionscoreTechnology or IntegrationOrganizations using o9 Solutions leverage MoneyChoice to sharpen executive decisions on allocation, pricing, and service tradeoffs when volatility accelerates. o9 handles enterprise planning workflows and connected planning context while MoneyChoice provides rapid scenario framing and executive-level prioritization.
• Blue YondercoreTechnology or IntegrationTeams with Blue Yonder use MoneyChoice as a focused executive layer to accelerate response to demand shocks while protecting margin and service reliability. Blue Yonder provides planning and orchestration support in existing enterprise workflows while MoneyChoice delivers executive scenario framing and prioritization.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Webull: Webull is a retail trading platform with embedded charting, analytics, and paper-trading tools. It competes for MoneyChoice's day/swing trader persona with free and low-cost alternatives.
• Bloomberg: Bloomberg offers terminal-grade market data, analytics, and predictive tools that overlap with MoneyChoice Capital's professional-trader use case. It is a broad incumbent rather than a direct retail competitor due to pricing and audience.
• Robinhood: Robinhood is a retail brokerage and trading platform named explicitly in MoneyChoice's own comparison set. It competes indirectly by bundling basic signals and research inside a free commission-free trading experience.
• SoFi Invest: SoFi Invest is a retail investment and advisory platform listed in MoneyChoice's comparison set. It bundles research and stock investing into a broader consumer finance product, putting indirect pressure on MoneyChoice's paid tiers.

Emerging players

• Kinaxis: Kinaxis is both a DemandPulse integration partner and adjacent enterprise supply chain planning vendor. Its Maestro platform overlaps with DemandPulse's forecast/scenario/allocation modules at the enterprise tier, making it a partial competitor as well as a channel partner.
• o9 Solutions: o9 Solutions provides enterprise connected planning platforms that compete with the Decision Intelligence layer DemandPulse is positioned to provide. It is listed as a partner but its Digital Brain product overlaps functionally with MoneyChoice's enterprise offering.

Direct peers

• Seeking Alpha: Seeking Alpha provides crowdsourced investment analysis and ratings for retail and active investors. It overlaps with MoneyChoice's investment-guidance and stock-research offering for self-directed retail traders.
• TradingView: TradingView is a charting and social trading platform with predictive indicators and alerts used by retail day/swing traders. It is the most directly comparable consumer-facing analytics product to MoneyChoice Capital in terms of target audience and signal-based value proposition.
• TipRanks: TipRanks aggregates analyst ratings, sentiment, and predictive scores for retail investors evaluating stocks. It competes for the same discretionary retail trader user MoneyChoice targets with its signal-driven platform.
• Motley Fool: Motley Fool delivers subscription-based stock recommendations and investment advice to retail investors. Its tiered model and retail-investor targeting closely mirror MoneyChoice's Gold/Portfolio/Platinum structure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tinoiq

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MoneyChoice