What Risklayer GmbH does

Risklayer GmbH is a Karlsruhe-based private analytics company founded in 2014 by a five-person team of scientists from the Center for Disaster Management and Risk Reduction Technologies (CEDIM) at the Karlsruhe Institute of Technology. It builds catastrophe risk analytics, modelling, and resilience management solutions for climate, natural disaster, and multi-hazard risks, and had grown to a 12-person multidisciplinary team (civil engineering, geophysics, geology, physics, ecology, architecture, economics) by 2022. The company serves four primary verticals: insurance and finance (e.g., Swiss Re, AON, Howden), tourism and hospitality (e.g., Visit California, Travelife), industry, energy and agriculture (e.g., EDF), and the public sector (e.g., BMBF, European Environment Agency, ASEAN, Australian state governments).

The core technology stack combines the CATDAT historical disaster loss database — described as the world's largest multi-peril event loss database with 20+ years of curated data — with a proprietary multi-hazard, multi-risk modelling framework that integrates earthquakes, floods, storms, tropical cyclones, tsunamis, winter storms, volcanic ashfall, tornadoes, wildfires, heat waves, and CMIP-6 climate risk indicators with socio-economic exposure and vulnerability data. Risklayer operates the Risklayer Data Explorer web platform, the Un-HARMED spatial decision support system, WineRisk (7,500+ wine regions), a 30-metre global flood exposure model (with Fathom), a building-level exposure and risk model for France (50 million buildings, embedded in Swiss Re's Property Insights Platform), and a first-of-its-kind Long COVID/ME/CFS prevalence and economic impact model for Germany. Its wholly-owned subsidiary Hotel Resilient (founded 2020) operates the world's sole global multi-hazard resilience standard for hotels and resorts.

Risklayer generates revenue primarily through project-based consulting and advisory engagements, supplemented by data product sales (e.g., via Swiss Re's platform and the Data Explorer) and resilience certification services. Go-to-market is sales-led and event-driven, relying on direct relationships with governments, international organizations (ASEAN, GIZ, EEA), and large enterprises, as well as thought leadership at COP summits and industry conferences. Pricing is not publicly disclosed and is tailored to project scope.

Name

Risklayer GmbH

Legal name

Risklayer GmbH

Website

https://risklayer.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Risklayer GmbH is a Karlsruhe-based scientific consulting firm (founded 2014, 12-person team) that provides multi-hazard catastrophe risk analytics, modelling, and resilience management solutions built on its proprietary CATDAT disaster loss database, serving insurance, government, tourism, and energy clients globally.

Ownership category

akta.pro rank

Product category

Catastrophe Risk Analytics

NAICS

Environmental Consulting Services (541620)

SIC

Services-Commercial Physical & Biological Research (8731)

akta.pro primary industry

Catastrophe Modeling & Exposure Management (FSAOAIAB)

akta.pro secondary industries

Climate Hazard & Catastrophe Modeling (Flood, Wind, Wildfire, Heat, Sea-Level Rise) (EUABALAA), Asset- & Location-Level Exposure/Vulnerability Analytics (Geospatial, Digital Twins, Critical Infrastructure) (EUABALAC), Climate Risk Data & Benchmarking Services (Hazard Layers, Loss Databases, Indices/Scorecards) (EUABALAL), Risk Scoring, Hazard & Geospatial Analytics (FSAOAIAE)

Keywords

• Catastrophe risk analytics
• Climate risk modelling
• Multi-hazard risk assessment
• Exposure and vulnerability modelling
• Disaster resilience consulting

Headquarters

HQ city

Karlsruhe

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Risk Analytics and Advisory Consulting: Project-based consulting engagements providing risk analytics, risk management, and resilience advisory services to governments, corporations, and international organizations. Services include risk assessments, vulnerability analysis, climate adaptation planning, and disaster management consulting.
2. Data Products and Models: Sale of curated datasets on natural disasters, climate risk indicators, exposure data, and administrative data. Products available via platforms like Swiss Re's Property Insights Platform and the Risklayer Data Explorer.
3. Resilience Intelligence and Certification: Hotel Resilient certification services and resilience benchmarking for the tourism and hospitality sector, including standards verification and digital platform tools

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Risklayer provides catastrophe risk analytics, multi-hazard modelling, and resilience management solutions for climate and natural disaster risks. The company combines the proprietary CATDAT multi-peril event loss database with advanced modelling frameworks and delivers risk assessments, exposure data, decision support systems, and advisory services to insurance, tourism, energy, and public sector clients.

Product overview

Risklayer GmbH offers a unified platform approach combining risk analytics software, advisory services, and data products for catastrophe and climate risk management. The core portfolio includes the Risklayer Data Explorer web platform, Risk Modelling & Simulation services, Resilience Management, Risk Analytics, Data Products & Models, Exposure and Vulnerability Modelling, Resilience Intelligence, and Research & Innovation. Specialized products include CATDAT (proprietary multi-peril event loss database), Hotel Resilient (global standard for tourism resilience), Un-HARMED (spatial decision support system), WineRisk (wine industry risk assessment), Building Exposure & Risk for France, and the Global Flood Exposure & Risk Model. These offerings serve insurance & finance, tourism & hospitality, and industry/energy/agriculture sectors with integrated multi-hazard, multi-risk, and socio-economic analytics.

Differentiator

Problem solved

Functional benefit

Brands

• Hotel Resilient: Resilience and sustainability solutions for the accommodations and tourism industry. Founded in 2020 to offer resilience and sustainability solutions for the accommodations and tourism industry.

Products and services

• Risklayer Data Explorer

Quantifiable outcome

• 1.5 million+ people affected by Long COVID and ME/CFS quantified in Germany 2020-2024
• +5 more outcomes

Named customers26 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature6 records

Partnerships

19 partnerships are on record, tiered core and minor.

• ME/CFS Research FoundationcoreStrategic or Co-development Partner · 12 May 2025In collaboration with the ME/CFS Research Foundation, Risklayer developed a first-of-its-kind data model to estimate the prevalence and economic impact of Long COVID and ME/CFS in Germany. The study was unveiled at the ME/CFS Symposium 2025 in Berlin.
• University of AdelaidecoreStrategic or Co-development PartnerUniversity of Adelaide collaborated on Long COVID and ME/CFS modeling project, as well as the Un-HARMED software development for Australian government spatial decision support.
• Karlsruhe Institute of TechnologycoreStrategic or Co-development PartnerKIT collaborated on Long COVID modeling project and WineRisk product development, building on founders' origins from CEDIM at KIT.
• Australian National UniversityminorStrategic or Co-development PartnerANU collaborated on Long COVID and ME/CFS modeling project as part of the research team.
• University of CambridgecoreStrategic or Co-development PartnerLed by Dr. Ana Gonzalez Pelaez at Cambridge, the study on climate change protection for Small Island Developing States was collaboratively developed with Risklayer, CEDIM, and University of Adelaide.
• HowdencoreGTM or Marketing PartnerHowden supported the pre-COP28 report 'Risk Sharing for Loss and Damage' focusing on climate protection for SIDS through an innovative umbrella stop-loss mechanism.
• James Lang LaSalle (JLL)coreStrategic or Co-development PartnerJLL leads a 2-year partnership with Risklayer for Visit California's climate resilience and sustainability project across 12 tourism regions, funded by $4.9 million from U.S. EDA pandemic recovery grant.
• Ernst & YoungminorImplementation/ SI/ Consulting PartnerEY serves as consulting partner in the California climate resilient tourism project alongside Tourism Economics, WTTC, and other consulting partners.
• Tourism EconomicsminorImplementation/ SI/ Consulting PartnerTourism Economics collaborated as consulting partner in California's climate resilience project for tourism industry.
• Swiss Re SolutionscoreStrategic or Co-development PartnerSwiss Re collaborated with Risklayer to develop insurance-grade building-level exposure and risk model for France, available via Swiss Re's Property Insights Platform.
• FATHOMcoreTechnology or IntegrationRisklayer supports Fathom in building the 30-meter resolution global flood model by developing exposure and vulnerability components and providing empirical loss metrics.
• EDFcoreStrategic or Co-development PartnerEDF collaborated with Risklayer on global risk assessment for dam structures, evaluating vulnerability to earthquakes, floods, and landslides.
• ASEANcoreStrategic or Co-development PartnerRisklayer provided technical expertise for ASEAN Disaster Risk Financing and Insurance Programme, developing customized loss database for catastrophic events.
• European Environment AgencycoreStrategic or Co-development PartnerEEA-CATDAT project maintains European climate disaster loss database, integrating CATDAT and Munich Re's NatCatSERVICE databases for comprehensive loss analysis.
• TH ColognecoreStrategic or Co-development PartnerTH Köln leads BMBF-funded INCREASE project with Risklayer to enhance social resilience in Iran against multi-hazards, developing risk and resilience software toolbox.
• Universität KölncoreStrategic or Co-development PartnerUniversity of Cologne Fire Department collaborates with Hotel Resilient (Risklayer subsidiary) on evacuation assessments for MYrisk project in Myanmar.
• Tourism Panel on Climate ChangecoreStrategic or Co-development PartnerRisklayer serves as climate risk data partner for TPCC 2023 Tourism and Climate Change Stocktake, developing CMIP6 climate models for 19 climate hazards.
• MYRIAD-EUcoreStrategic or Co-development PartnerMYRIAD project (Multi-Risk Analytics and Management for Europe) develops tools for multi-risk assessments across 5 pilot regions and 6 business sectors.
• COP28minorGTM or Marketing PartnerTPCC 2023 Tourism and Climate Change Stocktake unveiled at COP28 in UAE, advancing science-based climate action in tourism.

Scale indicators11 records

Recent moves8 records

Expansion highlights6 records

Emerging players

• First Street Foundation: Non-profit climate risk analytics organization producing property-level physical climate risk scores (flood, fire, heat, wind) used by lenders, REITs, and governments. Overlaps with Risklayer's exposure and vulnerability analytics, particularly for the U.S. real estate and public sector markets.
• Jupiter Intelligence: Climate risk analytics firm focused on physical climate and weather risk for infrastructure, real estate, and financial services. Comparable to Risklayer's climate risk modeling capabilities, particularly for asset-level exposure and physical risk scoring across multiple climate perils.
• Kettle: Climate and natural hazard risk analytics firm focused on wildfire, earthquake, and severe weather risk for insurance, real estate, and government clients. Comparable to Risklayer's multi-hazard modeling approach and serves overlapping insurance and government customer segments.
• Climate X: Climate risk analytics firm combining climate science with asset-level financial impact data for infrastructure, real estate, and corporate disclosures. Direct competitor in the climate risk and physical risk scoring space where Risklayer also serves finance and infrastructure clients.

Direct peers

• Moody's RMS: Industry-leading catastrophe risk modeling platform acquired by Moody's in 2021, serving global insurers and financial institutions with hazard, vulnerability, and financial loss models. Most direct large-scale competitor to Risklayer in the catastrophe modeling space with substantially larger R&D resources.
• Karen Clark & Company: Independent catastrophe risk modeling firm offering event-based Cat models and high-resolution risk analytics for insurers and reinsurers. Direct competitor to Risklayer serving the same primary customer segment (insurance and reinsurance) with comparable multi-peril modeling capabilities.
• Fathom: Global flood risk analytics firm specializing in high-resolution flood modeling for insurance, governments, and the financial sector. Direct competitor and active partner with Risklayer, which developed the exposure and vulnerability components for Fathom's 30-meter Global Flood Model.
• AON Impact Forecasting: AON's catastrophe modeling and analytics division develops and licenses Cat models to global insurers and reinsurers. Direct competitor to Risklayer in serving the same insurance/reinsurance customer segment with hazard, exposure, and loss modeling, although AON simultaneously engages Risklayer as a partner and analytics provider.

Broad incumbents

• Munich Re: Global reinsurer with extensive internal catastrophe risk modeling and the NatCatSERVICE historical loss database. Both a sectoral comparator (insurance/reinsurance) and an active partner, since Munich Re's NatCatSERVICE integrates with Risklayer's CATDAT for the EEA-CATDAT European climate disaster loss database.
• Verisk: Data analytics and risk assessment firm serving insurance and broader markets (parent/related to CoreLogic property data). Competes with Risklayer through catastrophe risk and property analytics offerings while addressing a much broader risk analytics portfolio across multiple industries.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/risklayer

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Risklayer GmbH