SADC Manicouagan

What SADC Manicouagan does

Short-term factual description for function call header.

Name

SADC Manicouagan

Legal name

Société d'aide au développement de la collectivité Manicouagan

Website

https://sadcmanic.ca

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

SADC Manicouagan is a Canadian non-profit organization based in Baie-Comeau, Quebec, providing free business advisory services and sub-$150K loans to SMEs in the MRC Manicouagan region, funded by federal economic development programs.

Ownership category

akta.pro rank

Product category

Regional Economic Development Services

NAICS

Sales Financing (52222), All Other Business Support Services (561499)

SIC

Short-Term Business Credit Institutions (6153), Services-Management Consulting Services (8742), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI)

akta.pro secondary industry

Private Banking Business Owners & Entrepreneur Solutions (Liquidity Events, Pre-IPO) (FSABADAK)

Keywords

• Regional economic development
• Small business advisory services
• SME loan financing
• Circular economy initiatives
• Community futures program

Headquarters

HQ city

Baie-comeau

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Government Funding (Programme de développement des collectivités): Primary funding from Développement économique Canada's Programme de développement des collectivités (PDC), a pan-Canadian program created in 1986 to stimulate community participation in economic development
2. Loan Interest and Management Fees: Revenue generated from interest on loans (Bank of Canada prime rate + 2-2.55%) and 1% management fees on disbursement

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

SADC Manicouagan provides free personalized business advisory services and loan products (from $10,000 up to $150,000) to small and very small businesses and entrepreneurs in the MRC Manicouagan territory. Offerings cover seven service areas — startup (Démarrage), business transfer/acquisition, expansion, modernization, digital transition, green transition, and innovation — alongside specialized loan strategies (Youth, Digital Transition, Transfer, Green Transition, Innovation, Regular Fund) and access to the GoFin financing search tool and the Synergie 138 circular-economy platform.

Product overview

SADC Manicouagan is a non-profit organization offering a comprehensive portfolio of business support services and financial products for SMEs in the Manicouagan region of Quebec. The core offering consists of seven service areas: Démarrage (start-up), Transfert et Acquisition (business transfer), Expansion, Modernisation, Virage numérique (digital transition), Virage vert (green transition), and Innovation. These services are complemented by seven financing products: Stratégie jeunesse, Stratégie Virage numérique, Stratégie Transfert, Stratégie Virage Vert, Innovation financing, Fonds régulier, and the GoFin funding search tool. The organization also operates Synergie 138, a circular economy initiative. Together, these services and financial products form an integrated ecosystem supporting businesses from creation through modernization and sustainable development.

Differentiator

Problem solved

Functional benefit

Products and services

• Démarrage (Start-up Support) Free personalized support for entrepreneurs creating a new business, purchasing a franchise, or affiliating with a banner, including business plan development, resource/tool access, and connection with financing options.
• Transfert et Acquisition (Business Transfer Support) Support for business succession and acquisition including financial validation, forecasting, capacity analysis, and integration planning for entrepreneurs acquiring existing businesses that have been operating for several years.
• Expansion Advisory support for businesses developing new products or services to increase productivity, including validation of financial, human, and material capacity.
• Modernisation Advisory support for businesses renovating facilities or replacing equipment to improve productivity, including capacity validation and financial planning.
• Virage numérique (Digital Transition) Resources and services to help businesses adopt digital practices and technologies, including personalized support for short-term concrete solutions and digital transition action planning.
• Virage vert (Green Transition) Support for integrating sustainable development principles to improve financial, social, and environmental performance, including access to Synergie 138 circular-economy tools.
• Innovation Support for businesses developing new goods, services, or processes innovatively, including validating financial, human, and material capacity.
• Stratégie Jeunesse (Youth Strategy Loan) Loan product for entrepreneurs aged 18-39: up to $25,000, interest rate of Bank of Canada prime rate + 2.55%, 2-year interest moratorium, maximum 2 promoters per project, 1% management fee on disbursement.
• Stratégie Virage Numérique (Digital Transition Loan) Loan product for digital transition projects: $10,000 to $50,000, interest rate of Bank of Canada prime rate + 2.25%, 3-month capital moratorium, 24-month interest moratorium, 7-year repayment period, 1% management fee on disbursement.
• Stratégie Transfert (Business Transfer Loan) Loan product to facilitate business succession or acquisition: $10,000 to $50,000, interest rate of Bank of Canada prime rate + 2.25%, 3-month capital moratorium, 24-month interest moratorium, 7-year repayment period, 1% management fee on disbursement.
• Stratégie Virage Vert (Green Transition Loan) Loan product for eco-responsible practices, clean technology adoption, and sustainable development integration: $10,000 to $50,000, interest rate of Bank of Canada prime rate + 2.25%, 3-month capital moratorium, 24-month interest moratorium, 7-year repayment period, 1% management fee on disbursement.
• Innovation Loan Loan product to develop new goods, services, or processes or improve existing ones: up to $50,000, interest rate of Bank of Canada prime rate + 2%, 1-year capital moratorium, 1% management fee on disbursement.
• Fonds régulier (Regular Fund Loan) General-purpose SME loan product: up to $150,000, interest rate of Bank of Canada prime rate + 2.25%, flexible repayment conditions, 1% management fee on disbursement.
• GoFin (Financing Search Tool) Online self-serve financing search tool that aggregates thousands of funding programs (subventions, government loans, tax credits, loan guarantees) at local, provincial, and national levels, continuously updated and ranked by relevance.
• Synergie 138 (Circular Economy Platform) Industrial symbiosis platform enabling exchanges of materials, energy, human resources, transportation, and space sharing among regional economic actors in the MRC Manicouagan territory, in partnership with neighbouring SADCs (Côte-Nord, Haute-Côte-Nord, Charlevoix/Côte-de-Beaupré/Ile d'Orléans) and research centres.

Quantifiable outcome

• 64 clients accompanied annually
• +2 more outcomes

Named customers1 record

Segments8 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Réseau des SADC et CAEcoreStrategic or Co-development PartnerSADC Manicouagan is a member of the Réseau des SADC et CAE du Québec, which groups 57 SADC and 10 CAE organizations across Quebec. The network includes 400+ professionals and 600+ volunteers supporting innovative projects for prosperous communities.
• Synergie 138 PartnerscoreStrategic or Co-development PartnerIndustrial symbiosis network involving SADC Manicouagan, SADC Côte-Nord, SADC Haute-Côte-Nord, and SADC Charlevoix/Côte-de-Beaupré/Ile d'Orléans. Also includes Centre d'expérimentation et de développement en forêt boréale and Centre de transfert technologique en écologie industrielle for circular economy initiatives.
• Chambre de commerce et d'industrie de ManicouaganminorStrategic or Co-development PartnerPartnership for local economic development initiatives. Amount: $2,500 attributed for supporting businesses and organizations in the Manicouagan territory.
• Centre de recherche BiopterreminorStrategic or Co-development PartnerPartnership for railway enterprise research. Amount: $5,000 attributed for research activities targeting the Côte-Nord territory.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• SADC Côte-Nord: Sibling SADC organization serving the adjacent Côte-Nord MRCs under the same PDC funding framework. Operates identical advisory and lending product lines, making it the most directly comparable organization to SADC Manicouagan.
• Futurpreneur Canada: National non-profit providing financing, mentorship and advisory to young entrepreneurs (18-39). Directly overlaps with SADC Manicouagan's Stratégie Jeunesse product in target segment and structure.
• CLD Manicouagan: Local Centre local de développement operating in the same MRC Manicouagan territory; another Quebec regional economic-development vehicle offering complementary advisory and grant programs to local SMEs.
• CAE (Centre d'aide aux entreprises): Sister organization type under the same Réseau and PDC funding umbrella; CAEs serve urban Quebec territories with the same advisory + small-loan model, making them close functional peers.
• SADC Charlevoix / Côte-de-Beaupré / Île d'Orléans: Co-founding member of the Synergie 138 industrial-symbiosis network. Closely comparable mandate, product set, and territorial scope, serving a contiguous region in Quebec.

Broad incumbents

• Réseau des SADC et CAE: Network body grouping all 57 SADC and 10 CAE organizations across Quebec. Directly comparable operating model at network scale, and the parent ecosystem in which SADC Manicouagan operates.
• BDC (Business Development Bank of Canada): National Crown corporation providing SME financing and advisory. Newly partnered with SADC Manicouagan; operates at far larger scale and is the natural 'next-step' lender once SMEs exceed SADC's $150K ceiling.
• Community Futures Development Corporations (CFDC) — Pan-Canadian Network: National federation of 268+ Community Futures organizations delivering the same PDC-style model across rural Canada. Represents the most direct national-level peer to SADC Manicouagan's operating concept.
• Desjardins Entreprises: Cooperative banking group with deep Côte-Nord / Manicouagan retail and SME presence. Competes for the same SME borrowers at the larger end of the financing spectrum and is a frequent co-financier with SADC.

Regional players

• PME MTL: Montreal-based network of six PME development organizations supporting local entrepreneurs with advisory and financing. Operates the same non-profit SME-support model but in urban Montreal rather than the Côte-Nord region.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookweb.facebook.com/people/SADC-Manicouagan/100059669537991
• LinkedInlinkedin.com/company/sadc-manicouagan1

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SADC Manicouagan