Sesquini Corretora De Seguros Ltda

What Sesquini Corretora De Seguros Ltda does

Sesquini Corretora De Seguros Ltda is a privately held Brazilian insurance brokerage founded in 1984 and headquartered at R. Engenheiro Saint Martin, 17-27 in Bauru, São Paulo. Operating under the brand "Grupo Sesquini," the company distributes a three-pillar financial services portfolio: (1) insurance intermediation across auto, life, business, travel, residential, fleet, and liability lines for both individuals and legal entities; (2) Consórcios (interest-free group purchase plans) for real estate, vehicles, and corporate equipment; and (3) digital certificates (e-CPF, e-CNPJ, NF-e, CT-e in A1 and A3 formats) resold under an authorized partnership with Certisign (reseller code 73077). The company reports over 10,000 insurance policies sold cumulatively and claims 40+ years of continuous operation in the Bauru region.

The business model is commission-based intermediation. Insurance commissions flow from policy placement and renewals across personal and commercial lines; consortiums generate placement fees from administrators; digital certificates produce per-issuance revenue redirected through the Certisign payment gateway. Pricing is quote-based for insurance and consortiums, while digital certificates carry publicly listed one-time fees. The go-to-market is consultative and sales-led, combining WhatsApp Business (+55 14 3878-1000), an SEO-optimized website (sesquini.com.br) with quote-request and sinistro-reporting functionality, organic social presence on Facebook, Instagram, and LinkedIn, and in-person consultations at the Bauru headquarters.

There is no proprietary technology platform; the company runs on standard web infrastructure and WhatsApp business communication tools. No patents, no app, no API, and no disclosed integrations beyond Certisign's scheduling/issuance portal. The company is independently owned under Brazilian Ltda law with no disclosed parent, private equity, or venture capital backing, and no headcount is publicly reported. The website also lists a forthcoming "Food Service" business unit, indicating an in-progress diversification beyond the current three-pillar scope.

Name

Sesquini Corretora De Seguros Ltda

Legal name

Sesquini Corretora De Seguros Ltda

Website

https://sesquini.com.br

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

11–50 employees

Short description

Sesquini is a 40-year-old Bauru-based Brazilian insurance brokerage distributing auto, life, business, and travel insurance, interest-free consórcios, and Certisign digital certificates to individuals and SMBs in the São Paulo region via consultative, WhatsApp-led sales.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Insurance brokerage
• Insurance intermediation
• Consortium plans
• Digital certificates
• Risk management

Headquarters

HQ city

Bauru

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance intermediation commissions: The company earns commissions on insurance policies sold across personal and commercial lines (auto, life, residential, enterprise, travel). Key offerings include personalized insurance quotes, 24-hour assistance claims handling, and a dedicated claims reporting channel. The company has sold over 10,000 insurance policies.
2. Consortium management fees: Sesquini facilitates consortium (consórcio) plans for real estate, vehicles, and corporate assets, earning referral and placement fees from consortium administrators. Plans are structured with monthly installments and no interest — only an administration fee — allowing customers to be allocated by lottery or bid (lance).
3. Digital certificate sales: Sesquini resells digital certificates (e-CPF and e-CNPJ, types A1 and A3) as a Certisign authorized reseller (cod_rev=73077). Revenue is generated per certificate issuance and renewal, covering smartcard, token, and computer-storage formats with validity of 12 or 30 months.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Sesquini is a Brazilian insurance broker that intermediates and sells insurance policies across multiple categories (auto, life, business, travel, fleet, property, liability), consortium plans for individuals and corporations, and digital certificates (e-CPF, e-CNPJ, NF-e, CT-e) through a partnership with Certisign. The company serves individuals, micro-entrepreneurs (MEIs), and corporate clients primarily in the Bauru, São Paulo region, with over 10,000 policies intermediated since its founding in 1984.

Product overview

Sesquini Corretora De Seguros Ltda is a Brazilian insurance broker offering a three-pillar portfolio: (1) Seguros (Insurance) covering auto, life, business, travel, residential, and health for individuals and companies; (2) Consórcios (Group Savings Plans) for vehicles, real estate, and business equipment without interest; and (3) Certificado Digital (Digital Certificates) via Certisign partnership for e-CPF, e-CNPJ, NF-e, and CT-e in A1 and A3 formats. The company operates as an insurance intermediary/broker providing personalized advisory services with 40+ years of market experience.

Differentiator

Problem solved

Functional benefit

Products and services

• Insurance Brokerage (Seguros) Multi-line insurance intermediation service covering personal and commercial coverage needs, including auto, life, business, travel, fleet, property, and liability insurance. Designed for individuals, micro-entrepreneurs (MEIs), and corporate clients who need a broker to compare and place policies across multiple insurers.
• Auto Insurance (Seguro Auto) Vehicle insurance coverage intermediated for individuals and businesses seeking standard auto coverage with quote-based pricing and installment options.
• Life Insurance (Seguro de Vida) Personal life insurance coverage intermediated for individuals and entrepreneurs seeking financial protection for beneficiaries.
• Business Insurance (Seguro Empresarial) Commercial insurance coverage for small and medium businesses seeking protection for operations, assets, and liabilities.
• Travel Insurance (Seguro Viagem) Travel insurance coverage intermediated for individuals taking domestic or international trips who need medical and trip-related protection.
• Fleet Insurance (Seguro de Frota) Insurance coverage for small vehicle fleets, designed for businesses or operators managing multiple vehicles.
• Corporate Fleet Insurance (Seguro Frota Empresarial) Large-fleet corporate insurance coverage for companies with significant vehicle assets needing consolidated fleet coverage.
• Property Insurance (Seguro Residencial / Imóvel) Property insurance coverage for residential and commercial real estate, intermediated for owners and businesses seeking protection for physical assets.
• Liability Insurance (Seguro de Responsabilidade Civil) Civil liability insurance coverage intermediated for individuals and businesses exposed to third-party liability risks.
• Life Insurance for Entrepreneurs (Seguro de Vida para Empreendedores) Specialized life insurance tailored for MEI and small-business entrepreneurs seeking personal protection tied to their business activity.
• Consortium Plans (Consórcios) Consortium plans (grupos de consórcio) intermediated for individuals and corporations seeking to acquire assets such as vehicles, real estate, or other goods through scheduled, fee-based contribution plans.
• Digital Certificates (Certificado Digital) Digital certificate issuance service (e-CPF, e-CNPJ, NF-e, CT-e) provided via partnership with Certisign, targeted at individuals and businesses requiring digital signature and fiscal compliance certificates.

Quantifiable outcome

• Over 10,000 insurance policies sold
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• CertisigncoreChannel Partner/ Reseller/ DistributorSesquini operates as an authorized Certisign reseller (reseller code: 73077) for digital certificates including e-CPF and e-CNPJ (types A1 and A3, stored as smartcard, token, or computer files). The partnership enables Sesquini to offer certificate issuance, renewal, and scheduling services to individual and corporate clients in Bauru and the broader region. Certificates are purchased through Certisign's payment portal and issuance is scheduled via Certisign's online booking system.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Tokio Marine Seguradora: Brazilian subsidiary of Tokio Marine operating in auto, residential, and business insurance via broker networks. Comparable to Sesquini because its products reach end customers through corretoras like Sesquini, although Tokio Marine carries the underwriting risk.
• Porto Seguro: One of Brazil's largest insurance companies, offering auto, home, life, and business insurance directly and through broker networks. Comparable to Sesquini because both distribute personal and commercial insurance lines to Brazilian consumers and SMBs, though Porto Seguro also underwrites risk.
• HDI Seguros: Brazilian insurer focused on auto, business, and specialty lines, distributed primarily through broker partners. Relevant peer because HDI products are sold via brokerage channels similar to Sesquini, particularly in auto and SME insurance.
• SulAmérica Seguros: Large Brazilian insurer offering health, life, auto, and business coverage through broker and direct channels. Overlaps with Sesquini across life, auto, and business lines, but operates at national scale as an underwriter rather than as a regional broker.
• Bradesco Seguros: Major Brazilian insurance group covering life, auto, residential, and business lines, distributed through bank branches and brokers. Comparable to Sesquini as a multi-line insurance provider, but at national scale and with captive banking distribution.
• Mapfre Seguros: Multinational insurer with significant Brazilian operations across auto, life, and business lines via broker distribution. Comparable as a multi-line insurance provider selling through corretoras across Brazil, including regional markets like São Paulo interior.

Emerging players

• 180 Seguros: Brazilian digital-first insurance broker offering online auto and personal lines quotes. Directly comparable to Sesquini as a corretora de seguros, but competes on digital UX and price transparency rather than local relationship-based advisory.
• Justos: Brazilian insurtech selling auto insurance directly online with usage-based pricing. Comparable to Sesquini in auto and personal lines but operates as a digital-native carrier-broker, posing a competitive threat to traditional corretoras in commoditized segments.
• Minuto Seguros: Online Brazilian insurance broker specializing in auto and life policies with quick online binding. Comparable to Sesquini as a corretora de seguros, targeting similar individual and SMB customers via web-driven acquisition rather than local in-person advisory.

Others

• Certisign: Brazilian digital certification authority that issues e-CPF and e-CNPJ certificates through a national reseller network including Sesquini. Comparable as the underlying supplier and platform partner that enables Sesquini's digital certificate revenue stream.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/gruposesquini
• LinkedInlinkedin.com/company/sesquini-corretora-de-seguros
• Instagraminstagram.com/gruposesquini

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sesquini Corretora De Seguros Ltda