Risk Box Ltd
Risk Box Ltd is an independent UK insurance broker providing bespoke commercial insurance and risk advisory to SMB and mid-market clients in the creative, digital, media, technology, and professional services sectors through vertical-specific sub-brands.
- Company typePrivate
- Founded2013
- HeadquartersManchester, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Risk Box Ltd does
Risk Box Ltd (trading as RiskBox) is an independent UK commercial insurance broker and risk adviser founded in 2013 and headquartered at The Sharp Project in Manchester. The firm operates as an Appointed Representative of Bullerwell & Co Limited under FCA Firm Reference Number 301045, providing bespoke insurance programmes to businesses in the creative, digital, media, technology, and professional services sectors. RiskBox differentiates through deep vertical specialisation rather than technology, employing a consultative five-step process that runs from discovery conversations (in person or by video) through risk identification, programme design, implementation, and ongoing claims support at no additional charge. The firm is led by founder and Director Michael Henderson, who brings 20 years of commercial insurance experience and is co-founder of The Bulletproof Agency Network, an industry events and publications platform that RiskBox uses as a distribution and brand-building channel.
The company has constructed a portfolio of five vertical-specific sub-brands—RiskBox Tech, RiskBox Media, RiskBox Agencies, RiskBox Professions, and RiskBox Entertainment—each targeting the idiosyncratic risk profile of its sector (IP infringement and contract disputes for agencies, equipment and overseas liability for media, coding errors and data recovery for tech, professional indemnity for professions, and festival/event coverage for entertainment). A sixth line, RiskBox Compliance, supports regulatory requirements. Revenue is generated through standard insurance brokerage commissions on policies placed with insurers; the firm uses third-party tools including Foleo for document storage and Mailchimp for email marketing, with no proprietary technology platform of its own. Pricing is bespoke per client risk profile rather than tiered.
RiskBox employs approximately eight people and operates a sales-led, relationship-anchored go-to-market across the UK only, with no international footprint. Distribution is delivered through phone, email, in-person consultations, and an online contact form, with content marketing (blog, newsletter, social media) and industry events serving as top- and mid-funnel channels. All disclosed customers are SMB or mid-market firms in creative, digital, media, finance, and technology sectors, with several relationships spanning multiple years.
Risk Box Ltd firmographics
Firmographics- Name
- Risk Box Ltd
- Legal name
- Risk Box Limited
- Website
- https://riskboxuk.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Risk Box Ltd is an independent UK insurance broker providing bespoke commercial insurance and risk advisory to SMB and mid-market clients in the creative, digital, media, technology, and professional services sectors through vertical-specific sub-brands.
- Ownership category
- akta.pro rank
Risk Box Ltd industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where Risk Box Ltd is headquartered
LocationHeadquarters
- HQ city
- Manchester
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Risk Box Ltd business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Brokerage Commissions: RiskBox acts as an insurance intermediary, earning commissions from insurers for placing business. They recommend insurers and products to clients and receive compensation through standard insurance brokerage arrangements. The company is an Appointed Representative of Bullerwell & Co Limited.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Bespoke insurance packages tailored to individual client needs |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Risk Box Ltd product offering
Product offeringCore offering
RiskBox is an independent commercial insurance broker and risk adviser that designs, places, and manages bespoke insurance packages for UK businesses in the media, creative, tech, and professional services sectors. It operates a 5-step process from discovery through ongoing claims support, acting as an Appointed Representative of Bullerwell & Co Limited to transact general insurance on behalf of clients. Revenue is generated through commissions paid by insurers for placing business.
Product overview
Risk Box Ltd operates as an independent insurance broker offering a portfolio of sector-specific insurance solutions. The core RiskBox Insurance Services provides bespoke commercial insurance through a five-step process focused on understanding client businesses, identifying key risks, designing tailored programmes, implementing coverage, and delivering ongoing claims support. The company maintains five specialized sub-brands: RiskBox Tech (software, IT, telecoms, fintech), RiskBox Media (film production, broadcasters, freelance crews), RiskBox Agencies (creative and digital agencies), RiskBox Professions (accountants, recruiters, consultants), and RiskBox Entertainment (festivals, events, music publishers, artists). The portfolio also includes RiskBox Compliance services for regulatory support. This architecture enables the company to deliver sector-specific expertise while maintaining a unified service delivery model.
Differentiator
Problem solved
Functional benefit
Brands
- RiskBox Tech: Insurance specialist sub-brand serving the technology sector.
- RiskBox Media
- RiskBox Agencies
- RiskBox Professions
- RiskBox Entertainment
Products and services
- RiskBox Insurance Services Bespoke commercial insurance brokerage and risk advisory for UK businesses, delivered through a 5-step process: discovery, risk identification, programme design, implementation, and ongoing claims support. Targeted at SMEs that need tailored cover rather than off-the-shelf policies.
- RiskBox Tech Specialised insurance solutions for software development companies, IT consultancies, telecoms, e-commerce brands, and fintech companies, covering coding errors, contract deliverables, hack recovery, data loss, and fintech compliance.
- RiskBox Media Insurance coverage for film production services, freelance crews, and broadcasters, protecting against reshoot costs, equipment damage or theft, crew injury, and media equipment replacement.
- RiskBox Agencies Insurance solutions for creative agencies, digital companies, web design firms, PR brands, and publishers, covering IP infringement, breach of confidentiality, and contract disputes.
- RiskBox Professions Insurance for accountants, recruiters, and consultancy firms, providing protection against financial loss, breach of privacy, and loss of personal data.
- RiskBox Entertainment Insurance coverage for festival organisers, event operators, music publishers, and artists/DJs, including protection against IP infringement and non-appearance risks.
- RiskBox Compliance Compliance support services for clients needing help with regulatory requirements relevant to their insurance arrangements.
Quantifiable outcome
- £15,000 settlement secured for a specialist marketing agency client through early mitigation of loss intervention, resolved in five weeks
Companies that use Risk Box Ltd
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles6 records
Risk Box Ltd technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Risk Box Ltd partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Bullerwell & Co LimitedcoreRisk Box Ltd is an Appointed Representative of Bullerwell & Co Limited, who are an independent insurance intermediary authorized and regulated by the Financial Conduct Authority (Firm Reference Number 301045). This regulatory relationship is fundamental to RiskBox's ability to transact general insurance business in the UK.
- The Bulletproof Agency NetworkcoreMichael Henderson, RiskBox Director, is the co-founder of The Bulletproof Agency Network - a creative agency support service specializing in industry-focused events and publications. RiskBox actively participates in and hosts events through this network, bringing together creative and digital agency leaders to share insights and ideas.
Scale indicators5 records
Recent moves5 records
Expansion highlights4 records
Risk Box Ltd competitors and assessment
Company assessmentBroad incumbents
- Lockton UK: Lockton is the world's largest independent insurance broker with substantial UK presence across commercial and specialty lines. It is a broad incumbent that competes with RiskBox for larger mid-market creative and tech accounts but operates across a much wider portfolio of industries and risk types.
- Marsh UK: Marsh is a global insurance and risk advisory firm with a UK business serving media, entertainment, tech, and professional services. It overlaps with RiskBox in target sectors but at larger enterprise scale and with broader risk advisory capabilities.
- Howden UK: Howden is a UK-rooted global insurance group with deep specialty and SME brokerage capability following the Aston Lark and BIB acquisitions. It is a broader incumbent competing with RiskBox across creative, media, and tech commercial lines at greater scale.
Direct peers
- Markel UK: Markel UK underwrites and brokers specialty lines including professional indemnity, media liability, and cyber for creative and tech SMEs. Its product mix and target customer profile closely mirror RiskBox's Tech, Professions, and Media sub-brands.
- Hiscox UK: Hiscox is a UK specialty insurer and broker serving small businesses and creative professionals with professional indemnity, cyber, and contents cover. It is the closest direct competitor to RiskBox in the UK SME creative/tech/media insurance market, with overlapping product lines and customer profile.
- Towergate Insurance Brokers: Towergate is a major UK commercial insurance broker with significant SME and specialty line exposure. It competes with RiskBox in the UK commercial brokerage market, particularly across professional, commercial, and creative-sector programmes.
- Griffiths & Armour: Griffiths & Armour is a UK independent broker specialising in professional indemnity and commercial insurance for professional services, tech, and creative firms. Its sector focus and SME-mid-market positioning make it a strong direct comparable to RiskBox Professions and Tech.
- Be Wiser Insurance: Be Wiser is a UK commercial and specialist insurance broker with a focus on niche sectors including media, entertainment, and professional services. Its specialty-line positioning and UK SME customer base make it a comparable direct peer to RiskBox's sector-specialised offering.
- Aston Lark (Howden): Aston Lark is a UK-focused commercial insurance broker serving SMEs across professional, creative, and media sectors. It is a comparable direct peer to RiskBox given its UK footprint, sector specialism, and SME broker positioning, now operating under Howden following acquisition.
Regional players
- IBB Law (Insurance Brokers Bordeaux): IBB Law is a UK regional commercial insurance broker serving SMEs and mid-market clients across professional, creative, and commercial sectors. It is comparable to RiskBox as a UK-focused specialist broker serving similar SME customer profiles with consultative sales motion.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Risk Box Ltd social profiles
Digital presenceRisk Box Ltd compliance and trust
Trust signalCompliance2 records
Risk Box Ltd financial estimates
Financial estimateRevenue estimate
Valuation estimate
Risk Box Ltd leadership team
Management profileNumber of profiles
Profiles2 records
Risk Box Ltd funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Risk Box Ltd M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Risk Box Ltd
What does Risk Box Ltd do?
RiskBox is an independent commercial insurance broker and risk adviser that designs, places, and manages bespoke insurance packages for UK businesses in the media, creative, tech, and professional services sectors. It operates a 5-step process from discovery through ongoing claims support, acting as an Appointed Representative of Bullerwell & Co Limited to transact general insurance on behalf of clients. Revenue is generated through commissions paid by insurers for placing business.
Is Risk Box Ltd a public or private company?
Risk Box Ltd is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Risk Box Ltd founded?
Risk Box Ltd was founded in 2013. It employs 1 to 10 people.
Where is Risk Box Ltd based?
Risk Box Ltd is headquartered in Manchester, United Kingdom, in the Europe region.
How does Risk Box Ltd make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Risk Box Ltd's main competitors?
Broad incumbents on record are Lockton UK, Marsh UK and Howden UK. Direct peers are Markel UK, Hiscox UK, Towergate Insurance Brokers, Griffiths & Armour, Be Wiser Insurance and Aston Lark (Howden). IBB Law (Insurance Brokers Bordeaux) is listed as a regional player.
Does Risk Box Ltd have an API?
No public API is recorded for Risk Box Ltd.
What industry is Risk Box Ltd in?
Risk Box Ltd's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 5242 and its SIC code is 6411.