Societe De Courtage Des Barreaux

What Societe De Courtage Des Barreaux does

Societe De Courtage Des Barreaux (SCB) is a French insurance brokerage firm headquartered in Éguilles, France, operating exclusively as a captive broker for the French legal profession. Founded in 2001 by the Conférence des Bâtonniers, SCB places collective professional liability (RC Professionnelle) insurance on behalf of 152 French bar associations covering approximately 32,000 lawyers, Non-Representation of Funds (NRF) insurance for 159 barreaux covering 35,000+ lawyers, and serves as the captive broker for La Prévoyance des Avocats (health, provident, retirement) covering 161 barreaux and 30,000+ lawyers. The company also sells supplementary individual coverage (including 'Toutes activités' up to €95M and 'Mission' up to €90M) directly to nearly 1,500 individual lawyers and law firm structures.

SCB's core products center on mandatory professional liability insurance as the foundation, extended through modular add-on coverage: complementary RC Pro, corporate officers liability (RCMS), avocat fiduciaire coverage (developed with Covéa Risks), cyber risk, multi-risk bureau, and borrower insurance. The underlying technology is modest: a proprietary Barassur extranet for bâtonniers to issue certificates and track claims in real time, a corporate website with quote request forms, and standard IT infrastructure for policy management. No proprietary AI, API, or SDK is disclosed. Over 13,000 claims files managed since inception form a unique statistical risk observatory used for loss-prevention training.

SCB's business model is intermediary commission-based, earning brokerage fees on premiums placed with insurance carriers and returning commissions to the legal profession to fund statistical studies, training, information systems, and loss-prevention activities. The captive structure means barreaux can remain shareholders or simply mandants while retaining full control over their insurer choice. Distribution is primarily B2B2C via the bar association network, with direct sales to individual lawyers for supplementary products. Geographic scope is France including French Overseas Territories, with CCBE partnership signaling potential EU-level cross-border interest.

Name

Societe De Courtage Des Barreaux

Legal name

SOCIETE DE COURTAGE DES BARREAUX

Website

https://scb-assurances.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Societe De Courtage Des Barreaux (SCB) is a French captive insurance broker, founded in 2001 by the Conférence des Bâtonniers, placing collective professional liability and related insurance for 152+ French bar associations covering 32,000-35,000+ lawyers and supplementary coverage for nearly 1,500 individual attorneys.

Ownership category

akta.pro rank

Product category

Professional Liability Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Reinsurance Claims, Accounting & Contract Administration (Broker Services) (FSAOAHAI)

Keywords

• Professional liability insurance
• Legal profession insurance
• Captive insurance broker
• Lawyer RC coverage
• Bar association insurance

Headquarters

HQ city

Éguilles

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance intermediary commissions: SCB earns intermediary (courtage) commissions on insurance policies placed for bar associations and individual lawyers. As a captive broker, commissions return to the profession, funding statistical studies, information systems, training, and loss prevention activities.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Société de Courtage des Barreaux (SCB) is a captive insurance broker dedicated to the French legal profession, placing mandatory and supplementary professional liability insurance (R.C. Professionnelle), NRF (Non-Representation of Funds) insurance, archive reconstitution coverage, complementary guarantees up to 95M€, and ancillary risks such as cyber, multi-risk office, borrower, and provident/health insurance. It places collective policies for 152 barreaux covering ~32,000 lawyers and NRF coverage for 159 barreaux covering 35,000+ lawyers, and serves nearly 1,500 individual lawyers directly for supplementary coverage.

Product overview

SCB operates as an insurance brokerage platform for French lawyers, offering a comprehensive suite of insurance products centered on professional liability (R.C. Professionnelle) as the core mandatory coverage. The platform provides base collective insurance policies administered through Barreau partnerships, supplemented by optional add-on modules including 'Toutes activités' and 'Mission' complementary guarantees, corporate officer liability extensions, trustee lawyer coverage, cyber risk protection, multi-risk office insurance, borrower insurance, and a dedicated provident scheme (La Prévoyance des Avocats). The product architecture combines mandatory professional liability as the foundation with modular supplementary coverages that lawyers can select based on their specific practice needs.

Differentiator

Problem solved

Functional benefit

Products and services

• R.C. Professionnelle (Responsabilité Civile Professionnelle) Mandatory professional liability insurance for lawyers covering judicial, advisory, act-drafting, sequestration, mediation, ordinal activities, and other professional functions. Structured as 'Tous Risques Sauf' (all-risks-except) coverage and placed for 152 bar associations covering approximately 32,000 lawyers.
• Garantie R.C. Exploitation Operating liability insurance for law firms covering third-party damages unrelated to professional obligations, including premises liability, employer liability for preposes, and professional accidents.
• Garantie frais de reconstitution d'archives et supports d'information Coverage for expenses incurred in reconstructing destroyed, lost, or missing archives and documents, including secretarial costs, research, correspondence, and postage.
• Garanties complémentaires 'Toutes activités' Complementary professional liability insurance covering all cabinet activities with options up to 95M€ per year, supplementing the base collective guarantee from the Barreau. Renews annually on January 1st with flat annual (forfaitaire) premium; premium calculated by number of partners for collective structures.
• Garanties complémentaires 'Mission' Complementary insurance for specifically designated missions with options up to 90M€ per year, supplementing base collective coverage and attached to the designated mission rather than general practice. Includes 10-year subsequent guarantee after mission expiration. Annual flat-rate premium; renews annually on January 1 by tacit reconduction unless terminated with 3-month notice.
• Extension R.C.M.S + Garantie de la solidarité entre associés Corporate Officers Liability Insurance combined with legal solidarity guarantee and difficulty prevention coverage targeted at lawyers in collective exercise structures (SCP, SELARL, SELAFA, etc.).
• Garantie spécifique Avocat fiduciaire Specific insurance for trustee lawyers (avocats fiduciaires) covering professional liability and financial guarantee (5% of real estate value, 20% of other assets), developed with partner Covéa Risks (MMA group) under French fiduciary regulation.
• Cyber Risque Cyber risk insurance for lawyers covering IT system attacks, expert fees, data reconstitution, CNIL investigation costs, financial losses from fraud, and 24/7 emergency assistance.
• Multirisque bureaux Multi-risk professional insurance for office premises covering fire, storm, water damage, theft, electrical damage, glass breakage, natural disasters, and including robe (legal attire) theft and portable computer coverage.
• Assurance emprunteur Borrower insurance for lawyers covering credit repayment in case of death, disability, or unemployment, including coverage for purchasing practice or office shares.
• La Prévoyance des Avocats (LPA) Provident scheme for lawyers covering health, provident, retirement, and maternity benefits. Largest subscriber association with 161 barreaux and 30,000+ lawyers; SCB acts as captive broker for La Prévoyance des Avocats.

Quantifiable outcome

• Over 13,000 claims files managed since creation
• +4 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core, flagship and minor.

• 152 French Bar Associations (Barreaux) — partner barreaux networkcoreChannel Partner/ Reseller/ Distributor152 bar associations across France partner with SCB as captive broker for collective RC Professionnelle insurance policies. Together these barreaux represent approximately 32,000 lawyers. SCB also serves 159 barreaux for NRF insurance covering 35,000+ lawyers. The barreaux remain independent in their insurer choice but use SCB for brokerage, claims management, and statistical data aggregation.
• La Prévoyance des Avocats (LPA)coreChannel Partner/ Reseller/ DistributorLPA is the first subscribing association for French lawyer health and provident insurance, covering 161 barreaux and 30,000+ lawyers. SCB serves as its exclusive captive broker, placing group insurance products (santé, prévoyance, retraite, maternité) through the bar network.
• Covéa Risks (Groupe MMA)coreTechnology or IntegrationCovéa Risks (MMA group) is the insurance carrier partner with whom SCB negotiated a tailored insurance solution for lawyer-fiduciaries (avocats fiduciaires), as mandated by French law (decree 1991, RIN). SCB acts as the intermediary placing this specialized coverage.
• IXAD (Ecole d'Avocats)coreStrategic or Co-development PartnerSCB partners with IXAD (law school) to deliver professional liability risk prevention training to lawyers and law students. SCB organizes RC Professionnelle training sessions (14h–17h via video conference) through IXAD's continuing education platform, aligned with its mission to be 'Partenaire de la profession d'avocat pour l'ensemble de ses risques et de ses assurances'.
• Barassur (Espace bâtonnier extranet)coreTechnology or IntegrationSCB provides bar orders with an extranet platform (Barassur) enabling Bâtonniers to issue insurance certificates directly to lawyers in PDF format and monitor real-time claims data. This tool reinforces SCB's captive broker positioning.
• Conférence des BâtonniersflagshipStrategic or Co-development PartnerThe Conference of Bar Presidents founded SCB at the end of 2001 and remains its institutional sponsor. It is the original creator and shareholder of the captive broker structure. SCB also collaborates with the CNB (Conseil National des Barreaux) for events such as the Grande Rentrée des Avocats.
• CCBE (Conseil des Barreaux Européens)minorStrategic or Co-development PartnerSCB is a partner in CCBE's work on cross-border RC Professionnelle insurance for lawyers exercising in the EU, contributing to European legal profession insurance policy development.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Verspieren: Independent French insurance broker with deep professional liability and specialty lines practices serving corporate and professional clients, overlapping directly with SCB in placing PL coverage for professionals.
• Albingia: French specialty insurer/broker focused on professional liability for regulated professions (legal, healthcare, construction); highly comparable to SCB in targeting niche PL lines for professionals in France.
• MACSF: French mutual insurer dedicated to healthcare and legal professionals that offers professional liability insurance products to lawyers, directly competing with SCB's RC Professionnelle proposition in the same captive-by-profession model.

Broad incumbents

• Marsh France: Global insurance broker with a large French presence across professional and financial lines; represents competitive pressure for SCB on large-account law firm mandates.
• SMABTP: French specialty insurer serving construction and adjacent professional liability segments; analogous vertical-specialist insurer model that competes for share of French professional PL wallets.
• Aon France: Global insurance broker operating in France with significant professional and financial lines offerings, including specialty PL products for law firms.
• Howden France: Specialty-focused insurance broker with growing French operations across professional liability lines; comparable in its emphasis on specialty PL distribution.
• Gras Savoye (WTW France): Major French insurance broker (now part of WTW) with broad professional lines capabilities; competes with SCB for larger law firm PL placements and supplementary coverage distribution.
• AXA France: Major French direct insurer with established professional liability offerings for legal professionals, representing competitive capacity both as underwriter and as a potential direct-to-lawyer distribution channel.
• Allianz France: Major French direct insurer offering professional liability products for lawyers and law firms, including via its Courtage channel — competing with SCB as both a carrier and distribution alternative.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/SCBassurances
• LinkedInlinkedin.com/company/scb-assurances

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Societe De Courtage Des Barreaux