Sinvest Finanz Ag

What Sinvest Finanz Ag does

SINVEST Finanz AG is a FINMA-authorized, independent Swiss wealth management firm founded in 1995 as an Aktiengesellschaft, headquartered at Villmergerstrasse 38 in Wohlen AG with its registered legal seat in Villmergen, Canton Aargau. The firm serves private individuals in the Swiss Mittelland with four bundled service lines: active and independent asset management (Vermögensverwaltung), pension and financial planning including estate-related advisory (Vorsorge- und Finanzplanung), tax return preparation (Steuererklärungen), and real estate valuation and brokerage (Immobilien), supported by an online property-valuation tool used as a lead-generation channel.

Underlying the advisory offering is a multibanken-Plattform that connects SINVEST to a curated network of seven custodian banks (Aargauische Kantonalbank, Hypothekarbank Lenzburg, Swissquote, UBS, Vontobel, Zuger Kantonalbank and Zürcher Kantonalbank), allowing clients to hold consolidated accounts across banks under a single advisory relationship. The firm has also built a proprietary AMC (Active Management Certificate) implementing its "SINVEST House View" investment strategy, intended both for its own mandates and as infrastructure for affiliated wealth managers. The public-facing stack is a WordPress-based website, with no public API or developer tooling; data protection is governed by the Swiss DPA and, where applicable, the EU GDPR.

Commercially, the firm operates an asset-based recurring fee model on assets under management (Vermögensverwaltungsgebühren), supplemented by professional-service fees for financial planning, tax filings, and transaction-based fees for real estate brokerage. Specific rates, minimums, and tiers are not publicly disclosed and are quote-based. The firm is supervised under FINIG by FINcontrol Suisse AG / OSFINcontrol AG, is a member of Finanzombudsstelle Schweiz (FINOS) and of the Swiss Association for Financial Analysis, and after 25 years of operation has formally regulated its succession, with four named partners (Patrick Burger as CEO/Geschäftsführer, Sandra Melliger as Commercial Director, and wealth-manager partners Marc Fricker and Thomas Bucheli) leading the firm alongside five further wealth managers and a tax specialist — eleven employees in total — and a stated intent to scale via a "Sorglos-Paket" affiliation model for self-employed independent asset managers.

Name

Sinvest Finanz Ag

Legal name

SINVEST Finanz AG

Website

https://sinvest.ch

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

1–10 employees

Short description

SINVEST Finanz AG is a FINMA-authorized, independent Swiss wealth manager founded in 1995, providing private clients in the Swiss Mittelland with asset management, pension and financial planning, tax declaration, and real estate services through 11 staff and a seven-bank multi-bank custody platform.

Ownership category

akta.pro rank

Product category

Private Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Finance Services (6199)

akta.pro primary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

Keywords

• Private wealth management
• Asset management services
• Pension financial planning
• Tax declaration services
• Real estate brokerage

Headquarters

HQ city

Wohlen

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Asset-based wealth management fees (Vermögensverwaltungsgebühren): Recurring fees calculated and collected on assets under management ("Berechnung und Inkasso der Vermögensverwaltungsgebühren") for active and independent portfolio management, investment concepts and strategies, and comprehensive investment policy ("aktive und unabhängige Vermögensverwaltung; Anlagekonzepte und Strategien; umfassende Anlagepolitik"). Standard AUM-based recurring fee model.
2. Pension and financial planning advisory: Fee-bearing advisory for pension planning, financial planning, estate planning (in cooperation with a notary: marriage/inheritance contracts, living wills, patient decrees), payment transaction handling, and mortgage/financing consulting.
3. Tax declaration services: Filing of client tax returns ("Ausfüllen Ihrer Steuererklärung") as a professional service line.
4. Real estate brokerage and valuation: Property valuation and brokerage ("Bewertung und Vermittlung von Immobilien"), with reference properties in Niederwil, Sulz, Beinwil am See, and Seengen demonstrating transaction-driven activity.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

SINVEST Finanz AG is a neutral and independent Swiss wealth management firm offering active asset management, pension and financial planning, tax declaration filing, and real estate valuation and brokerage to private clients. The firm operates a multi-bank platform connecting client assets to seven partner custodian banks and translates its proprietary house view into an in-house AMC certificate product.

Product overview

SINVEST Finanz AG operates as a single integrated Swiss wealth management firm rather than a modular product platform; its offering is organised around four core service lines (Vermögensverwaltung, Vorsorge- und Finanzplanung, Steuererklärungen, Immobilien), supplemented by a self-service Immobilienbewertung valuation tool and the in-house SINVEST-House-View Zertifikat (AMC) that operationalises the firm's investment strategy across affiliated managers.

Differentiator

Problem solved

Functional benefit

Products and services

• Vermögensverwaltung (Asset Management) Active and independent asset management service offering investment concepts, strategies and a comprehensive investment policy for private clients, with custody and execution routed through a network of partner custodian banks via the firm's multi-bank platform.
• Vorsorge- und Finanzplanung (Pension and Financial Planning) Pension and financial planning service covering personal pension planning, estate planning, marriage and inheritance contracts, living wills, payment transactions, administrative assistance, and financing/mortgage advisory for private clients.
• Steuererklärungen (Tax Return Service) Service for completing clients' Swiss tax declarations as part of the integrated advisory offering.
• Immobilien (Real Estate Brokerage and Valuation) Valuation and brokerage of real estate for private clients, supporting them as part of their long-term investment strategy, with a gallery of successfully brokered properties.
• Online Immobilienbewertung (Property Valuation Tool) Self-service online tool that lets users quickly and easily check the current market value of a property as a first orientation or as a basis for individual advisory with the firm.
• SINVEST-House-View Zertifikat (AMC) Proprietary asset management certificate that translates the SINVEST house view into actionable investment mandates for affiliated wealth managers operating under the firm's FINMA infrastructure.

Quantifiable outcome

• 25 years of continuous operation since founding in 1995, with succession now regulated
• +1 more outcomes

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Bonhôte & Cie SA: Swiss independent private bank based in Neuchâtel serving private clients with wealth management and family office services. Comparable in size and independent Swiss private-bank positioning, focused on a different region.
• Aargauische Kantonalbank (AKB): Cantonal bank headquartered in the same Mittelland region serving private clients with asset management and financial planning. Competitor in the same catchment area and also one of SINVEST's custodian-bank partners.
• Hypothekarbank Lenzburg: Regional Swiss bank in the Mittelland/Aargau region serving private clients with wealth management, mortgages and financial planning. Both a direct regional competitor for private clients and one of SINVEST's seven custodian-bank partners.
• Zuger Kantonalbank: Swiss cantonal bank serving private clients in central Switzerland with asset management, mortgage and advisory services. Comparable regional-banking model and one of SINVEST's custodian-bank partners; partial overlap in target clientele.

Emerging players

• Swissquote Bank AG: Swiss online bank and brokerage serving self-directed private clients with custody, trading and increasingly wealth management. Comparable as a Swiss private-client wealth channel and partner custodian bank, but with a digital-first delivery model that contrasts with SINVEST's relationship-led approach.

Direct peers

• VZ Vermögenszentrum: Switzerland's largest independent financial advisor; offers integrated wealth management, financial and pension planning, tax services and mortgage advice to private clients. Directly comparable in service breadth and independent positioning, but at much greater scale than SINVEST.

Broad incumbents

• UBS Wealth Management: Global Swiss private bank and largest wealth manager in the country, serving private clients across the Mittelland and beyond. Comparable core business and one of SINVEST's custodian-bank partners; far greater scale and digital capabilities.
• Julius Bär Gruppe AG: Major Swiss private bank offering wealth management and investment advisory to private clients globally. Comparable core business of independent wealth management for private clients, but at a much larger scale and global footprint than SINVEST.
• Vontobel Holding AG: Large Swiss private bank and asset manager offering wealth management, investment advisory and execution to private clients. Comparable in wealth management scope but at far greater scale; also one of SINVEST's custodian-bank partners.
• Pictet Group: One of Switzerland's largest independent wealth and asset managers serving private clients and families. Comparable in independent, FINMA-regulated Swiss wealth management positioning but operating at vastly greater scale and international reach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sinvest-finanz-ag

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sinvest Finanz Ag