Sparkasse Olpe-drolshagen-wenden

What Sparkasse Olpe-drolshagen-wenden does

Sparkasse Olpe-Drolshagen-Wenden is a German Sparkasse organized as a public-law institution (Anstalt des öffentlichen Rechts), headquartered in Olpe, North Rhine-Westphalia, and operating under the regulatory oversight of the European Central Bank and BaFin. It serves retail and corporate customers in the three municipalities of Olpe, Drolshagen, and Wenden, and is a member of the nationwide Sparkassen-Finanzgruppe, which provides integrated product and distribution infrastructure across the German savings bank system. Its governance includes a Supervisory Board chaired by Wilhelm Rücker and a management board comprising Nino Breitweg and Edgar Clemens, with Stefan Docter serving as Data Protection Officer; the bank is also a participant in the S-Haus Holding GmbH & Co. KG consolidation alongside Städtische Sparkasse zu Lennestadt.

The bank's product offering covers the full retail and corporate banking stack: current accounts (Girokonto), savings products, installment and construction lending, securities brokerage, home-savings products, insurance distribution, and real estate brokerage. Operational technology includes online banking, a mobile app, pushTAN authentication with device recognition, photo-transfer capabilities, a digital assistant, and the AI-assisted chatbot Linda, which uses Google NLP for intent recognition. Distribution is anchored by a physical branch network across its three municipalities, complemented by multilingual digital channels (German, English, French, Dutch). The bank's revenue mechanics follow the standard Sparkassen model: net interest income from lending and deposit taking, fee income from payments and account services, plus commission income from affiliated partners including DekaBank (securities), LBS (home savings and construction financing), SV SparkassenVersicherung (insurance), KfW (development-bank-backed loans), and Sparkasse-Immobilien (real estate brokerage). The 2025 fiscal year was reported as operating on a 'stable course' with no disclosed expansion or contraction in scale.

Name

Sparkasse Olpe-drolshagen-wenden

Legal name

Sparkasse Olpe-Drolshagen-Wenden

Website

https://sparkasse-olpe.de

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Sparkasse Olpe-Drolshagen-Wenden is a German public-law savings bank serving retail and corporate customers in the municipalities of Olpe, Drolshagen, and Wenden, offering checking, lending, securities, insurance, and real estate services through branches and digital channels within the Sparkassen-Finanzgruppe.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Depository Credit Intermediation (5221), Savings Institutions and Other Depository Credit Intermediation (522180), Savings Institutions and Other Depository Credit Intermediation (52218)

SIC

Finance Services (6199), Functions Related To Depository Banking, Nec (6099), Real Estate Agents & Managers (For Others) (6531), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)

Keywords

• Retail banking services
• Savings products
• Mortgage lending
• Consumer finance
• Payment services

Headquarters

HQ city

Olpe

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Deposit Taking and Lending: Core banking revenue from interest spread between deposits and loans. Offers various account models (Girokonto Online, Start&More, Smart, Individual, Komfort, Gold), mortgage financing (S-Baufinanzierung), personal loans (S-Privatkredit, S-Autokredit), and overdraft facilities.
2. Payment Services: Revenue from payment processing including credit cards (Mastercard Standard/Gold/Platinum, Visa), debit cards (Sparkassen-Card), and transaction fees.
3. Investment and Wealth Management: Revenue from securities brokerage (Sparkassen-Depot, S Broker DepotPlus), investment funds (Deka, ETFs), certificates (DekaBank, LBBW, Helaba), and wealth management services (Private Banking).
4. Insurance Distribution: Commission revenue from insurance products including liability, home insurance, accident, legal protection, vehicle insurance, and comprehensive insurance packages (Sparkassen-Privat-Schutz Plus).
5. Real Estate Services: Revenue from property brokerage, mortgage financing, LBS building society products, and property valuation services.
6. Retirement and Pension Products: Revenue from state-subsidized retirement products including RiesterRente, Rürup/BasisRente, occupational pension schemes (Betriebliche Altersversorgung), and fund-based pension insurance (FondsRente Vario, GarantRente Vario).

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels8 records

Core offering

Sparkasse Olpe-Drolshagen-Wenden is a German public-law savings bank that provides current accounts, savings products, mortgage and consumer lending, credit cards, investment and securities services, insurance distribution, and real estate brokerage to private and business customers in the Olpe, Drolshagen, and Wenden region. The bank operates physical branches alongside digital channels including online banking, the App Sparkasse, pushTAN authentication, and the Cockpit Immobilie real estate tool.

Product overview

Sparkasse Olpe-Drolshagen-Wenden offers a comprehensive banking platform organized around a core of current account products (S-Girokonto in seven variants) supplemented by extensive digital services, lending, savings, investment, insurance, and real estate offerings. The digital banking layer — comprising Online-Banking (browser), App Sparkasse (mobile), S-pushTAN authentication, and the Geräteerkennung device-recognition system — serves as the primary interaction channel for all products. Key digital tools include the Cockpit Immobilie (property management cockpit), Finanzplaner (digital household budget), Kontowecker (account alerts), Card Control, Multibanking, and Elektronisches Postfach (e-statement archive). The bank distributes Mastercard and Visa credit cards, offers mortgage lending (S-Baufinanzierung, LBS-Bausparen), personal and auto loans, and a full suite of savings products (Tagesgeld, Sparkassenbuch, S-Plussparen, VL-Sparen). Investment services are provided through Sparkassen-Depot, S Broker DepotPlus, bevstor (digital advisor), and DekaBank partnership products (ETFs, funds, certificates). Retirement solutions include the Sparkassen-FondsRente Vario, Sparkassen-GarantRente Vario, Sparkassen-BasisRente, RiesterRente, and Betriebliche Altersversorgung. Insurance offerings include the bundled Sparkassen-Privat-Schutz Plus and the S-Versicherungsmanager. Real estate services include property search, S-ImmoPreisfinder valuation, Baufinanzierungsrechner calculator, and broker services through Germany's largest residential property broker network. The bank also offers Wero instant mobile payments and PAYBACK loyalty integration with its debit cards.

Differentiator

Problem solved

Functional benefit

Products and services

• S-Girokonto (Current Account)
• Mastercard Standard / Gold / Platinum / Basis
• Visa Standard (Visa Card)
• Sparkassen-Card (Debit Card)
• S-Baufinanzierung (Home Finance Mortgage)
• S-Autokredit (Auto Loan)
• S-Privatkredit (Personal Loan)
• Dispositionskredit (Overdraft Facility)
• Forward-Darlehen (Forward Loan)
• Tagesgeld (Call Money Savings)
• Sparkassenbrief (Fixed-Term Savings Letter)
• S-Plussparen (Plus Savings)
• Sparkassenbuch (Savings Book)
• Festgeld (Fixed-Term Deposit)
• VL-Sparen (Employee Savings)
• Sparkassen-Depot (Securities Account)
• Sparkassen-FondsRente Vario
• Sparkassen-GarantRente Vario
• Sparkassen-BasisRente (Rürup-Style Basic Pension)
• RiesterRente
• Sparkassen-GenerationenDepot Invest
• Sparkassen-Privat-Schutz Plus (Combined Personal Insurance Package)
• LBS-Bausparen (Building Society Savings)
• Edelmetalle (Precious Metals Investment)
• Sparkassen-Starter Kids Paket (Children's Banking Starter Package)
• Sparlotterie der Sparkassen (PS-Lotterie Savings)
• Deka Investments (DekaBank Investment Products)
• Online-Banking and App Sparkasse (Mobile Banking)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

AI capability2 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core and minor.

• DekaBank / Deka InvestmentscoreTechnology or IntegrationOffering Deka investment funds, ETFs, certificates, savings plans (Deka-FondsSparplan), and DekaBank depot services. Integration through online banking and the Sparkassen-Finanzgruppe partnership.
• LBS (Landesbausparkasse)coreStrategic or Co-development PartnerBuilding society partnership offering LBS-Bausparen products including state-subsidized savings, home ownership financing, and VL-Sparen (employee savings) integration.
• KfW BankengruppecoreTechnology or IntegrationOffering KfW promotional loans including energy-efficient construction, modernization, and student loans (KfW-Studienkredit) as part of the bank's financing portfolio.
• PAYBACKminorGTM or Marketing PartnerPartnership for loyalty rewards program. Sparkassen-Card can be linked with PAYBACK for earning points on purchases.
• Sparkassen-Finanzgruppe / DSGVcoreStrategic or Co-development PartnerMember of the Sparkassen-Finanzgruppe (German Savings Banks Finance Group), the largest financial services network in Germany, providing access to shared products, services, technology platforms, and the DSGV dispute resolution service.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Market position

Strengths4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/sparkasseolpe
• LinkedInlinkedin.com/company/sparkasse-olpe-drolshagen-wenden
• Instagraminstagram.com/sparkasseolpe

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sparkasse Olpe-drolshagen-wenden