Schreiter Financial Group

What Schreiter Financial Group does

Schreiter Financial Group is a privately held, veteran-owned independent financial advisory firm founded in 2020 and headquartered in Roseville, California, serving clients in the Sacramento metropolitan area and on a claimed nationwide basis. The firm is co-owned and operated by Patty and Lee Schreiter, who position the business around a tradition of service, protection, and community commitment. The company provides insurance and retirement planning services to individuals, families, business owners, and executives, with a particular focus on women's retirement concerns.

The firm's product portfolio spans the core personal and small-business insurance and retirement categories. Life insurance offerings include term and permanent policies (including indexed universal life used for college funding). Retirement income solutions include multi-year guarantee annuities (MYGAs), single premium immediate annuities (SPIAs), and fixed index annuities (FIAs). Business insurance products include key employee life insurance, executive bonus plans, and buy-sell agreements. Supporting products include short- and long-term disability insurance, long-term care insurance, and college funding vehicles (IUL, ESAs, 529 plans). There is no proprietary technology platform; the firm operates as a traditional advisory practice.

Schreiter Financial Group generates revenue through commissions earned on insurance product placements from carriers, operating on a transaction-fee revenue model. The go-to-market approach is sales-led and consultative, with complimentary initial consultations and personalized financial assessments followed by product recommendations. Distribution is direct, including after-hours appointments for business owners and professionals who cannot meet during standard business hours. The firm is closely held, with no institutional investors, parent company, or external funding disclosed.

Name

Schreiter Financial Group

Legal name

The Schreiter Financial Group

Website

https://schreiterfinancial.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Schreiter Financial Group is a veteran-owned, independent financial advisory firm in Roseville, California, providing insurance and retirement planning services to individuals, families, business owners, and executives on a commission-based, consultative model.

Ownership category

akta.pro rank

Product category

Financial Advisory & Insurance Planning

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)

Keywords

• Financial advisory services
• Life insurance planning
• Retirement income solutions
• Annuity products
• Wealth protection planning

Headquarters

HQ city

Roseville

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Insurance Product Sales: Revenue is generated through commissions on insurance products including life insurance, annuities, long-term care insurance, disability insurance, and business insurance. The firm acts as an intermediary selling these products from insurance carriers to clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Schreiter Financial Group is an independent financial advisory and insurance brokerage firm that sells life insurance, annuities, disability insurance, long-term care insurance, and business insurance products from third-party carriers. The firm complements product placement with personalized retirement, estate, college funding, and business succession planning delivered through complimentary one-on-one consultations with co-owners Patty and Lee Schreiter.

Product overview

Schreiter Financial Group offers a comprehensive suite of financial and insurance products for individuals, families, and business owners. The portfolio centers on life insurance products (Term and Permanent life insurance), retirement income solutions (Multi-Year Guarantee Annuities, Single Premium Immediate Annuities, and Fixed Index Annuities), and business insurance offerings (Key Employee Life Insurance, Executive Bonus Plans, and Buy-Sell Agreements). Supporting products include Long-Term Care Insurance, Disability Insurance (both short-term and long-term), and College Funding solutions using Indexed Universal Life Policies, Education Savings Accounts, and 529 Plans. The company positions these products as financial planning tools that provide protection, growth potential, and legacy planning capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Term Life Insurance Short-term life insurance coverage offered at an affordable price with flexible policy lengths, paying a death benefit if the insured dies during the coverage period. Designed for individuals and families seeking cost-effective protection.
• Permanent Life Insurance Life insurance with a death benefit and cash value accumulation that can be accessed during the policyholder's lifetime for living benefits, retirement income supplementation, or other financial needs. Designed for individuals and families seeking long-term protection and savings.
• Multi-Year Guarantee Annuities (MYGAs) Fixed annuities that guarantee a specified interest rate for a defined holding period, allowing contributions to grow with predictable returns. Designed for individuals seeking stable, contractually guaranteed retirement growth.
• Single Premium Immediate Annuities (SPIAs) Fixed annuities that begin paying guaranteed income immediately upon purchase in exchange for a single premium payment. Designed for individuals seeking to maximize guaranteed income starting at retirement.
• Fixed Index Annuities (FIAs) Fixed annuities that credit interest based on the performance of a market index, providing upside potential while protecting the principal from market downturns. Designed for individuals seeking equity-linked growth without direct market risk.
• Retirement Planning Comprehensive retirement planning services that include pension maximization strategies and the use of permanent life insurance for retirement income supplementation. Designed for individuals and families approaching or in retirement.
• Key Employee Life Insurance Business-owned life insurance on essential employees that provides funds to cover the cost of replacing key personnel, offset profit loss, and protect against credit exposure. Designed for business owners concerned about the loss of key employees.
• Executive Bonus Plan Employer-funded bonus arrangement that uses bonuses to purchase life insurance for selected key employees, used as a tool for attraction, retention, and retirement benefits. Designed for business owners seeking executive benefit programs.
• Buy-Sell Agreements Business continuation agreements, including Entity-Purchase and One-Way Buy-Sell arrangements, funded by life insurance to facilitate ownership transfer upon death, disability, or retirement. Designed for business owners and partners planning ownership transitions.
• Long-Term Disability Insurance Disability insurance providing monthly benefits of up to 60% of gross monthly income for extended benefit periods of 2, 5, or 10 years, or until retirement, if the insured cannot work due to illness or disability. Designed for working professionals and business owners.
• Short-Term Disability Insurance Disability insurance replacing up to 80% of pre-tax income for short periods of up to one year, with a brief waiting period before benefits begin. Designed for working professionals seeking temporary income protection.
• Long-Term Care Insurance Insurance designed to help pay for long-term care services, including assistance with daily activities such as shopping, meals, cleaning, bathing, dressing, and managing medications. Designed for individuals and families planning for future care needs.
• Indexed Universal Life Policy (College Funding) Permanent life insurance policy with cash value accumulation that can be used to help pay for college costs, offering tax-deferred growth and policy loan options. Designed for parents seeking tax-advantaged college savings with insurance protection.
• Education Savings Account (ESA) Tax-advantaged education savings account allowing $2,000 in annual after-tax contributions per child, with tax-free growth and tax-free withdrawals for qualified education expenses. Designed for parents saving for a child's education.
• 529 Plan State-sponsored college savings plan with high contribution limits (up to $300,000 depending on state), no income limits, and flexibility to change beneficiaries among family members. Designed for parents and families planning for future education costs.

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Market position

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/schreiter-financial-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Schreiter Financial Group