Statera Retirement, Llc

Name

Statera Retirement, Llc

Legal name

Statera Retirement, LLC

Website

https://stateraretirement.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Retirement Planning Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Retirement Income Planning & Decumulation Advisory (FSAEABAD)

akta.pro secondary industries

Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)

Keywords

• Retirement income planning
• Financial advisory services
• Retirement risk management
• Annuity planning
• Wealth preservation

Headquarters

HQ city

Hunt Valley

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Securities and Investment Advisory Services: Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. The firm operates as an independent contractor arrangement with MML Investors Services.
2. Financial Planning Fees: Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.
3. Insurance Products: Licensed to sell insurance products across 38 jurisdictions. Offers various insurance-related products including annuities as part of retirement income strategies.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Statera Retirement, LLC provides retirement income planning services through its proprietary Statera Method, a comprehensive methodology that analyzes and mitigates longevity risk, inflation risk, and sequence of return risk. The firm delivers personalized retirement strategies via Certified Financial Planner professionals under fiduciary standards, supported by an Annual Balance Algorithm that monitors and rebalances portfolios annually. Services are offered to pre-retirees and retirees, with a particular focus on members of military associations through affinity partnerships.

Product overview

Statera Retirement, LLC is a financial advisory firm offering a single, unified service centered on its proprietary Statera Retirement Method—a comprehensive retirement income planning methodology. The Statera Retirement Method analyzes retirement risks individually (longevity, inflation, sequence of return) and uses an algorithmic model to find optimal fund allocation and balance. The firm delivers its methodology through a five-step client-centered process: consultation, fact-finding, analysis, presentation, and implementation. Educational support is provided through a Resource Center featuring articles, calculators, and whiteboard videos. The firm specializes in retirement income planning for individuals approaching or in retirement, operating as an independent practice affiliated with MML Investors Services, LLC.

Differentiator

Problem solved

Functional benefit

Products and services

• Statera Retirement Method A proprietary retirement income planning methodology that analyzes retirement risks individually (longevity, inflation, sequence of return) and in coordination to determine optimal fund allocation. It uses predictive modeling to determine income needs, calculate variable source requirements, and establish sequence-of-return buffers with non-correlated safe assets. Designed for pre-retirees and retirees seeking comprehensive income planning.
• Retirement Planning Process A client-centered five-step engagement process: Book an Appointment, First Meeting (deep fact-find), Analysis (financial ship assessment), Second Meeting (findings and recommendations), and Implementation of the retirement plan. Provided to individuals pursuing retirement income planning.
• Risk Assessment Services Comprehensive retirement risk analysis covering longevity risk, inflation risk, sequence of return risk, and unexpected risk, with personalized strategies to mitigate each. For pre-retirees and retirees seeking to understand their specific exposure to retirement risks.
• Complimentary Analysis A free, no-obligation initial consultation providing personalized retirement planning assessment and recommendations to prospective clients before any financial commitment.
• Insurance and Annuity Products Insurance-related products including annuities offered as part of retirement income strategies. Licensed to sell insurance products across 38 jurisdictions. Implementation of specific products may result in commissions or fees outside of the financial planning fee.
• Securities and Investment Advisory Services Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Available to clients implementing retirement income strategies.

Quantifiable outcome

• 69% chance of needing some form of long-term care in the future
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Five partnerships are on record, tiered core.

• Association of the United States Navy (AUSN)coreGTM or Marketing PartnerStrategic partnership to bring the Statera Method retirement planning services to AUSN members and employees. The association advances the interests of the U.S. Navy and protects rights and benefits of Sailors.
• Air & Space Forces AssociationcoreGTM or Marketing PartnerPartnership to provide retirement planning services to AFA members. The association promotes dominant U.S. Air & Space Forces and supports Airmen, Guardians, and their Families.
• EANGUS (Enlisted Association of the National Guard)coreGTM or Marketing PartnerPartnership to offer retirement planning services to EANGUS members. EANGUS is a non-profit dedicated to providing adequate national defense and promoting the status, welfare, and professionalism of National Guard members.
• Association of the United States Cyber Forces (AUSCF)coreGTM or Marketing PartnerPartnership to deliver retirement planning services to AUSCF members. AUSCF is a non-profit association for cyber professionals from military, federal agencies, and civilian community serving national security interests.
• MML Investors Services, LLCcoreChannel Partner/ Reseller/ DistributorSecurities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Supervisory office located at their Hunt Valley, MD facility.

Scale indicators2 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Boldin (formerly NewRetirement): Consumer-facing retirement planning platform that combines holistic financial modeling with optional access to human advisors — competes for the same pre-retiree and retiree segment with a tech-enabled delivery model.
• Income Lab: Software platform focused specifically on retirement income planning and withdrawal strategy analysis — directly overlapping with Statera's Statera Method in addressing longevity, inflation, and sequence-of-returns risks for retirees.
• Pure Financial Advisors: Fee-only RIA specializing in retirement income planning with proprietary methodologies and a single-purpose focus similar to Statera, operating through independent advisor offices.

Emerging players

• Facet Wealth: Tech-enabled financial planning firm delivering fiduciary advice via remote CFP professionals; competes for the same modern pre-retiree seeking a digital-first experience combined with human guidance.

Broad incumbents

• Edelman Financial Engines: Largest independent RIA in the US with deep retirement income planning capabilities; competes for the same retiree segment but at vastly greater scale and with a broader service menu.
• Carson Group: Wealth management firm with significant retirement planning offerings that supports a network of advisor partners; competes for advisory talent and ultimately the same retiree clientele.
• Empower Retirement: Major retirement plan provider and retail advisory platform serving millions of participants; offers overlapping decumulation and income planning tools as part of a much broader product portfolio.
• Fidelity Personalized Planning & Advice: Fidelity's wealth service arm providing retirement income planning and managed accounts, with the brand and scale to compete directly with boutique RIAs for retiree household assets.
• Vanguard Personal Advisor Services: Low-cost hybrid robo-advisory offering from Vanguard providing ongoing retirement and investment planning; a major competitor for cost-conscious pre-retirees in the same demographic.
• OneDigital: National financial services firm with strong retirement plan advisory and personal wealth practices; competes for corporate retirement plan participants and the retiree segment across multiple channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/StateraRetirement
• LinkedInlinkedin.com/company/statera-retirement

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Statera Retirement, Llc