Meridian Corporation
- Company typePublic
- Founded2004
- HeadquartersMalvern, United States
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
Meridian Corporation firmographics
Firmographics- Name
- Meridian Corporation
- Legal name
- Meridian Corporation
- Website
- https://investor.meridianbanker.com
- Company type
- Public
- Founded year
- 2004
- Operating status
- Operating
- Ownership category
- akta.pro rank
Where Meridian Corporation is headquartered
LocationHeadquarters
- HQ city
- Malvern
- HQ country
- United States
- HQ region
- North America
Offices6 records
Markets served
Meridian Corporation business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Net Interest Income: Interest income from loan portfolio (commercial, SBA, real estate, equipment financing) minus interest paid on deposits and borrowings. Primary revenue driver with net interest margin of 3.82% in Q1 2026
- SBA Loan Sale Income: Income from selling SBA 7(a) loans in the secondary market. Declined significantly in Q1 2026 following a management change. Historically strong performer with $128.8 million in SBA lending in FY2023 and $98.5 million in FY2024
- Mortgage Banking Income: Revenue from residential mortgage originations and sales. Part of total non-interest income which fell 33.7% quarter-over-quarter in Q1 2026
- Equipment Finance: Leasing subsidiary Meridian Equipment Finance LLC provides commercial equipment financing generating fee and interest income
- Wealth Management: Meridian Wealth Partners provides investment management, financial planning, and wealth advisory services
- Treasury Management Fees: Cash management and treasury solutions for commercial customers including deposit services, wire transfers, and business banking services
- Dividend Income: Quarterly cash dividends declared to shareholders. Q1 2026 dividend of $0.14 per common share payable May 11, 2026
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Quarterly | Quarterly dividend of $0.14 per common share |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels4 records
Meridian Corporation product offering
Product offeringCore offering
Meridian Corporation, through its wholly-owned subsidiary Meridian Bank, operates as a full-service community bank providing commercial and retail banking products and services. Core offerings include business and personal deposit accounts, commercial and industrial lending, SBA 7(a) loans, commercial real estate financing, residential mortgages, equipment financing via Meridian Equipment Finance LLC, and wealth management via Meridian Wealth Partners.
Product overview
Meridian Bank operates as a community bank with a multi-product, branch-lite distribution model. The core banking platform offers personal and business deposit accounts, loans (personal, mortgage, commercial real estate, and SBA), and cash management services. The subsidiary portfolio includes Meridian Equipment Finance (equipment leasing), Meridian Wealth Partners (wealth management), and Meridian Land (settlement services). A business credit card program was launched via partnership with Corserv. The bank serves Pennsylvania, New Jersey, Delaware, Maryland, and Florida markets through a combination of branches and digital channels.
Differentiator
Problem solved
Functional benefit
Brands
- Meridian Wealth Partners: Wealth management services including institutional business, non-profits, corporates, governments, endowments, foundations, family offices and qualified retirement plans.
- Meridian Equipment Finance
Products and services
- Meridian Bank full-service community banking Full-service community banking offering personal and business deposit accounts, commercial and consumer loans, digital banking, and treasury services to retail and business customers across Pennsylvania, New Jersey, Delaware, Maryland, and Florida.
- Personal Checking Personal checking account products for individual consumer customers.
- Savings and Money Market Accounts Savings and money market deposit accounts offering competitive interest rates for personal savers.
- Certificates of Deposit (CDs) Fixed-term Certificates of Deposit offering guaranteed returns for personal savers.
- Personal Loans Loan products for personal financial needs of individual consumers.
- Home Mortgages Residential mortgage lending products and services including purchase and refinance options for individual homebuyers.
- Business Banking Comprehensive banking services tailored for business customers including deposit accounts and cash management.
- Business Loans Commercial lending products including term loans and lines of credit for small and mid-sized businesses.
- Commercial Real Estate Lending Financing solutions for commercial real estate acquisitions, developments, and refinances.
- Cash Management Treasury management and cash management solutions for business customers including wire transfers and payment processing.
- SBA Lending Small Business Administration loan programs including SBA 7(a) loans for small business financing, leveraging Meridian's SBA Preferred Lending Partner status.
- Meridian Equipment Finance Wholly-owned subsidiary providing commercial equipment financing and leasing solutions to vendors, brokers, bank customers, and direct end-users.
- Meridian Wealth Partners Wealth management and financial planning services including investment management, retirement planning, and private banking for high-net-worth individuals, family offices, endowments, foundations, and non-profits.
- Land Settlement Services Title and settlement services for real estate transactions through Meridian Land.
- Business Credit Card Program Business and commercial credit card products with various APRs, rewards, virtual card support, automated credit decisioning, extensive spend controls, and free expense reporting, offered in partnership with Corserv.
Quantifiable outcome
- Net income of $4.7 million in Q1 2026 ($0.39 diluted EPS), nearly doubling year-over-year
- +4 more outcomes
Companies that use Meridian Corporation
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles3 records
Meridian Corporation technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Meridian Corporation partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- CorservcoreMeridian Bank partnered with Corserv to launch a business credit card program serving business and commercial customers. Corserv implemented an industry-leading credit card program providing virtual card support, automated credit-decisioning, extensive spend controls, business self-service features, and free expense reporting. Corserv's turnkey program minimizes disruption, cost, and resources needed for typical card programs.
Scale indicators9 records
Recent moves9 records
Expansion highlights5 records
Meridian Corporation competitors and assessment
Company assessmentBroad incumbents
- WSFS Financial Corporation: Significantly larger Mid-Atlantic regional bank with overlapping PA/DE/NJ geography and similar wealth, commercial and mortgage capabilities, but operating at greater scale and breadth than Meridian.
- F.N.B. Corporation: Larger PA-headquartered regional bank with broad retail, commercial and SBA lending across the same mid-Atlantic and Florida markets where Meridian operates, but with materially greater scale and product breadth.
Direct peers
- Univest Financial Corporation: PA-headquartered community bank holding company with comparable mid-Atlantic footprint, similar asset size, and overlapping commercial/SBA lending focus — the closest direct peer to Meridian Corporation.
- Republic Bank: Philadelphia-area community bank of similar scale; Meridian's Regional Commercial Banking Director for Philadelphia/South Jersey was previously Chief Lending Officer at Republic Bank, underscoring direct overlap in market and product mix.
- ACNB Corporation: PA/MD-headquartered community bank holding company serving overlapping markets with similar deposit-funded commercial and retail banking products.
- Norwood Financial Corp: PA-based community bank holding company of similar asset size, focused on relationship banking, commercial lending and retail deposits in overlapping rural/suburban PA markets.
- Mid Penn Bancorp: Central PA community bank holding company of comparable asset size, with parallel commercial, mortgage and small-business banking lines serving overlapping mid-Atlantic customers.
- Bryn Mawr Bank Corporation (now part of WSFS): Philadelphia-area community bank with wealth management and commercial lending focus overlapping Meridian's Delaware Valley footprint; now part of WSFS but historically a direct comparable.
- Tompkins Financial Corporation: Mid-Atlantic/Northeast community bank with similar asset size and parallel commercial, SBA, mortgage and wealth management offerings competing for similar small-business customers.
- S&T Bancorp: Western PA community bank with a similar business mix of commercial lending, SBA, mortgage and wealth management and comparable asset base.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Meridian Corporation social profiles
Digital presenceMeridian Corporation compliance and trust
Trust signalCompliance3 records
Meridian Corporation financial estimates
Financial estimateRevenue estimate
Valuation estimate
Meridian Corporation leadership team
Management profileNumber of profiles
Profiles4 records
Meridian Corporation subsidiaries and ownership
Company hierarchySubsidiaries3 records
Meridian Corporation funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Meridian Corporation M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Meridian Corporation
What does Meridian Corporation do?
Meridian Corporation, through its wholly-owned subsidiary Meridian Bank, operates as a full-service community bank providing commercial and retail banking products and services. Core offerings include business and personal deposit accounts, commercial and industrial lending, SBA 7(a) loans, commercial real estate financing, residential mortgages, equipment financing via Meridian Equipment Finance LLC, and wealth management via Meridian Wealth Partners.
Is Meridian Corporation a public or private company?
Meridian Corporation is a public company. It is classified as public and is currently operating.
When was Meridian Corporation founded?
Meridian Corporation was founded in 2004.
Where is Meridian Corporation based?
Meridian Corporation is headquartered in Malvern, United States, in the North America region.
How does Meridian Corporation make money?
Seven revenue lines are on record. Net Interest Income is the primary driver. The others are SBA Loan Sale Income, mortgage Banking Income, equipment Finance, wealth Management, treasury Management Fees and dividend Income.
Who are Meridian Corporation's main competitors?
Broad incumbents on record are WSFS Financial Corporation and F.N.B. Corporation. Direct peers are Univest Financial Corporation, Republic Bank, ACNB Corporation, Norwood Financial Corp, Mid Penn Bancorp, Bryn Mawr Bank Corporation (now part of WSFS), Tompkins Financial Corporation and S&T Bancorp.
Does Meridian Corporation have an API?
No public API is recorded for Meridian Corporation.