Planet Finance
- Company typePrivate
- Founded2022
- HeadquartersCastel Mella, Italy
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Planet Finance firmographics
Firmographics- Name
- Planet Finance
- Legal name
- PLANET FINANCE Srl
- Website
- https://planetfinance.it
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Planet Finance industry classification
Industry- Product category
- Financial Compliance Software
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Miscellaneous Business Credit Institution (6159), Federal & Federally-Sponsored Credit Agencies (6111)
- akta.pro primary industry
- SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
- akta.pro secondary industry
- National Development Banks & State Development Finance Institutions (DFIs) (BPADACAC)
Keywords
Where Planet Finance is headquartered
LocationHeadquarters
- HQ city
- Castel Mella
- HQ country
- Italy
- HQ region
- Europe
Offices2 records
Markets served
Planet Finance business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- Digital Platform Services: Subscription or usage-based fees for access to the Allegato4.it platform, with different package tiers for commercial accountants and enterprises.
- Professional Services for Banks: End-to-end guarantee management services for banks including document collection, eligibility analysis, reporting, escution management, and archival.
- Financial Intermediation Support: Services supporting the credit intermediation process between banks and SMEs, leveraging the Group's 20 years of experience in credit mediation.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | 3 package options for commercial accountants |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
Planet Finance product offering
Product offeringCore offering
Planet Finance develops digital platforms and services to support banks, financial intermediaries, SMEs, and commercial accountants in managing Italian State Guarantee Fund (Fondo di Garanzia) financing. The company's flagship product, Allegato4.it, is the first online portal that auto-compiles the complex 23-page Allegato4 document (up to 100 fields) required for state-guaranteed credit applications, integrating with official government databases and using proprietary algorithms to apply the correct regulatory regimes and automate economic-financial calculations. Planet Finance also provides end-to-end professional services for banks including document collection, eligibility analysis, reporting, escution management, and archival.
Product overview
Planet Finance is a digital services platform operated by NSA Group offering a portfolio of fintech solutions for three target segments: banks, SMEs (imprese), and accountants (commercialisti). The core product is Allegato4.it - the first portal enabling auto-compilation of the Allegato4 document required for State Guarantee Fund applications. Supporting products include Smart OnBoarding, GesfinTECH, and CliccaBandi for banks, plus an auto-compilation tool for enterprises. These services work together to simplify the credit/financing process by streamlining document preparation, regulatory compliance verification, and bank-enterprise interactions.
Differentiator
Problem solved
Functional benefit
Brands
- Allegato4.it: An online platform that auto-compiles the Allegato 4 document for the State Guarantee Fund (Fondo di Garanzia), dedicated to entrepreneurs, banks, and accountants. Available via PC, tablet, and smartphone.
Products and services
- Allegato4.it Online platform enabling entrepreneurs, banks, and accountants to auto-compile the Allegato4 document (State Guarantee Fund application) rapidly and accurately. Accessible via PC, tablet, and smartphone with three subscription packages offered to commercial accountants.
- Smart OnBoarding Banking service enabling streamlined customer onboarding processes for banks, simplifying the entrepreneur-bank relationship within the credit intermediation workflow.
- GesfinTECH Financial technology solution offered by Planet Finance for banks, supporting management of guarantee fund applications and credit processes.
- CliccaBandi Banking service related to identifying and accessing grant and funding opportunities (bandi) for enterprises, supporting banks in connecting clients to public financing programs.
- Auto compilazione Allegato 4 Self-service tool for enterprises to auto-compile the Allegato4 document for guarantee fund applications, with mobile and desktop access.
- End-to-End Bank Guarantee Management Services Professional services for banks covering document collection via dedicated portal, eligibility analysis, report preparation, guarantee escution management, and archival of documentation throughout the financing lifecycle.
Quantifiable outcome
- Documents that previously required extensive manual compilation are now auto-generated, with users only needing to verify the results
- +1 more outcomes
Companies that use Planet Finance
Customer profileSegments3 records
Ideal customer profiles3 records
Planet Finance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability3 records
Feature5 records
Planet Finance partnerships and signals
Strategic signalScale indicators5 records
Recent moves7 records
Expansion highlights4 records
Planet Finance competitors and assessment
Company assessmentEmerging players
- Hyperscience: Machine-learning-based document processing and automation platform serving enterprise and financial-services clients. Comparable to Planet Finance as an emerging player in document automation that could enter the regulated Italian credit-document space.
- Rossum: AI document-processing platform specializing in invoice and form automation. Comparable to Planet Finance as an emerging player in intelligent document automation that could expand into the Italian regulatory-document niche Planet Finance serves.
Direct peers
- Cerved: Major Italian business information, credit risk, and marketing services provider, now part of ION Group. Directly comparable to Planet Finance as it serves Italian banks, SMEs, and accountants with data-driven credit and business intelligence workflows.
- Buffetti: Historic Italian software and services provider focused on accountants, SMEs, and tax workflows. Directly comparable to Planet Finance's commercial-accountant value proposition in the Italian accounting and compliance software market.
- CRIF: Leading Italian credit bureau, fintech data, and business information provider. CRIF is directly comparable as it serves Italian banks, financial intermediaries, and SMEs with credit data, decisioning, and workflow tools — operating in the same Italian credit-intermediation ecosystem as Planet Finance.
- TeamSystem: Leading Italian software provider for accountants, SMEs, and enterprises, including accounting, ERP, and practice-management tools. A direct competitor for the commercial-accountant segment that Planet Finance targets with its Allegato4.it packages.
Broad incumbents
- Bureau van Dijk (Moody's): Global provider of private company information and beneficial-owner data, now part of Moody's. Comparable to Planet Finance as a broader incumbent in the business credit information and corporate data space that serves banks and financial intermediaries.
- MedioCredito Centrale (Banca del Mezzogiorno): State-owned bank (Invitalia group) that manages Italy's Fondo Centrale di Garanzia for SMEs. Closely adjacent — Planet Finance's Allegato4.it product is built around MedioCredito Centrale's application process, making it both a partner and a potential competitor should the institution launch its own direct digital submission portal.
- Wolters Kluwer Italia (TS TeamSystem historical overlap): Global provider of tax, accounting, and regulatory compliance software with a significant Italian presence serving commercialisti. Comparable as a broader incumbent offering regulatory-compliance workflow tools that could compete with or complement Planet Finance's Allegato4 automation.
Regional players
- InfoCamere: Italian Chamber of Commerce IT consortium operating the country's official business registry and providing related data services. Comparable to Planet Finance as a public infrastructure provider of official Italian business and database information that underpins credit and compliance workflows.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Planet Finance social profiles
Digital presencePlanet Finance compliance and trust
Trust signalCompliance1 record
Planet Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Planet Finance leadership team
Management profileNumber of profiles
Profiles3 records
Planet Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Planet Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Planet Finance
What does Planet Finance do?
Planet Finance develops digital platforms and services to support banks, financial intermediaries, SMEs, and commercial accountants in managing Italian State Guarantee Fund (Fondo di Garanzia) financing. The company's flagship product, Allegato4.it, is the first online portal that auto-compiles the complex 23-page Allegato4 document (up to 100 fields) required for state-guaranteed credit applications, integrating with official government databases and using proprietary algorithms to apply the correct regulatory regimes and automate economic-financial calculations. Planet Finance also provides end-to-end professional services for banks including document collection, eligibility analysis, reporting, escution management, and archival.
Is Planet Finance a public or private company?
Planet Finance is a private company. It is classified as corporate owned and is currently operating.
When was Planet Finance founded?
Planet Finance was founded in 2022. It employs 11 to 50 people.
Where is Planet Finance based?
Planet Finance is headquartered in Castel Mella, Italy, in the Europe region.
How does Planet Finance make money?
Three revenue lines are on record. Digital Platform Services are the primary driver. The others are professional Services for Banks and financial Intermediation Support.
Who are Planet Finance's main competitors?
Emerging players on record are Hyperscience and Rossum. Direct peers are Cerved, Buffetti, CRIF and TeamSystem. Broad incumbents are Bureau van Dijk (Moody's), MedioCredito Centrale (Banca del Mezzogiorno) and Wolters Kluwer Italia (TS TeamSystem historical overlap). InfoCamere is listed as a regional player.
Does Planet Finance have an API?
No public API is recorded for Planet Finance.
What industry is Planet Finance in?
Planet Finance's product category is Financial Compliance Software. Its primary akta.pro industry code is FSAGAJAM, SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning), with a secondary code of BPADACAC, National Development Banks & State Development Finance Institutions (DFIs). Its NAICS code is 522 and its SIC code is 6159.