Planet Finance

Name

Planet Finance

Legal name

PLANET FINANCE Srl

Website

https://planetfinance.it

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Financial Compliance Software

NAICS

Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159), Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industry

National Development Banks & State Development Finance Institutions (DFIs) (BPADACAC)

Keywords

• Credit guarantee automation
• State guarantee fund
• SME financing platform
• Financial document automation
• Banking compliance software

Headquarters

HQ city

Castel Mella

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Digital Platform Services: Subscription or usage-based fees for access to the Allegato4.it platform, with different package tiers for commercial accountants and enterprises.
2. Professional Services for Banks: End-to-end guarantee management services for banks including document collection, eligibility analysis, reporting, escution management, and archival.
3. Financial Intermediation Support: Services supporting the credit intermediation process between banks and SMEs, leveraging the Group's 20 years of experience in credit mediation.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

Planet Finance develops digital platforms and services to support banks, financial intermediaries, SMEs, and commercial accountants in managing Italian State Guarantee Fund (Fondo di Garanzia) financing. The company's flagship product, Allegato4.it, is the first online portal that auto-compiles the complex 23-page Allegato4 document (up to 100 fields) required for state-guaranteed credit applications, integrating with official government databases and using proprietary algorithms to apply the correct regulatory regimes and automate economic-financial calculations. Planet Finance also provides end-to-end professional services for banks including document collection, eligibility analysis, reporting, escution management, and archival.

Product overview

Planet Finance is a digital services platform operated by NSA Group offering a portfolio of fintech solutions for three target segments: banks, SMEs (imprese), and accountants (commercialisti). The core product is Allegato4.it - the first portal enabling auto-compilation of the Allegato4 document required for State Guarantee Fund applications. Supporting products include Smart OnBoarding, GesfinTECH, and CliccaBandi for banks, plus an auto-compilation tool for enterprises. These services work together to simplify the credit/financing process by streamlining document preparation, regulatory compliance verification, and bank-enterprise interactions.

Differentiator

Problem solved

Functional benefit

Brands

• Allegato4.it: An online platform that auto-compiles the Allegato 4 document for the State Guarantee Fund (Fondo di Garanzia), dedicated to entrepreneurs, banks, and accountants. Available via PC, tablet, and smartphone.

Products and services

• Allegato4.it Online platform enabling entrepreneurs, banks, and accountants to auto-compile the Allegato4 document (State Guarantee Fund application) rapidly and accurately. Accessible via PC, tablet, and smartphone with three subscription packages offered to commercial accountants.
• Smart OnBoarding Banking service enabling streamlined customer onboarding processes for banks, simplifying the entrepreneur-bank relationship within the credit intermediation workflow.
• GesfinTECH Financial technology solution offered by Planet Finance for banks, supporting management of guarantee fund applications and credit processes.
• CliccaBandi Banking service related to identifying and accessing grant and funding opportunities (bandi) for enterprises, supporting banks in connecting clients to public financing programs.
• Auto compilazione Allegato 4 Self-service tool for enterprises to auto-compile the Allegato4 document for guarantee fund applications, with mobile and desktop access.
• End-to-End Bank Guarantee Management Services Professional services for banks covering document collection via dedicated portal, eligibility analysis, report preparation, guarantee escution management, and archival of documentation throughout the financing lifecycle.

Quantifiable outcome

• Documents that previously required extensive manual compilation are now auto-generated, with users only needing to verify the results
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability3 records

Feature5 records

Scale indicators5 records

Recent moves7 records

Expansion highlights4 records

Emerging players

• Hyperscience: Machine-learning-based document processing and automation platform serving enterprise and financial-services clients. Comparable to Planet Finance as an emerging player in document automation that could enter the regulated Italian credit-document space.
• Rossum: AI document-processing platform specializing in invoice and form automation. Comparable to Planet Finance as an emerging player in intelligent document automation that could expand into the Italian regulatory-document niche Planet Finance serves.

Direct peers

• Cerved: Major Italian business information, credit risk, and marketing services provider, now part of ION Group. Directly comparable to Planet Finance as it serves Italian banks, SMEs, and accountants with data-driven credit and business intelligence workflows.
• Buffetti: Historic Italian software and services provider focused on accountants, SMEs, and tax workflows. Directly comparable to Planet Finance's commercial-accountant value proposition in the Italian accounting and compliance software market.
• CRIF: Leading Italian credit bureau, fintech data, and business information provider. CRIF is directly comparable as it serves Italian banks, financial intermediaries, and SMEs with credit data, decisioning, and workflow tools — operating in the same Italian credit-intermediation ecosystem as Planet Finance.
• TeamSystem: Leading Italian software provider for accountants, SMEs, and enterprises, including accounting, ERP, and practice-management tools. A direct competitor for the commercial-accountant segment that Planet Finance targets with its Allegato4.it packages.

Broad incumbents

• Bureau van Dijk (Moody's): Global provider of private company information and beneficial-owner data, now part of Moody's. Comparable to Planet Finance as a broader incumbent in the business credit information and corporate data space that serves banks and financial intermediaries.
• MedioCredito Centrale (Banca del Mezzogiorno): State-owned bank (Invitalia group) that manages Italy's Fondo Centrale di Garanzia for SMEs. Closely adjacent — Planet Finance's Allegato4.it product is built around MedioCredito Centrale's application process, making it both a partner and a potential competitor should the institution launch its own direct digital submission portal.
• Wolters Kluwer Italia (TS TeamSystem historical overlap): Global provider of tax, accounting, and regulatory compliance software with a significant Italian presence serving commercialisti. Comparable as a broader incumbent offering regulatory-compliance workflow tools that could compete with or complement Planet Finance's Allegato4 automation.

Regional players

• InfoCamere: Italian Chamber of Commerce IT consortium operating the country's official business registry and providing related data services. Comparable to Planet Finance as a public infrastructure provider of official Italian business and database information that underpins credit and compliance workflows.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC0uXsOttgM9qn-UKQ7mKXUQ
• LinkedInlinkedin.com/company/planetfinance-servizidigitali

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Planet Finance