KHUKHI LIMITED

What KHUKHI LIMITED does

Khukhi Limited is a UK-based financial technology platform that connects businesses to a network of licensed specialist financial institutions for cross-border payments, virtual accounts, and money services. Headquartered in London, the company positions itself not as a payments company but as an orchestrator that aggregates specialist licensed partners — including Capstone, Corpay, Currency Clear, EQIBank, Keyrails, Lightnet, Privalgo, and Pivotal — into a single interface for global business payments and remittances.

The platform's core products are Global Business Payments (cross-border payments in 120+ currencies via Mastercard Move, Visa Direct, SWIFT, and digital asset rails), MSB Services (for UK money service bureaux), Virtual Accounts (featuring the proprietary KhukhiID identity system), and Khukhi Mesh (a B2B partner network enabling smart contracts and instant settlement). Underlying technology includes patented federated ledger technology from sister company CertiQi with quantum-resistant security, the eKeyiD/KhukhiID identity framework, and a comprehensive RESTful API with pre-configured integrations to Xero, QuickBooks, ComplyAdvantage, Moody's, and Salesforce.

Khukhi generates revenue through per-transfer transaction fees (£1.00 base rate for MSBs), foreign exchange margins via partner providers, and liquidity pooling services. The company operates a sales-led and API-first go-to-market motion targeting Money Service Bureaux, international businesses, and financial institutions. MSB services are currently restricted to UK applicants only, while the platform claims broader global reach through its partner network. No disclosed revenue, headcount, funding, or named end-customer data is available in the source materials.

Name

KHUKHI LIMITED

Legal name

Khukhi Limited

Website

https://khukhi.com

Company type

Private

Operating status

Operating

Short description

Khukhi Limited is a UK-based fintech platform connecting businesses to licensed financial partners for cross-border payments, virtual accounts, and money services. It serves money service bureaux, international businesses, and financial institutions via a partner ecosystem powered by patented federated ledger technology.

Ownership category

akta.pro rank

Product category

Cross-Border Payments Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

SME & Business Cross-Border Payments (B2B) (FSAMAIAB)

akta.pro secondary industries

Cross-Border B2B2C Payouts (Mass Payouts, Gig/Creator, Marketplace) (FSAGAKAC), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF)

Keywords

• Cross-border payments
• Virtual accounts platform
• Foreign exchange services
• Money service bureau solutions
• B2B payments network

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Transaction Fees: Khukhi charges transaction fees per transfer. MSB services quote £1.00 per transfer as a base rate. For transfers over £10,000, individual quotes are provided.
2. Foreign Exchange Margins: The platform provides access to competitive FX rates through partner providers. Khukhi acts as an intermediary connecting customers to trusted exchange providers, likely earning margin on FX transactions.
3. Liquidity Pooling: MSBs and businesses joining the Khukhi liquidity pool (held within regulated banking partners) can earn returns on funds maintained in the pool, effectively reducing payment fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Khukhi Limited operates a B2B financial technology platform that connects businesses to a pre-integrated network of licensed financial institutions for cross-border payments, virtual account management, foreign exchange, and money service bureau operations across 120+ currencies. Rather than acting as a payments company, it orchestrates payment routing, KYC/compliance, reconciliation, and liquidity pooling through a single dashboard and APIs, leveraging its sister company CertiQi's patented quantum-resistant federated ledger for transaction transparency.

Product overview

Khukhi Limited operates as a financial technology platform connecting businesses to a network of licensed specialist financial institutions for cross-border payments. The core product suite consists of Global Business Payments (the main payment platform), MSB Services (for money service bureaux), Virtual Accounts (with proprietary KhukhiID technology for transparent virtual account management), and Khukhi Mesh (a B2B partner network ecosystem). These offerings work together through a unified dashboard that routes payments across multiple rails (Mastercard Move, Visa Direct, SWIFT, digital assets) while providing compliance transparency through CertiQi-powered federated ledger technology.

Differentiator

Problem solved

Functional benefit

Brands

• Khukhi Mesh: A business-to-business interaction tool that allows businesses to connect to a network of specialist financial service partners, enabling payment capabilities, new product offerings, and partnership opportunities.

Products and services

• Global Business Payments
• MSB Services
• Virtual Accounts
• Khukhi Mesh

Quantifiable outcome

• Many destinations: payments arrive within minutes
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability2 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core.

• CapstonecoreTechnology or IntegrationPartner in Khukhi Mesh ecosystem providing global payments, FX services, multi-currency and crypto support, liquidity and treasury management, and T-bills management.
• CertiQicoreTechnology or IntegrationSister company providing compliance transparency technology, immutable federated ledger, ultra-secure compliance sharing, and seamless partner integration. Provider of patented eKeyiD and federated ledger technology.
• CorpaycoreTechnology or IntegrationPartner providing commercial cards, AP automation, cross-border payments, and fuel and fleet payments through Khukhi Mesh.
• Currency ClearcoreTechnology or IntegrationLicensed partner for money transfers via global network. Provides global payments, collections, foreign exchange, and same-day settlement in 120+ currencies.
• EQIBankcoreTechnology or IntegrationPartner providing corporate and private banking, multi-currency accounts, international transfers, and custody with lending and trading services.
• KeyrailscoreTechnology or IntegrationPartner providing stablecoin to SWIFT connection, non-pre-funded payments, native USDC treasury initiation, and proprietary partner network with RTGS.
• PrivalgocoreTechnology or IntegrationPartner providing FX risk management, international payments, and virtual IBANs.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Ripple: Blockchain-based cross-border payments network (RippleNet) and stablecoin (RLUSD) infrastructure. Comparable to Khukhi's stablecoin-to-SWIFT capabilities via Keyrails integration.
• Payoneer: Cross-border B2B payments and multi-currency accounts platform serving marketplaces, freelancers, and SMBs. Adjacent in target market and payments infrastructure.
• Nium: Global B2B cross-border payments infrastructure platform offering multi-currency accounts, payouts, and card issuance via API. Directly comparable to Khukhi's API-first orchestration model.
• Airwallex: B2B cross-border payments and multi-currency accounts platform serving SMEs and enterprises globally. Comparable product surface and target customer base to Khukhi.
• Brex: B2B payments platform offering corporate cards, expense management, and cross-border payment capabilities. Comparable in serving businesses with multi-currency financial workflows.
• Thunes: Cross-border payments network enabling B2B and B2B2C payouts to 130+ countries. Directly comparable to Khukhi's MSB services and emerging-markets corridor focus.
• Currencycloud (Visa): A cross-border B2B payments platform (acquired by Visa) that provides API-driven multi-currency payments, FX, and compliance for financial institutions and businesses. Highly comparable to Khukhi's orchestration model.
• Veem: B2B cross-border payments platform with multi-currency accounts, virtual accounts, and integrations with accounting software. Closely comparable feature set to Khukhi.
• Wise: Cross-border payments leader serving both consumers and businesses with multi-currency accounts. While more B2C, its B2B (Wise Business) offering directly competes with Khukhi's Global Business Payments.

Broad incumbents

• Corpay: Large incumbent in corporate payments (cards, AP automation, cross-border, fuel/fleet) that is also a Khukhi Mesh partner. Comparable as a broader payments provider with cross-border capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KHUKHI LIMITED