THE CREDITOR GATEWAY LIMITED

What THE CREDITOR GATEWAY LIMITED does

The Creditor Gateway Limited (TCG) is a UK privately-held company founded in 2010 by an insolvency industry professional to help Insolvency Practitioners (IPs) comply with the modernisation of the Insolvency Rules that took effect on 6 April 2010. The company operates a secure web-based document hosting platform that allows IPs to publish reports to creditors electronically, replacing physical multi-page report mailings with a single-page notification letter containing a unique password-protected link to a dedicated per-case webpage. The platform is built on Amazon Web Services infrastructure with SSL/TLS encryption in transit, encryption at rest, and GDPR-compliant data handling including user-initiated deletion.

TCG's product is structured around two service lines: an Administration & Liquidation report upload service tiered by creditor count (from £14+VAT for 1–100 creditors to £754+VAT for over 5,000 creditors), and a flat-rate £15+VAT per case per year service for CVAs, IVAs and Bankruptcies with unlimited document uploads. It offers guaranteed same-day upload SLA (reports available online before 5pm if delivered by 4pm, or by 11.59pm if delivered by 11pm), and an optional corporate branding add-on delivered through web design partner Evolutia Design. The company uses no subscription fees, selling exclusively through direct email engagement, with a stated pricing outcome of approximately 10p per creditor — described as less than a quarter of the cost of a first-class stamp.

The target customer base comprises licensed Insolvency Practitioners (administrators, liquidators, and supervisors) and the accountancy firms that employ them, ranging from sole practitioners to Top 20 firms. The company markets itself primarily through published client testimonials, compliance consultant endorsements, and direct inbound email enquiries. The platform is single-geography (United Kingdom only), single-product-line, and bootstrapped with no disclosed external funding, no app or public API, and no listed management team beyond the founder.

Name

THE CREDITOR GATEWAY LIMITED

Legal name

The Creditor Gateway Limited

Website

https://thecreditorgateway.co.uk

Company type

Private

Founded year

2010

Operating status

Operating

Short description

The Creditor Gateway Limited is a UK-based secure document hosting platform founded in 2010 that enables Insolvency Practitioners to publish electronic reports to creditors, replacing physical mailings with password-protected per-case webpages on a pay-per-use pricing model.

Ownership category

akta.pro rank

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Infrastructure, Operations, Personnel, Marketing or Sales, Others

Revenue model

1. Report Upload Fees - Administration & Liquidation: Usage-based pricing tiered by number of creditors. Fees range from £14+VAT for 1-100 creditors to £754+VAT for over 5,000 creditors. Each tier incrementally adds £10+VAT per additional 100 creditors. This model aligns cost with potential website traffic and ensures scalability for both small and large insolvency cases.
2. CVA, IVA and Bankruptcy Flat Rate: Flat rate of £15+VAT per case per year with unlimited document uploads. Provides predictable pricing for personal insolvency cases.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

The Creditor Gateway operates a secure, AWS-hosted web platform that allows Insolvency Practitioners to electronically host and distribute statutory reports to creditors. The service replaces physical report distribution with password-protected, per-case web pages and supports both corporate insolvency (Administrations and Liquidations, priced by creditor count) and personal insolvency (CVAs, IVAs and Bankruptcies, priced at a flat rate per case per year).

Product overview

The Creditor Gateway is a secure web-based platform for Insolvency Practitioners to host and distribute electronic reports to creditors. The core product consists of two service tiers: Administration & Liquidation Report Uploads (tiered pricing based on creditor count, starting at £14+VAT) and CVAs, IVAs and Bankruptcies Service (flat rate £15+VAT per case per year with unlimited uploads). Add-on services include corporate branding customization through Evolutia Design partners and dedicated IP email with guaranteed same-day upload turnaround.

Differentiator

Problem solved

Functional benefit

Products and services

• Administration & Liquidation Report Uploads Secure website hosting service for Insolvency Practitioners to upload and distribute statutory reports to creditors for corporate insolvency cases (Administrations and Liquidations). Pricing is tiered by number of creditors, ranging from £14+VAT for 1-100 creditors to £754+VAT for over 5,000 creditors, with a guaranteed same-day upload service.
• CVAs, IVAs and Bankruptcies Service Flat-rate secure document hosting service for personal insolvency cases (CVAs, IVAs and Bankruptcies) priced at £15+VAT per case per year with unlimited document uploads, providing predictable pricing for individual insolvency engagements.

Quantifiable outcome

• Estimated industry savings of £30m per year from electronic communication and simplified administrative processes under new Insolvency Rules
• +2 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators3 records

Recent moves5 records

Expansion highlights2 records

Broad incumbents

• IRIS Software Group: Major UK accountancy and payroll practice management software provider serving accountancy firms including insolvency practices. Its practice management suites serve the same customer base as TCG and could bundle competing creditor communication features.
• Wolters Kluwer CCH: Global provider of tax, accounting, and compliance software for accountants, including UK accountancy practice platforms. Operates in the same accountancy/compliance software space and serves overlapping customer personas.
• Companies House: UK government registry for corporate filings including insolvency appointments and notices. As the statutory backbone for UK insolvency records, it sits in the same regulatory/compliance space as TCG's creditor reporting service.
• The Gazette: The official UK public record for statutory notices, including insolvency practitioner notices to creditors. Operates as the established UK compliance channel for insolvency communications and overlaps with TCG's compliance-enabling positioning.

Emerging players

• Karbon: Cloud practice management workflow software for accounting firms, including automation of client communications and document handling. Targets the same mid-market and small accountancy firms that TCG serves for insolvency workflow tooling.
• Inflo: Document management and data analytics platform specifically built for accounting firms and auditors, providing secure collaboration and document workflows. Overlaps with TCG on the secure document hosting and professional-services workflow dimension.
• PracticeWeb: UK-focused practice management and hosting solutions for accountancy firms, including client document portals and compliance workflow tools. Targets the same sole-practitioner through mid-market firm segments as TCG.
• Practice Ignition: Practice management and client engagement platform for accounting firms, automating proposals, engagements, and document workflows. Targets the same small and mid-market accountancy firms that TCG serves for compliance and document management needs.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about THE CREDITOR GATEWAY LIMITED