RAISE COMMERCIAL LTD

What RAISE COMMERCIAL LTD does

Raise Commercial Ltd, trading as "Raise The Bridge," is a UK commercial finance broker incorporated in 2023 and headquartered at 39 Allerton Road Woolton, Liverpool (company number 14949498). The company is registered with the Financial Conduct Authority (FRN: 1000198) and operates as an appointed representative of White Rose Finance Group Limited (FRN: 630772), under which regulatory authorisation it acts as a credit broker. Its proposition centres on whole-of-market lending access combined with a "one-stop shop" service that packages and submits lending proposals, and can arrange valuations, insurance, and legal support through completion.

The product catalogue spans three pillars: Bridging Finance (ten sub-products including fast, day-rate, auction, commercial, bridge-to-let, second-charge, overdraft, and desktop/AVM variants), Specialist Property Finance (seven sub-products covering buy-to-let, HMO, development finance, construction, new-build, social housing, and SIPP/SSAS mortgages), and Business Funding (business loans, asset and motor finance, and invoice finance). No proprietary technology platform is disclosed; operations appear to be a manual brokerage workflow. The company markets itself as serving the entire UK despite a single Liverpool office.

The business model is affiliate-referral commission: as a credit broker, Raise earns lender-paid commission for arranging and placing financing deals, with no disclosed pricing on the customer side beyond the indicative monthly interest rate tiers (0.55% for loans under £1 million and 0.49% for loans over £1 million) that apply to the underlying bridging products. Target customer segments are UK property investors and developers (commercial mortgages, bridging finance, portfolio expansion) and small-to-medium businesses (working capital, asset finance, invoice discounting). Distribution is sales-led and direct, supported by a website with contact and free-quote forms, plus organic social channels (Facebook, Twitter, Instagram).

Name

RAISE COMMERCIAL LTD

Legal name

Raise Commercial Ltd

Website

https://raisecommercialfinance.co.uk

Company type

Private

Founded year

2023

Operating status

Operating

Short description

Raise Commercial Ltd (trading as Raise The Bridge) is a UK commercial finance broker founded in 2023 in Liverpool, offering whole-of-market access to bridging, specialist property, and business finance for property investors, developers, and SMEs.

Ownership category

akta.pro rank

Product category

Commercial Finance Brokerage

NAICS

Sales Financing (52222)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Commercial & Multifamily Correspondent Lending (FSALACAH)

akta.pro secondary industry

SME Term Loans & Growth Capital (FSAKAGAB)

Keywords

• Commercial mortgage brokerage
• Bridging finance broker
• Property development finance
• Business loan brokerage
• Invoice finance solutions

Headquarters

HQ city

Liverpool

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Broker Commission: As a credit broker, Raise Commercial Ltd earns commission from lenders for arranging and placing financing deals. They are appointed representatives of White Rose Finance Group Limited.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Raise Commercial Ltd (trading as "Raise The Bridge") is a UK-wide commercial finance broker based in Liverpool that arranges bridging loans, commercial mortgages, specialist property finance, business loans, asset and motor finance, and invoice finance on behalf of property investors, developers, and SMEs. Operating as a credit broker and appointed representative of White Rose Finance Group Limited, the firm accesses the whole lending market to package and submit funding applications, providing a fully managed one-stop shop service from application through to funds release.

Product overview

Raise The Bridge (trading style of Raise Commercial Ltd) is a commercial finance broker offering a portfolio of lending products across three main categories: Bridging Finance (10 sub-products for short-term property funding), Specialist Property Finance (7 sub-products for investment and development), and Business Funding (3 products for commercial capital needs). The company operates as a whole-of-market broker with access to multiple lenders, providing a one-stop shop service that packages and submits lending proposals on behalf of clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridging Finance

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• White Rose Finance Group LimitedcoreStrategic or Co-development PartnerRaise Commercial Ltd is an appointed representative of White Rose Finance Group Limited (FRN: 630772), which is directly authorised and regulated by the Financial Conduct Authority. This is the primary regulatory relationship enabling the company to operate as a credit broker.
• ShawbrookminorChannel Partner/ Reseller/ DistributorOne of the lending partners whose products are accessible through Raise The Bridge's whole of market broker service.
• TogetherminorChannel Partner/ Reseller/ DistributorOne of the lending partners whose products are accessible through Raise The Bridge's whole of market broker service.
• InterbayminorChannel Partner/ Reseller/ DistributorOne of the lending partners whose products are accessible through Raise The Bridge's whole of market broker service.
• Allica BankminorChannel Partner/ Reseller/ DistributorOne of the lending partners whose products are accessible through Raise The Bridge's whole of market broker service.

Scale indicators1 record

Recent moves2 records

Expansion highlights3 records

Direct peers

• Optimum Commercial Finance: UK-based whole-of-market commercial finance broker arranging bridging, development, buy-to-let, and business funding for property investors and SMEs - directly overlapping with Raise's product and customer base.
• Rangewell: UK commercial finance broker/platform sourcing business loans, asset finance, and property funding from across the lender market - comparable to Raise on whole-of-market intermediation and target segments.
• SPF Private Clients: Specialist UK finance broker focused on bridging, development, and complex property funding for high-net-worth and professional landlord clients - directly competitive with Raise's specialist property finance offering.
• Sourced Solutions: UK network of commercial finance brokers including bridging and development specialists - operates in the same AR/whole-of-market distribution model as Raise.
• White Rose Finance Group Limited: Direct principal and regulatory host of Raise Commercial Ltd. Operates the same UK specialist mortgage and bridging broker model, supports multiple ARs, and serves the same property-investor and SME clients - making it the most structurally comparable peer.
• Catalyst Finance: UK bridging and development finance broker with whole-of-market lender access - directly competing with Raise for short-term property funding deals.

Broad incumbents

• Together Money: Major UK specialist lender spanning residential and commercial bridging, development, and buy-to-let - both a partner of and a competitive incumbent to brokers like Raise.
• Allica Bank: UK SME and commercial property specialist bank offering bridging, commercial mortgages, and business loans - a partner of Raise and a structural competitor for direct SME-brokered finance.
• InterBay (part of OSB Group): UK specialist lender focused on bridging, commercial, and semi-commercial mortgages - listed as a Raise lender partner and an incumbent competitor in the broker channel.
• Shawbrook Bank: Large UK specialist challenger bank active across bridging, buy-to-let, and commercial property lending - listed as one of Raise's lending partners and a broad incumbent in the same asset class.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RAISE COMMERCIAL LTD