Capital Prime Asset Management Corp.

What Capital Prime Asset Management Corp. does

Capital Prime Asset Management Corp. is a privately held Canadian asset management firm headquartered in Concord, Ontario, operating as a group of corporations under Capital Prime Holdings Corp. through four wholly-owned subsidiaries: Capital Prime Mortgage Corp (CPMC), which handles mortgage investments and analytics; Capital Prime Mortgage Administration Services Corp (CPMAS), an FSRA-licensed mortgage administrator (#13670); Capital Prime Mortgage Investment Corporation (CPMIC), an MIC governed under section 130.1 of the Income Tax Act; and Capital Prime Realty Brokerage Corp (CPRB), a RECO-licensed brokerage (#5052726). The firm targets Canadian private mortgages — primarily first and second-position residential mortgages — and offers investors exposure through a pooled MIC fund (minimum $5,000, targeted 7-16% annual yields) and direct standalone mortgage investments ($50,000-$1,000,000), plus a separate real estate equity-partner program for Ontario developers with $2-10M joint-venture tickets.

The operating platform combines these four business units with what the company describes as an AI/ML-powered proprietary technology stack supporting automated mortgage matching, ML-driven due diligence, and real-time investment analytics. Mortgage origination is sourced through licensed brokers nationwide via integrations with Filogix, Lendesk, and Velocity, while MIC distribution is also routed through registered securities dealers and Exempt Market Dealers. Capital Prime claims a 0% loan loss rate since inception and average loan-to-value ratios of 65-80% across a geographically and structurally diversified portfolio.

Monetization is multi-stream: managed services revenue from CPMAS loan servicing, subscription/recurring economics from the MIC fund, transaction-based fees from direct mortgage investments, and fees from real estate asset management. The company is not currently accepting new investments or mortgage opportunities per its public website notice, which sits in tension with its multi-pillar buildout and signals a near-term onboarding pause rather than active capital-raise momentum.

Name

Capital Prime Asset Management Corp.

Legal name

Capital Prime

Website

https://capitalprime.ca/

Company type

Private

Founded year

2017

Operating status

Operating

Short description

Capital Prime is a Canadian asset management firm operating an integrated platform for private mortgage investments, MIC funds, real estate equity partnerships, and FSRA-licensed mortgage administration, serving accredited investors, developers, and mortgage brokers nationwide.

Ownership category

akta.pro rank

Product category

Alternative Asset Management

NAICS

Other Investment Pools and Funds (5259), Portfolio Management and Investment Advice (523940)

SIC

Mortgage Bankers & Loan Correspondents (6162), Investors, Nec (6799), Investment Advice (6282)

akta.pro primary industry

Core Real Estate (Stabilized/Core-Plus) (FSAAAKAA)

akta.pro secondary industries

Middle-Market Lending (FSANADAI), Private Credit / Direct Lending (FSAAAHAG)

Keywords

• Private mortgage lending
• MIC fund management
• Real estate investment
• Mortgage administration services
• Alternative asset management

Headquarters

HQ city

Concord

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Mortgage Administration Services: Capital Prime Mortgage Administration Services Corp. (CPMAS) provides professional loan-servicing for private mortgages. Services include holding borrower payments in FSRA-approved trust accounts, remitting interest and principal to lenders, monitoring insurance, tax and renewal dates, and issuing regular portfolio statements. Licensed under FSRA with Admin Licence #13670.
2. Real Estate Asset Management: Comprehensive property and asset management services for investors owning assets through JV, MIC, or directly. Services include tenant management, property maintenance, rent collection through RentSecure program, and portfolio optimization.
3. MIC Fund Investment Management: Capital Prime Mortgage Investment Corporation (CPMIC) operates as a flow-through entity distributing net income to shareholders. The MIC fund pools investor capital to provide mortgages secured by real estate, with distributions paid to investors. Operating under section 130.1 of the Income Tax Act.
4. Direct Mortgage Investment Program: Direct investment in individual standalone mortgages extended to borrowers at competitive interest rates. Investors select specific mortgage opportunities based on geography, LTV, duration, investment amount, and borrower profiles. Designed for high-net-worth individuals with $100,000 to $1,000,000 to invest.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Capital Prime is a group of four operating companies offering pooled and direct investments in private residential mortgages (primarily first and second position) through a Mortgage Investment Corporation (CPMIC), direct mortgage investment programs for high-net-worth individuals, real estate equity partnerships for developers, and FSRA-licensed mortgage administration and asset management services. Investors access these offerings through MIC funds with a $5,000 minimum or direct mortgage investments ranging from $50,000 to $1,000,000, with targeted annual yields of 7-16%.

Product overview

Capital Prime is a group of companies operating as an integrated investment platform with four core business units: Capital Prime Mortgage Corp (CPMC) handles mortgage investments and analytics; Capital Prime Mortgage Administration Services Corp (CPMAS) provides FSRA-licensed mortgage administration; Capital Prime Mortgage Investment Corporation (CPMIC) manages pooled mortgage investment funds; and Capital Prime Realty Brokerage Corp (CPRB) focuses on real estate investments. The platform offers direct mortgage investments, MIC fund investments, real estate equity partnerships, and comprehensive asset management services. Their proprietary technology platform enables automated mortgage matching and data-driven investment decisions across the entire investment lifecycle.

Differentiator

Problem solved

Functional benefit

Products and services

• Capital Prime Mortgage Investment Corporation (CPMIC) A flow-through Mortgage Investment Corporation governed under section 130.1 of the Income Tax Act that pools investor capital to provide primarily first and second residential mortgages in Canadian real estate markets. Offers a minimum investment threshold of $5,000 with targeted annual yields of 7-16%, distributed as monthly dividends to shareholders. Available through registered accounts (RRSP, RRIF, RESP, LIRA, TFSA, RDSP) with penalty-free redemptions after 12 months.
• Mortgage Investments Program (Direct Mortgage Investment) Direct investment in individual standalone residential mortgages extended to borrowers at competitive interest rates, backed by real estate collateral. Investors select specific mortgage opportunities based on geography, LTV, duration, investment amount, and borrower profiles. Designed for high-net-worth individuals prepared to invest $50,000 to $1,000,000 in liquid assets, with returns generated through interest payments on underlying mortgages.
• Capital Prime Mortgage Administration Services Corp (CPMAS) FSRA-licensed mortgage administration service (Licence #13670) providing comprehensive in-house mortgage administration for the entire mortgage lifecycle, including servicing, due diligence, funding administration, investor reporting, and defaulted loan management. Holds borrower payments in FSRA-approved trust accounts, remits interest and principal to lenders, monitors insurance, tax, and renewal dates, and issues regular portfolio statements.
• Capital Prime Realty Brokerage Corp (CPRB) — Real Estate Equity Partners Real estate equity partnership offering through Capital Prime Realty Brokerage Corp (RECO Licence #5052726), providing equity capital support to experienced Ontario developers through joint ventures and strategic partnerships. Targets projects requiring equity partners in the $2 million to $10 million range.
• Capital Prime Asset Management Services Comprehensive property and asset management services for directly owned assets or those held through joint venture and MIC structures, supporting mortgage lending and real estate investment operations with end-to-end coverage of the asset lifecycle.
• Real Estate Asset Management End-to-end real estate investment solution covering property management, tenant screening, rent collection through the RentSecure program, maintenance coordination, and portfolio optimization for investors owning assets through JV, MIC, or direct structures.
• Capital Prime Mortgage Corp (CPMC) — Mortgage Investments and Analytics Specialized business unit of Capital Prime Holdings Corp. that handles mortgage investments and analytics, conducting data-driven due diligence and leveraging AI/ML technology for matching investors with mortgage opportunities and assessing risk on each deal.

Quantifiable outcome

• 0% loan loss rate since inception
• +4 more outcomes

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability3 records

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• FilogixcoreTechnology or IntegrationTechnology integration partner for mortgage application submissions. Capital Prime accepts broker applications through Filogix platform, enabling streamlined electronic mortgage application processing and data exchange.
• LendeskcoreTechnology or IntegrationTechnology integration partner for mortgage application submissions. Capital Prime accepts broker applications through Lendesk platform, providing digital mortgage application and workflow management capabilities.
• VelocitycoreTechnology or IntegrationTechnology integration partner for mortgage application submissions. Capital Prime accepts broker applications through Velocity platform, enabling efficient mortgage origination and processing.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/CapitalprimeCa
• Facebookfacebook.com/people/Capital-Prime/61559672405598/?sk=about_profile_transparency
• LinkedInlinkedin.com/company/capital-prime-investments

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Capital Prime Asset Management Corp.