Primero Finance OÜ
- Company typePrivate
- Founded2013
- HeadquartersTallinn, Estonia
- Headcount1–10
- GTM typeB2C
- OfferingServices
Primero Finance OÜ firmographics
Firmographics- Name
- Primero Finance OÜ
- Legal name
- Primero Finance OÜ
- Website
- https://primero.ee
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Primero Finance OÜ industry classification
Industry- Product category
- Consumer Auto Lending
- NAICS
- Sales Financing (52222)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- New & Used Auto Purchase Loans (FSAKADAA)
- akta.pro secondary industries
- Auto Loan Servicing & Collections (FSAKADAK), Auto & Vehicle Loan Brokerage (FSAEAEAK)
Keywords
Where Primero Finance OÜ is headquartered
LocationHeadquarters
- HQ city
- Tallinn
- HQ country
- Estonia
- HQ region
- Europe
Markets served
Primero Finance OÜ business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Auto Loan Interest: Revenue generated from interest payments on car loans extended to customers. Loans offered range up to 20,000 EUR.
Distribution channels1 record
Marketing channels4 records
Primero Finance OÜ product offering
Product offeringCore offering
Primero Finance OÜ originates and services consumer auto loans (autolaen) for individual residents in Estonia, with loan amounts of up to 20,000 EUR used to finance vehicle purchases. Customers apply directly through the company's website (primero.ee) on a self-serve basis, and the company earns revenue from interest payments on these loans.
Product overview
Primero Finance OÜ offers a single core product: an auto loan (autolaen) service for customers in Estonia, providing financing amounts of up to 20,000 EUR for vehicle purchases.
Differentiator
Problem solved
Functional benefit
Products and services
- Primero Auto Loan (autolaen)
Companies that use Primero Finance OÜ
Customer profileSegments1 record
Ideal customer profiles1 record
Primero Finance OÜ technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Primero Finance OÜ partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights2 records
Primero Finance OÜ competitors and assessment
Company assessmentBroad incumbents
- LHV Pank: Estonian retail and SME bank providing consumer lending including vehicle financing; competes with Primero on rate and brand while offering broader banking products.
- Svea Bank: Nordic-headquartered consumer and SME finance group active in the Baltics, offering installment lending including auto financing; competes with Primero for similar customer segments.
- TF Bank: Nordic consumer and auto lender operating across multiple European countries via digital channels; comparable specialty consumer lender with cross-border presence.
- Coop Pank: Estonian retail bank offering consumer and auto loans at deposit-funded cost of capital; the dominant deposit-taking competitor in the same Estonian consumer credit market.
- Resurs Bank: Nordic consumer finance provider specializing in retail and auto financing via digital and partner channels; a larger specialty lender with a similar D2C and partner-channel approach.
Direct peers
- Mokilizingas: Lithuanian consumer lending specialist (part of Creditinfo group) offering auto and consumer loans via digital channels; a Baltic-region peer with a similar non-bank D2C lending model.
- Inbank: Estonian consumer finance specialist offering auto and consumer loans through digital channels in the Baltics; competes head-to-head with Primero in Estonian vehicle financing.
- Bigbank: Estonian-headquartered consumer and auto lender operating across the Baltics, providing vehicle purchase loans to individuals — the closest direct competitor in the same geography and product.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
Primero Finance OÜ social profiles
Digital presencePrimero Finance OÜ financial estimates
Financial estimateRevenue estimate
Valuation estimate
Primero Finance OÜ leadership team
Management profileNumber of profiles
Primero Finance OÜ funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Primero Finance OÜ M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Primero Finance OÜ
What does Primero Finance OÜ do?
Primero Finance OÜ originates and services consumer auto loans (autolaen) for individual residents in Estonia, with loan amounts of up to 20,000 EUR used to finance vehicle purchases. Customers apply directly through the company's website (primero.ee) on a self-serve basis, and the company earns revenue from interest payments on these loans.
Is Primero Finance OÜ a public or private company?
Primero Finance OÜ is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Primero Finance OÜ founded?
Primero Finance OÜ was founded in 2013. It employs 1 to 10 people.
Where is Primero Finance OÜ based?
Primero Finance OÜ is headquartered in Tallinn, Estonia, in the Europe region.
How does Primero Finance OÜ make money?
One revenue line is on record: auto Loan Interest.
Who are Primero Finance OÜ's main competitors?
Broad incumbents on record are LHV Pank, Svea Bank, TF Bank, Coop Pank and Resurs Bank. Direct peers are Mokilizingas, Inbank and Bigbank.
Does Primero Finance OÜ have an API?
No public API is recorded for Primero Finance OÜ.
What industry is Primero Finance OÜ in?
Primero Finance OÜ's product category is Consumer Auto Lending. Its primary akta.pro industry code is FSAKADAA, New & Used Auto Purchase Loans, with a secondary code of FSAKADAK, Auto Loan Servicing & Collections. Its NAICS code is 52222 and its SIC code is 6141.