What AGGREGATE BUSINESS SOLUTIONS LTD does

Aggregate Business Solutions Ltd is a Nigerian enterprise software provider headquartered in Abuja, founded in 2011 (originally as BJ Creatives, rebranded in January 2014) and registered as a private limited company with RC 1169747. The firm develops custom enterprise applications, database systems, and ICT consulting services primarily for federal and state government agencies, parastatals, and financial institutions in Nigeria. Its product portfolio centers on IPSAS-compliant accounting software (AGAS, G+ Pro) for the public sector, IFRS-compliant AAPlus for private sector accounting, a core banking enhancement suite (Transaction Point, Unity Portal Card Management), the Web School collection platform, HR and performance management systems, procurement and document archival solutions (AFMIS, Aggregate Capture), and GPS-based asset tracking (itracksafeplus). Technical stack is built on .NET, MS SQL Server, MySQL, PHP, JavaScript, HTML, and CSS, with integrations to the Postillion switch for banking services.

The company operates a direct enterprise sales model with no public marketing or digital presence beyond a project portfolio website, and it has not raised any external funding. Named customers include CRFFN, Kogi State Government, Kwara State Government, TETFUND, Unity Bank PLC, and Abuja Enterprise Agency, with a co-development partnership with PAACO-PCL for the G+ Pro product. Revenue streams combine one-time custom development projects, software licensing, recurring technical support, and implementation services under multi-year negotiated contracts. The firm positions itself as a localized alternative to international vendors, emphasizing IPSAS regulatory compliance, deep customization to client specifications, and ongoing on-the-ground technical support for Nigerian organizations.

Name

AGGREGATE BUSINESS SOLUTIONS LTD

Legal name

Aggregate Business Solutions Ltd

Website

https://aggregatesolution.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Aggregate Business Solutions Ltd is a Nigerian enterprise software firm in Abuja that develops IPSAS-compliant accounting, banking, HR, and procurement systems for government agencies and financial institutions across Nigeria.

Ownership category

akta.pro rank

Product category

Enterprise Software

NAICS

Custom Computer Programming Services (541511), Software Publishers (5132), Software Publishers (513210)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371), Services-Prepackaged Software (7372), Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)

akta.pro secondary industries

Enterprise Integration, iPaaS & Middleware Services (API/EDI) (BPAEAGAH), Enterprise Case Management & Request Fulfillment Platforms (HDAEALAJ)

Keywords

• Enterprise software development
• Custom software solutions
• Public sector accounting
• Core banking software
• ICT consulting services

Headquarters

HQ city

Abuja

HQ country

Nigeria

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Custom Software Development: Development of bespoke enterprise software solutions tailored to client specifications, including implementation and deployment services.
2. Software Licensing: Licensing of proprietary software products including AGAS, G+ Pro, Transaction Point, and other solutions to government and private sector clients.
3. Technical Support Services: Ongoing technical support and maintenance services for deployed solutions, including yearly accounting reports and system support.
4. Implementation Services: Implementation and consulting services for deploying enterprise solutions including HR solutions and accounting systems.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels2 records

Core offering

AGGREGATE BUSINESS SOLUTIONS LTD develops and licenses proprietary enterprise software solutions for Nigerian government agencies and financial institutions. Its portfolio includes IPSAS-compliant accounting systems (AGAS, G+), core banking enhancements (Transaction Point, Unity Card Management Portal), HR, procurement, performance management, document archiving (AFMIS, Aggregate Capture), and asset tracking solutions. The company also delivers mobile application development, implementation services, and ongoing technical support.

Product overview

AGGREGATE BUSINESS SOLUTIONS LTD offers a suite of enterprise software solutions organized as a modular platform. The core offerings include accounting software (AGAS, G+, and AAPlus for public and private sector), transaction processing systems (Transaction Point, Unity Portal/Card Management Portal), document management (AFMIS, Aggregate Capture), and human capital solutions (Aggregate HR, Performance Management System). Additional products address procurement, transaction alerts, school management (Web School), and ATM services (Unattended Services). The platform includes specialized solutions such as vehicle tracking (itracksafeplus) and custom enforcement applications. Solutions serve industries including government, finance, education, and utilities across Nigeria.

Differentiator

Problem solved

Functional benefit

Brands

• AGAS: A robust IPSAS Based Accounting Software for the Public Sector. Also referred to as G+ for public sector accounting based on International Public Sector Accounting Standard.
• G-Plus (G+)
• Transaction Point
• itracksafeplus
• AAPlus
• AFMIS
• Web School

Products and services

• Transaction Point Core banking enhancement application for financial institutions that automates processes end-to-end, supporting electronic channels including Internet, mobile, and ATM, while handling loan application, disbursement management, and savings portfolio operations.
• AGAS (Automated Government Accounting Solution) IPSAS-based accounting software for the public sector used by state governments and agencies such as Kogi State and Abuja Enterprise Agency for financial statement production.
• G+ (G-Plus) IPSAS-based accounting software for the public sector developed in collaboration with PAACO-PCL; deployed at Kwara State Government and TETFUND for financial reporting.
• AFMIS Automated Filing and Archiving Management Information System that automates document archiving with keyword-based search and a file movement module for organizational document management.
• Unity Portal (Card Management Portal) Card management portal for Unity Bank with modules for Transaction Alert, ATM card request, ATM Hot listing, and credit management reports; integrates with banks and the Postillion system.
• Aggregate HR Human Resource management solution for public and private sector organizations covering payroll, payslip printing, promotion, welfare, demotion, transfers, and training management.
• PMS (Performance Management System) Solution for tracking and monitoring individual employee, department, and organizational performance through the entire performance appraisal lifecycle, from objective setting to feedback and skills upgrade recommendations.
• Procurement Solution Procurement management system for public and private sector that manages supplier/vendor relationships for acquisition of goods, works, and consultancy services, including tender, pre-qualifications, bid openings, contract awards, and lot management.
• Aggregate Capture Virtual filing system that automates management of physical file access, usage, and movement within and outside organizations, collecting historical documents with category-based organization.
• Transaction Alert System System integrated with Unity Bank's core banking application that handles Credit Exception Alert System, Large Transactions Tracking Alert System, and Email Notification System.
• AAPlus IFRS-based accounting software for the private sector, providing financial reporting and statement production capabilities.
• Web School Banking collection automation system built for Unity Bank that automates collection processes between banks and schools, enabling online admission, registration, and result management.
• Unattended Services Suite of banking services including Remote ATM Card blocking, Dormant Account Notification, Automatic Birthday Greeting Alert, New Account Opening Notification Alert, and Oracle ERP Approval Tracking Alert System.
• Vehicle Tracking Solution Asset tracking solution combining tracking devices, web-based GPS tracking platform, and a mobile application for global asset monitoring.

Quantifiable outcome

• Successfully implemented procurement management system for CRFFN automating contract award processes
• +3 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature10 records

Partnerships

One partnership is on record.

• PAACO-PCL (in collaboration with)coreStrategic or Co-development PartnerCollaboration with PAACO-PCL in developing G+ Pro, an accounting software for the public sector based on International Public Sector Accounting Standard (IPSAS). AGAS is currently running in Kogi State and has been tested in Anambra State.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• SAP: Global ERP incumbent with SAP Business One and S/4HANA Public Sector variants targeting the same African enterprise and government modernization budgets that ABS addresses with AGAS/G+ and Transaction Point.
• Sage Group: Global accounting and HR/payroll software vendor with strong presence in Africa. Directly comparable to ABS's AAPlus (IFRS accounting) and Aggregate HR offerings, and competes for the same Nigerian SME and mid-market accounts.
• Zoho: Global SaaS suite covering accounting, HR, CRM, and workflow. Overlaps with ABS's modular suite model (Zoho Books/Books Prime vs AAPlus; Zoho People vs Aggregate HR) and increasingly targets emerging-market SMB and government accounts.
• Microsoft Dynamics: Enterprise ERP/CRM platform increasingly sold into African banking and public sector. Competes for the same IPSAS-compliant accounting and HR modernization mandates that ABS's AGAS, G+, and Aggregate HR address.

Direct peers

• SystemSpecs: Nigeria's leading indigenous enterprise software firm (HumanManager HR/payroll, Remita payments). Directly comparable as a homegrown vendor selling proprietary packaged software into Nigerian government, banking, and enterprise accounts.
• Computer Warehouse Group (CWG): Nigerian-listed IT solutions company providing enterprise software, systems integration, and managed services to banks and government. Closely comparable in customer base (Nigerian banks, federal agencies) and product breadth.
• Inlaks (Computers): West African IT solutions provider delivering enterprise software, banking automation, and public-sector solutions. Comparable as a regional peer competing for similar government and bank modernization contracts in Nigeria.

Others

• Softcom: Nigerian fintech/enterprise solutions provider (Eyowo, payment infrastructure). Adjacent comparison as another indigenous technology company serving Nigerian financial institutions, though more payments-oriented than ABS's process-automation stack.

Emerging players

• Seamfix: Nigerian software firm specializing in identity verification, biometric enrollment, and enterprise workflow solutions. Comparable as a domestic emerging player selling custom enterprise software into Nigerian banks and government agencies.

Regional players

• Interswitch: Nigeria's largest payments/fintech platform (Verve, Quickteller) with expanding enterprise software ambitions. Comparable as a Nigerian-headquartered vendor serving banks and government with technology infrastructure, though primarily payments-focused.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/107368348056488
• LinkedInlinkedin.com/company/aggregate-business-solution-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AGGREGATE BUSINESS SOLUTIONS LTD