MQM Consulting Inc.

What MQM Consulting Inc. does

MQM Consulting Inc. (referenced in regulatory filings as MQM Consulting, LLC) is a privately-held, fee-only wealth management firm headquartered in Richmond Hill, Ontario, Canada, at 25 Via Renzo Dr. The firm is registered with the U.S. Securities and Exchange Commission as an investment advisor (RIA) and operates under a fiduciary standard, with advisory fees as its sole revenue source — no commissions, product sales, or third-party distribution. It serves individuals, families, small business owners, and select corporate/fintech/startup clients through six integrated service lines: Investment Management, Retirement Planning, Financial Planning, Business Planning, Tax Planning (delivered by an on-staff CPA), and Estate Planning, unified under a four-step 'Peace of Mind Planning Model' (Discover, Prioritize, Implement, Monitor). A $100,000 minimum investment is required to engage the full service set; tax preparation and estate planning are reserved for fee-based clients above that threshold.

The firm's technology stack is built around third-party fintech tooling rather than proprietary models. It uses the eMoney platform for client-facing financial planning and a secure document vault for estate artifacts, and draws institutional research and market data from Strategas Research Partners, Morningstar, and Bloomberg to support portfolio construction across stocks, mutual funds, ETFs, bonds, REITs, commodities, and liquid alternatives. Retirement projections are supported by Monte Carlo simulations using 1,000 trials. Investment oversight sits with a seven-person Investment Committee that includes six CFA Charterholders (two of whom also hold the CFP designation); the broader team comprises 20+ CFP and CFA professionals. No AI/ML systems, proprietary algorithms, or patents are disclosed.

MQM acquires clients through a sales-led, relationship-based motion combining its website, on-demand webinars through its Learning Center, case studies, client testimonials, and referrals — with no intermediary or reseller channels. The firm operates from a single Canadian office but extends tax preparation services to individual and non-public business clients across all 50 U.S. states. The homepage displays '12,320M$' in assets under management, a figure that is dimensionally inconsistent with the firm's stated headcount and footprint and most plausibly reflects a website display artifact rather than verified AUM.

Name

MQM Consulting Inc.

Legal name

MQM Consulting, LLC

Website

https://mqm-consulting.com

Company type

Private

Operating status

Operating

Short description

MQM Consulting Inc. is a fee-only, SEC-registered wealth management firm in Richmond Hill, Ontario that delivers investment, retirement, tax, estate, business, and financial planning to individuals, families, and small business owners with a $100,000 minimum investment.

Ownership category

akta.pro rank

Product category

Wealth Management Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industry

Discretionary Portfolio Management (DPM) (FSAAABAC)

Keywords

• Wealth management services
• Financial planning advisory
• Investment management
• Retirement planning
• Fee-only advisory

Headquarters

HQ city

Richmond Hill

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Wealth Management Advisory Fees: Fee-only wealth management services where advisory fees are the only source of income. The firm operates as a Registered Investment Advisor (RIA) and is completely self-sufficient, not selling any products. They do not charge commissions on products sold.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

MQM Consulting is a fee-only wealth management and financial advisory firm delivering investment management, retirement planning, financial planning, business planning, tax planning, and estate planning services to individual and corporate clients. The firm operates as a Registered Investment Advisor (RIA) and uses an integrated 'Peace of Mind Planning Model' along with fintech-enabled tools (including an eMoney document vault) to provide holistic advisory services under a single fee structure with a $100,000 minimum investment threshold.

Product overview

MQM Consulting offers a unified wealth management service combining financial and life planning, asset management, and various financial planning functions under a single fee structure. The core offerings include six integrated service areas: Investment Management (personalized portfolio diversification across multiple asset classes), Retirement Planning (Peace of Mind Plans with cash flow projections), Financial Planning (holistic planning covering taxes, insurance, real estate, Social Security, Medicare, and charitable giving), Business Planning (for small business owners integrating personal and business finances), Tax Planning (tax preparation and projections with on-staff CPA), and Estate Planning (trusts, powers of attorney, and legacy planning). The services are provided through their MQM Consulting Management Services model with a $100,000 minimum investment threshold, supported by a team of CFP and CFA professionals.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Management Personalized, diversified portfolio management designed to maximize returns while managing risk across stocks, mutual funds, ETFs, bonds, REITs, commodities, and liquid alternatives.
• Retirement Planning Comprehensive retirement planning covering optimal retirement savings vehicles, savings rate recommendations, Social Security maximization strategies, and personalized Peace of Mind Plans with cash flow projections and Monte Carlo Analysis.
• Financial Planning Holistic financial planning covering tax preparation and projections, property and casualty insurance review, real estate investment analysis, Social Security analysis, Medicare planning, insurance analysis, employee benefits review, charitable planning, and business planning integration.
• Business Planning Financial strategy development for small business owners covering retirement benefit setup, tax opportunities, risk moderation, business transition planning, and integration of business and personal finances.
• Tax Planning Tax efficiency strategies including adjusted gross income calculation, deduction analysis, tax credit application, and tax return preparation for individuals and non-public business entities, delivered by an on-staff CPA.
• Estate Planning Comprehensive estate planning including trust establishment, power of attorney documents, taxable estate reduction strategies, charitable gifting, and coordination with outside estate attorneys, structured around the four-step Peace of Mind Planning Model.

Quantifiable outcome

• Dalbar Study shows investors underperform the market by more than 3% per year due to poor investor behavior; working with an advisor helps prevent this
• +1 more outcomes

Named customers6 records

Segments13 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• Betterment: Leading digital wealth management platform offering automated and hybrid advisory services; competes with MQM for younger mass-affluent investors before they reach the $100K threshold.

Direct peers

• Personal Capital / Empower: Hybrid digital RIA combining automated investment tools with human advisor access for HNW individuals; competes with MQM for the same mass-affluent and HNW client segments.
• Edelman Financial Engines: Large fee-only RIA providing financial planning, investment management, and retirement services to individuals; comparable in fiduciary model and integrated planning, but operates at significantly greater scale.
• Carson Wealth: Fee-only wealth management firm serving individuals and business owners with financial planning, investment management, and tax services; comparable client mix and service breadth.
• Commonwealth Financial Network: Large independent broker-dealer and RIA network supporting affiliated advisors offering financial planning and investment management; comparable fee-based model serving similar advisor-led client base.
• Facet Wealth: Fee-only digital-first RIA offering flat-fee financial planning and investment management; directly competes for mass-affluent clients who may also be evaluating MQM.
• Creative Planning: Large US-based fee-only RIA with comprehensive financial planning, investment management, and tax services for individuals and business owners; comparable in service breadth and fee-only model, but substantially larger.
• Mariner Wealth Advisors: Fee-only RIA offering wealth advisory, investment management, tax, estate, and retirement planning to HNW clients; comparable integrated service model and fee-only positioning.

Broad incumbents

• Fisher Investments: Large established investment management and wealth advisory firm serving HNW individuals; broader portfolio of services and significantly larger scale than MQM, but overlaps on discretionary portfolio management.

Regional players

• I.G. Wealth Management: Major Canadian wealth management firm offering financial planning, investment management, and advisory services; comparable integrated wealth services within the same Canadian geography.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MQM Consulting Inc.