PROPERTY FUNDING LIMITED
- Company typePrivate
- Founded2000
- HeadquartersAuckland, New Zealand
- Headcount1–10
- GTM typeB2B
- OfferingServices
PROPERTY FUNDING LIMITED firmographics
Firmographics- Name
- PROPERTY FUNDING LIMITED
- Legal name
- Property Funding Limited
- Website
- https://propertyfunding.co.nz
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
PROPERTY FUNDING LIMITED industry classification
Industry- Product category
- Non-Bank Property Mortgage Finance
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)
- akta.pro primary industry
- Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH)
Keywords
Where PROPERTY FUNDING LIMITED is headquartered
LocationHeadquarters
- HQ city
- Auckland
- HQ country
- New Zealand
- HQ region
- Oceania
Offices1 record
Markets served
PROPERTY FUNDING LIMITED business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Others, Marketing or Sales, Technology or R&D
Revenue model
- Interest Income on Loans: Property Funding arranges first mortgage loans and earns interest income. Interest rates offered to investors range from 9% to 9.95% p.a. The company acts as agent for investors, holding mortgages on their behalf through Management and Participation Deeds.
- Loan Arrangement and Management Fees: Property Funding facilitates first mortgage investments, managing the loan process from origination through to repayment. Revenue is generated through arrangement and ongoing management of loans secured by first mortgages over New Zealand properties.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | First Mortgage Investment |
| Other | Multi-year contract | Wholesale Investor Criteria |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
PROPERTY FUNDING LIMITED product offering
Product offeringCore offering
Property Funding Limited is a non-bank mortgage broker and finance company that arranges short-term first mortgage loans secured over New Zealand residential, rural, and commercial properties for borrowers who are trusts or companies. It simultaneously operates a First Mortgage Investments platform that allows wholesale and eligible investors to select specific loans and earn interest of 9% to 9.95% p.a. with monthly interest payments, backed by first mortgage security.
Product overview
Property Funding Limited is a non-bank mortgage broker and finance company operating since 2000, offering a unified suite of first mortgage lending products. The core offering includes Bridging Finance, Farm Finance, Subdivision & Development Finance, Commercial Property Finance, and Refinance Services—all secured by first mortgages over New Zealand properties. Parallel to its lending operations, the company operates a First Mortgage Investments platform that connects wholesale and eligible investors with borrowers seeking short-term property finance, enabling investors to earn returns of 9-9.95% p.a. backed by first mortgage securities. The company does not provide credit to natural persons for personal purposes; all borrowers must be trusts or companies with commercial business purposes.
Differentiator
Problem solved
Functional benefit
Products and services
- Bridging Finance
Quantifiable outcome
- Interest rates of 9% to 9.95% p.a. for investors
Companies that use PROPERTY FUNDING LIMITED
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles2 records
PROPERTY FUNDING LIMITED technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
PROPERTY FUNDING LIMITED partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Duncan CotterillcoreDuncan Cotterill is Property Funding's trusted legal advisor. Tim Adams, Partner at Duncan Cotterill, specializes in property and finance transactions, commercial sales and purchases, leasing, development, and mortgagee rights. He advises on Personal Properties Securities Act and Credit Contract and Consumer Finance Act issues. Documentation is prepared and checked by Duncan Cotterill solicitors who ensure mortgage registration.
Scale indicators3 records
Recent moves5 records
Expansion highlights3 records
PROPERTY FUNDING LIMITED competitors and assessment
Company assessmentBroad incumbents
- Pepper Money: Australasian non-bank specialist lender focused on non-conforming residential and asset finance borrowers with AU/NZ operations. Comparable in serving borrowers turned away by mainstream banks, though focused more on residential than rural/subdivision lending.
- Liberty Financial: Large Australasian non-bank lender with established NZ operations spanning residential mortgages, bridging and specialty finance. Comparable as a broader non-bank alternative in the same customer pool but at materially greater scale.
- Heartland Group Holdings: NZX-listed NZ non-bank financial services group offering reverse mortgages, asset finance, livestock finance and specialist property lending. Overlaps with Property Funding's rural and lifestyle segments but at significantly larger scale and broader product breadth.
- Latitude Financial: Australasian non-bank consumer and business finance provider (formerly GE Capital) operating across NZ in personal lending, motor finance and small business credit. Comparable as a non-bank alternative lender across the Tasman but with different primary customer and product profile.
- Resimac: Trans-Tasman non-bank lender and securitiser active across Australia and NZ, including specialist residential and bridging finance. Comparable in providing non-bank property-backed capital to borrowers underserved by majors, but operates at institutional scale with securitisation funding.
Direct peers
- Avanti Finance: NZ-based non-bank lender that funds rural, lifestyle and small commercial borrowers who do not fit bank criteria. Highly comparable to Property Funding given overlap in bridging, farm and subdivision finance for trust/company borrowers.
- First Mortgage Trust: NZ non-bank lender offering first mortgage investment products funded by wholesale investors against NZ property security. Closest structural peer to Property Funding's investor-funded first mortgage platform with comparable target investor base and loan categories.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
PROPERTY FUNDING LIMITED social profiles
Digital presencePROPERTY FUNDING LIMITED financial estimates
Financial estimateRevenue estimate
Valuation estimate
PROPERTY FUNDING LIMITED leadership team
Management profileNumber of profiles
Profiles5 records
PROPERTY FUNDING LIMITED funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PROPERTY FUNDING LIMITED M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PROPERTY FUNDING LIMITED
What does PROPERTY FUNDING LIMITED do?
Property Funding Limited is a non-bank mortgage broker and finance company that arranges short-term first mortgage loans secured over New Zealand residential, rural, and commercial properties for borrowers who are trusts or companies. It simultaneously operates a First Mortgage Investments platform that allows wholesale and eligible investors to select specific loans and earn interest of 9% to 9.95% p.a. with monthly interest payments, backed by first mortgage security.
Is PROPERTY FUNDING LIMITED a public or private company?
PROPERTY FUNDING LIMITED is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PROPERTY FUNDING LIMITED founded?
PROPERTY FUNDING LIMITED was founded in 2000. It employs 1 to 10 people.
Where is PROPERTY FUNDING LIMITED based?
PROPERTY FUNDING LIMITED is headquartered in Auckland, New Zealand, in the Oceania region.
How does PROPERTY FUNDING LIMITED make money?
Two revenue lines are on record. Interest Income on Loans are the primary driver. The others are loan Arrangement and Management Fees.
Who are PROPERTY FUNDING LIMITED's main competitors?
Broad incumbents on record are Pepper Money, Liberty Financial, Heartland Group Holdings, Latitude Financial and Resimac. Direct peers are Avanti Finance and First Mortgage Trust.
Does PROPERTY FUNDING LIMITED have an API?
No public API is recorded for PROPERTY FUNDING LIMITED.
What industry is PROPERTY FUNDING LIMITED in?
PROPERTY FUNDING LIMITED's product category is Non-Bank Property Mortgage Finance. Its primary akta.pro industry code is FSAEAEAH, Hard Money & Private Mortgage Lending Intermediation. Its NAICS code is 522310 and its SIC code is 6162.