PASSY PARTNERS LTD

What PASSY PARTNERS LTD does

Passy Partners Ltd is a London-based boutique real estate finance arranger founded in 2017 by David Hodara. The firm arranges bridge loans and development finance for high-value real estate transactions, acting as an intermediary between borrowers and lenders rather than as a lender itself. It serves private investors, family offices, property developers, hotel operators, and non-resident international buyers acquiring prime European real estate, including complex cross-border holdings structured through SPVs (SCI, SOPARFI, BVI, Jersey). The firm's deal range is €1M-€50M, pricing from approximately 8% per annum, with senior leverage up to approximately 70% of asset value on bridges and 60% of GDV on development finance.

The company operates exclusively by introduction, with no self-serve or online application process. Each mandate begins with a confidential briefing call, followed by structuring and a curated shortlist of 3-5 lenders whose current appetite matches the transaction. The firm has arranged more than €500M since 2017 across five European markets (UK, France, Monaco, Switzerland, Luxembourg) at an annual run-rate of €50-100M. Its core differentiator is independence: arrangement fees are paid by the borrower only, and the firm takes no remuneration from lenders, ensuring selection is on the merits of each transaction.

Passy Partners has no proprietary technology platform. Its competitive moat is built on the founder's lender-side underwriting experience (over £500M underwritten at Brydg Capital from 2017-2022), established relationships across the European private bank, debt fund, family office, and specialist real estate lender landscape, and a boutique-only positioning that supports selective mandates. The firm is structured as a private limited company (Company No. 11073496) with no external investors, no parent company, and no subsidiaries. It employs 1-10 people and conducts business from a registered office in Edgware, London.

Name

PASSY PARTNERS LTD

Legal name

Passy Partners Ltd

Website

https://passypartners.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Passy Partners is a London-based boutique arranger of bridge loans and development finance for prime European real estate, serving HNW individuals, family offices, developers, and hotel operators across the UK, France, Monaco, Switzerland, and Luxembourg with €1M-€50M facilities.

Ownership category

akta.pro rank

Product category

Real Estate Finance Arrangement

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)

SIC

Loan Brokers (6163)

akta.pro primary industry

Bridge & Short-Term Real Estate Loan Intermediation (FSAEAEAG)

akta.pro secondary industries

Commercial & Multifamily Mortgage Brokers (FSALABAB), CRE Bridge & Transitional Lending (FSALADAC)

Keywords

• Bridge loan arrangement
• Development finance advisory
• Real estate financing
• Private real estate lending
• Cross-border property finance

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Arrangement fees: Fees are paid by the borrower upon completion of the facility. All fees are agreed in writing before engagement. Passy Partners takes no remuneration from lenders, which ensures lender selection is independent and based solely on the merits of each transaction.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

Passy Partners arranges bridge loans and development finance for prime European real estate transactions on behalf of professional and corporate borrowers. The firm structures financing requirements, curates a shortlist of 3-5 lenders whose appetite matches each transaction, and manages the process through to drawdown, earning arrangement fees from the borrower on completion.

Product overview

Passy Partners is a London-based boutique real estate finance arranger offering two core financial services: Bridge Loans (short-term, asset-backed facilities of 3-24 months for acquisitions, equity release, and refinancing) and Development Finance (senior debt for construction and development projects over 18-36 months). The company operates across five European markets (UK, France, Monaco, Switzerland, Luxembourg) arranging €1M–€50M facilities for prime real estate. Passy Partners acts as an arranger on the borrower's side, not as a lender, structuring financing requirements and connecting borrowers with appropriate lenders from their network.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridge Loans Short-term, asset-backed facilities typically 3 to 24 months drawn in a single advance against residential, commercial, or hospitality assets, used to acquire under time pressure, release equity ahead of a sale, refinance maturing debt, or fund transitional business plans. Priced from approximately 8% per annum with senior leverage up to approximately 70% of asset value. Facility size ranges from €1M to €50M.
• Development Finance Senior debt facilities for ground-up construction, office-to-residential conversion, or substantial refurbishment, typically 18 to 36 months, drawn in tranches against a monitoring surveyor's certification. Sized on loan-to-cost and loan-to-gross-development-value, typically up to approximately 60% of GDV and priced from approximately 8% per annum. Facility size ranges from €1M to €50M.

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Knight Frank Capital Markets: Global real estate advisory with a debt and structured finance desk arranging real estate finance across UK, France, Monaco, Switzerland and broader EMEA, overlapping materially with Passy Partners' geographies and product set.
• CBRE Debt & Structured Finance: Global commercial real estate services firm with a dedicated debt advisory practice arranging real estate financing across European markets, competing for larger mandates in the same bridge and development categories.
• JLL Capital Markets: International real estate investment banking platform arranging debt and structured finance for European real estate, providing scaled competition for cross-border prime asset mandates.
• Savills (Real Estate Finance): International real estate advisor with a dedicated finance desk arranging development and investment funding across European prime markets, with overlapping client base of HNW and family office borrowers.

Direct peers

• Berkeley Capital: UK boutique arranging development and bridging finance for professional property clients, directly comparable in product mix (bridge and development) and prime-segment focus.
• Henry Dannell: London-based boutique mortgage broker arranging large-ticket, often non-standard, residential and buy-to-let finance for high-net-worth borrowers, with comparable curated-lender and high-touch engagement model.
• SPF Private Clients: UK private-client mortgage brokerage arranging large-ticket residential and buy-to-let finance for HNW borrowers, comparable in segment focus and intro-led distribution approach.
• Enness Global: UK boutique mortgage broker focused on high-value and complex residential and commercial property finance for HNW clients, mirroring Passy Partners' boutique intermediation model and prime-market positioning.
• Capstone Real Estate Finance: UK intermediary arranging development and investment finance for property professionals and investors, with similar boutique distribution and curated lender network.

Emerging players

• Octopus Real Estate: UK specialist real estate finance provider and investor, with bridge and development lending capability that intersects Passy Partners' product set in the UK and increasingly European markets.

Market position

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/passypartners
• Xx.com/passypartners

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PASSY PARTNERS LTD