Arkly Technologies inc.

What Arkly Technologies inc. does

Arkly Technologies Inc., operating under the DBA Arkly Insurance, is a Winter Haven, Florida-based direct-to-consumer flood risk platform founded in 2023. It serves homeowners in Florida and Puerto Rico by combining property-level flood risk assessment, insurance quote routing, and mitigation services into a single funnel. The platform is built around three integrated components: HighTide Intelligence provides the underlying flood risk data, Rocket Flood delivers insurance quotes from more than 30 A-rated carriers, and FloodProofing.com offers mitigation solutions to reduce property exposure.

The product architecture is essentially a data-plus-distribution stack targeted at coastal homeowners who face rising flood-insurance premiums and limited agent coverage. Arkly monetizes primarily through affiliate and referral fees generated when consumers complete insurance quote requests routed through Rocket Flood. The FloodProofing.com leg extends monetization beyond referrals into mitigation services, creating an opportunity to capture additional wallet share per household. There is no indication of enterprise contracts, premium subscription tiers, or B2B channel revenue in the disclosed materials.

The company positions itself within the ESG-aligned consumer segment, evidenced by its B-Corp certification, two consecutive NADO Impact Awards (2024 and 2025), and earned media coverage on the Today Show and USA Today. It has not disclosed any outside funding, headcount, or financial metrics, which limits visibility into unit economics and scale. The strategic bet is that bundling flood risk data, multi-carrier distribution, and mitigation under one consumer brand creates a defensible niche in the high-flood-exposure coastal homeowner market.

Name

Arkly Technologies inc.

Legal name

Arkly, Inc.

Website

https://arkly.com

Company type

Private

Founded year

2023

Operating status

Operating

Short description

Arkly Technologies is a Winter Haven-based direct-to-consumer flood risk platform serving homeowners in Florida and Puerto Rico, bundling HighTide Intelligence flood data, Rocket Flood multi-carrier insurance quotes, and FloodProofing.com mitigation services into a single funnel monetized via affiliate referral fees.

Ownership category

akta.pro rank

Product category

Flood Risk Management and Insurance Comparison

NAICS

Environmental Consulting Services (541620)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Flood Insurance (FSAJACAG)

akta.pro secondary industry

Flood Control & Protection Infrastructure (Levees, Floodwalls, Gates, Pump Stations) (EUANAEAI)

Keywords

• Flood risk assessment
• Flood insurance quotes
• Property risk data
• Homeowner insurance platform
• Flood mitigation services

Headquarters

HQ city

Winter Haven

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations

Revenue model

1. Insurance Referral/Affiliate Fees: Arkly provides a platform connecting homeowners with flood insurance quotes from 30+ A-rated insurers via Rocket Flood. The company likely earns referral fees for each policy sold through their platform.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Arkly provides a free, direct-to-consumer flood risk management platform for Florida and Puerto Rico homeowners that combines property-level flood risk assessment (using HighTide Intelligence data), no-commitment flood insurance quote comparison from 30+ A-rated insurers via Rocket Flood, and flood mitigation solutions (building elevation cost estimates and load barriers) through FloodProofing.com. The service is free to users, with the company monetizing referrals to insurance carriers.

Product overview

Arkly offers a unified flood risk management platform for Florida and Puerto Rico residents, combining three core services: (1) flood risk assessment powered by HighTide Intelligence, (2) flood insurance quote comparison from 30+ A-rated insurers via Rocket Flood integration, and (3) flood mitigation solutions including elevation estimates and load barriers through FloodProofing.com. The platform serves as a one-stop solution for homeowners to understand their flood risk, obtain insurance coverage, and implement mitigation measures.

Differentiator

Problem solved

Functional benefit

Products and services

• Arkly Flood Risk Management Platform Unified web platform for Florida and Puerto Rico homeowners to search a property address, access free flood risk data from HighTide Intelligence, obtain no-commitment flood insurance quotes from 30+ A-rated insurers via Rocket Flood, and explore flood mitigation solutions through FloodProofing.com.
• Flood Risk Assessment Property-level flood risk analysis service that lets homeowners search their address to understand flood risk in dollar terms and make data-driven insurance and mitigation decisions, powered by HighTide Intelligence flood data.
• Flood Insurance Quotes Quote comparison service connecting homeowners with 30+ A-rated flood insurers through the Rocket Flood integration, offering no-commitment quotes with advertised savings of 40% or more.
• Flood Mitigation Solutions Flood mitigation services including free building elevation cost estimates and affordable load barriers for homeowners, delivered in partnership with FloodProofing.com.

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature1 record

Partnerships

Three partnerships are on record, tiered core.

• HighTide IntelligencecoreTechnology or IntegrationArkly's flood risk data is powered by HighTide Intelligence, a company founded by engineers and geophysicists from Stanford University. This provides the technical foundation for Arkly's risk assessment capabilities.
• Rocket FloodcoreTechnology or IntegrationArkly's flood insurance quoting service is powered by Rocket Flood, which connects users with quotes from 30+ A-rated flood insurers. Rocket Flood provides the insurance aggregation and quoting technology.
• FloodProofing.comcoreStrategic or Co-development PartnerPartnership for flood mitigation solutions including free building elevation cost estimates and affordable load barriers for homeowners. This extends Arkly's service beyond risk assessment and insurance to actionable mitigation.

Scale indicators2 records

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• Insurify: Multi-line insurance comparison marketplace covering auto, home, and life insurance. Comparable to Arkly in its quote-aggregation model, but operates at a much broader scope across all personal lines rather than specializing in flood.
• Policygenius: Multi-line insurance comparison platform with strong brand recognition and licensed agent support. Comparable self-serve comparison model to Arkly but spans life, home, auto, and disability rather than specializing in flood.

Direct peers

• Neptune Flood: Specialty flood insurance marketplace offering direct flood insurance quotes from multiple carriers. Comparable to Arkly's Rocket Flood-powered quoting layer and directly addresses the same Florida flood insurance buyer with a similar referral/affiliate-style model.
• ClimateCheck: Climate and natural hazard risk data provider for real estate transactions. Comparable to Arkly's risk-data layer, delivering property-level climate risk scores used by homeowners, lenders, and brokers evaluating flood and other perils.
• Lily Pad: Specialty flood insurance marketplace focused on high-risk and coastal properties. Overlaps with Arkly's core value proposition of connecting homeowners with non-standard flood insurance options, often in Florida-adjacent geographies.
• FloodFactor (First Street Foundation): Property-level flood risk data platform that scores individual addresses for flood risk. Directly comparable to Arkly's HighTide Intelligence-powered risk layer, with overlap in serving homeowners and real estate stakeholders evaluating flood exposure.
• Honeycomb Insurance: Tech-enabled flood and homeowners insurance carrier built for older homes and coastal exposures. Operates in the same Florida/coastal flood insurance niche as Arkly, competing for the same homeowners seeking affordable coverage.
• FloodSimple: Flood insurance comparison and purchase platform targeting homeowners in high-risk zones. Competes with Arkly's Rocket Flood-powered quoting flow and addresses the same pain point of finding affordable flood coverage.
• Rocket Flood: Flood insurance quoting technology platform powering Arkly's quote engine. Operates as a direct flood insurance aggregator with 30+ carrier relationships, mirroring the quote-comparison functionality Arkly offers to end users.

Others

• Riskalyze: Risk tolerance and risk-assessment software for financial advisors and insurance agents. Adjacent to Arkly's risk-scoring work for properties, sharing the broader 'risk quantification' theme even though Riskalyze focuses on investor/portfolio risk rather than physical property risk.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arkly Technologies inc.