Los Angeles Police Relief Association

What Los Angeles Police Relief Association does

Los Angeles Police Relief Association (LAPRA) is a private nonprofit mutual benefit association founded in 1920 (per founding-date source) to administer health, welfare, and insurance benefits exclusively for sworn and retired officers of the Los Angeles Police Department and their families. LAPRA serves as a single point of coordination for a comprehensive benefits bundle that includes medical plans (Anthem PPO/HMO, Kaiser Permanente), dental and vision coverage (Vision Service Plan), life insurance with automatic enrollment at LAPD recruitment, long-term disability (UnitedHealthcare), long-term care (Unum), COBRA continuation, and a Sharecare-powered free Wellness Program with gym membership. The organization's distribution model is structurally captive: active officers are automatically enrolled upon recruitment, and benefits elections occur during an annual enrollment window (May 1-30).

The underlying technology is the LAPRAlive.org member portal, an online benefits administration platform used for enrollment, beneficiary updates, and access to resources. LAPRA does not build or own the underlying insurance products; instead, it operates as a benefits broker-administrator coordinating with multiple carrier partners, and provides member services, communications (quarterly Guardian newsletter), and lifecycle event support (marriage, new baby, retirement, death).

Revenue is generated primarily through membership-based recurring contributions and integrated insurance premium flows, supplemented by donations to its wholly-owned 501(c)(3) charitable arm. The Los Angeles Police Relief and Assistance Foundation (LAPRAF), formed in November 2007, manages the Emergency Relief Program, the Blue Ribbon Trust Fund (operated with the Los Angeles Police Federal Credit Union), and an annual scholarship program that awarded seven $10,000 scholarships to children of LAPRA members in 2024. Headcount is small (11-50 employees) given the scale of membership administered, reflecting an outsourced carrier model rather than in-house insurance underwriting.

Name

Los Angeles Police Relief Association

Legal name

Los Angeles Police Relief Association, Inc.

Website

https://lapra.org

Company type

Private

Founded year

1920

Operating status

Operating

Headcount range

11–50 employees

Short description

Los Angeles Police Relief Association (LAPRA) is a nonprofit mutual benefit association founded in 1920 that administers health, welfare, life, and disability benefits exclusively for active and retired LAPD officers and their families through its LAPRAlive.org portal and carrier partnerships.

Ownership category

akta.pro rank

Product category

Law Enforcement Member Benefits Administration

NAICS

Health and Welfare Funds (525120), Health and Welfare Funds (52512), Emergency and Other Relief Services (62423), Individual and Family Services (6241)

SIC

Hospital & Medical Service Plans (6324), Services-Social Services (8300), Life Insurance (6311)

akta.pro industry

PRIMARYBPAIAKAH

Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage)

Business & Public Services/Public Sector & Government Administration/Social Security, Benefits & Welfare Administration

SECONDARYHLAEALAK

Flexible Benefits Administration (FSA/HSA/HRA)

Healthcare & Life Sciences/Health Insurance & Managed Care/Third-Party Administration (TPA) & Administrative Services Only (ASO)

SECONDARYHLAEALAM

Disability & Leave Administration (STD/LTD/FMLA/Paid Leave)

Healthcare & Life Sciences/Health Insurance & Managed Care/Third-Party Administration (TPA) & Administrative Services Only (ASO)

SECONDARYBPAGAAAJ

Cash & Voucher Assistance (CVA) and Emergency Livelihood Support

Business & Public Services/Nonprofit, NGO & Social Services/Humanitarian Aid & Disaster Relief

Keywords

• Police benefits administration
• Health welfare insurance
• Law enforcement benefits
• Member benefits association
• Nonprofit relief association

Headquarters

HQ city

Los Angeles

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Dues: LAPRA is a membership-based organization serving LAPD sworn and retired officers. Membership provides access to comprehensive health, welfare, and life insurance benefits.
2. Pension Deduction Donations: Members can make ongoing donations to LAPRAF via pension payment deduction.
3. Life Insurance Premiums: Active LAPRA members are automatically enrolled in life insurance plans upon recruitment. LAPRA Basic Life Insurance Plan provides retired members with $8,000 of coverage at no cost.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Los Angeles Police Relief Association (LAPRA) is a nonprofit mutual benefit organization that administers comprehensive health, welfare, and insurance benefits to sworn active and retired officers of the Los Angeles Police Department and their families. Core offerings include medical plans (Anthem PPO/HMO, Kaiser), dental and vision coverage, life insurance, long-term disability, long-term care, COBRA continuation, and a free wellness program. The organization operates LAPRAlive.org as its online benefits portal and also runs LAPRAF, a 501(c)(3) charitable foundation providing emergency relief grants, scholarships, and the Blue Ribbon Trust Fund.

Product overview

Los Angeles Police Relief Association (LAPRA) provides a comprehensive benefits administration platform for LAPD sworn and retired officers and their families. The core offerings include health and welfare benefits (Medical Plans through Anthem, Dental Plans, Vision Plans), insurance products (Life Insurance, Long Term Disability, Long Term Care), and access to a wellness program. LAPRA operates LAPRAlive.org as its online benefits portal. Additionally, LAPRAF (Los Angeles Police Relief and Assistance Foundation) is a 501(c)(3) charitable arm that provides emergency relief grants, college scholarships for members' children, and manages the Blue Ribbon Trust Fund for officers in financial crisis. The organization has served LAPD officers and families for over 100 years.

Differentiator

Problem solved

Functional benefit

Products and services

• LAPRAlive.org Online Benefits Portal Online portal that allows LAPD active and retired officer members to manage health, welfare, and insurance benefits enrollment, update beneficiary designations, and access member resources.
• Medical Plans Health insurance coverage options including Anthem PPO and Anthem HMO plans for LAPRA members and their families, with Medicare-related coverage available through partner carriers.
• Dental Plans PPO Dental Plan offering benefits when visiting any dentist, with cost savings and waived deductibles when using in-network PPO dentists.
• Vision Plan Vision coverage through Vision Service Plan (VSP) for members enrolled in Anthem PPO or HMO plans, and Kaiser Vision Benefits for Kaiser plan members, including coverage while traveling.
• Life Insurance Life insurance coverage with automatic enrollment for active LAPRA members upon LAPD recruitment, plus LAPRA Basic Life Insurance Plan providing retired members with $8,000 of coverage at no cost.
• Long Term Disability Disability coverage provided through UnitedHealthcare for LAPRA members unable to work due to injury or illness.
• Long Term Care Long-term care coverage provided through Unum for LAPRA members requiring extended care services.
• COBRA Continuation Coverage COBRA continuation coverage allowing former LAPRA members to maintain health benefits after leaving LAPD employment.
• LAPRAF (Los Angeles Police Relief and Assistance Foundation) 501(c)(3) nonprofit charitable foundation providing emergency relief grants, scholarships, and Blue Ribbon Trust Fund oversight for active and retired LAPD officers and their families in need.
• Emergency Relief Program Program offering emergency relief grants and loans reviewed by the Board of Directors for active and retired LAPD officers and their dependents facing financial hardship.
• Scholarship Program Annual college scholarship program providing seven $10,000 scholarships (distributed at $2,500 per year over four years) to graduating high school seniors who are children of LAPRA members.
• Blue Ribbon Trust Fund Trust fund in partnership with Los Angeles Police Federal Credit Union (LAPFCU) that allows officers, community members, or the public to donate to benefit an officer or family in need during personal crises.

Quantifiable outcome

• Seven $10,000 college scholarships awarded annually to children of LAPRA members

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Ten partnerships are on record, tiered core and minor.

• SharecarecoreTechnology or IntegrationSharecare powers the LAPRA Wellness Program, which is free to LAPRA members. The program includes free gym membership and resources for developing healthy habits.
• Los Angeles Police Federal Credit Union (LAPFCU)coreStrategic or Co-development PartnerLAPRAF partners with LAPFCU to provide oversight of the Blue Ribbon Trust Fund accounts, which are activated to help officers and families in need.
• Anthem Blue CrosscoreOthersPrimary medical and dental plan provider for LAPRA members. Also provides prescription drug coverage through Anthem Blue Cross Part D and telehealth services via LiveHealth Online.
• Kaiser PermanentecoreOthersHMO medical plan option for LAPRA members in Southern California. Also provides vision benefits and coverage while traveling.
• Vision Service Plan (VSP)coreOthersVision coverage provider for LAPRA members enrolled in Anthem PPO or Anthem HMO plans.
• UnitedHealthcareminorOthersProvides life insurance and long-term disability coverage for LAPRA members.
• UnumminorOthersProvides long-term care insurance options for LAPRA members.
• Carelon RxminorOthersProvides Medicare Advantage prescription drug coverage and specialty pharmacy services for LAPRA Medicare-eligible members.
• Los Angeles Fire & Police PensionscoreOthersPartners for DROP/Service Pensions and Medical/Dental coverage coordination for retired LAPD officers.
• Los Angeles Police Protective League (LAPPL)coreOthersLAPPL sponsors the Member Assistance Program (through Holman Group) providing mental health benefits to LAPRA members.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Fraternal Order of Police: The largest U.S. law enforcement fraternal organization, providing member benefits, insurance products, and advocacy to officers nationwide; comparable mutual-benefit mission at a much broader geographic scale than LAPRA.
• Federal Law Enforcement Officers Association (FLEOA): A national association serving federal law enforcement officers with member benefits and welfare support; comparable benefits-administration and advocacy mission across a different but related sworn-officer population.
• California Public Employees' Retirement System (CalPERS): California's statewide public employee pension and health benefits system; provides health benefits administration to public employees including peace officers and serves as a broader analog to LAPRA's benefits-administration function at scale.

Direct peers

• New York City Police Benevolent Association: The largest municipal police union in the U.S., running member benefits, legal defense, and welfare programs for NYPD officers; a scaled analog of LAPRA's mutual-benefit model for sworn officers.
• Los Angeles Fire & Police Pensions: The City of Los Angeles pension system for sworn officers; coordinates DROP/service pensions and medical/dental coverage with LAPRA for retired members and serves a near-identical member population.
• Police & Fire Federal Credit Union: A credit union serving first-responder households with financial services, member benefits, and welfare support; comparable mutual-benefit organization serving sworn officer and retiree populations with similar mission and product set.
• Los Angeles Police Federal Credit Union (LAPFCU): The credit union serving LAPD personnel that co-manages the Blue Ribbon Trust Fund with LAPRAF and serves the same LAPD member base with financial services and member welfare support.
• San Diego Police Officers Association: A municipal police officers' association in California that similarly provides member benefits, insurance programs, and welfare support; comparable mutual-benefit structure for sworn officers in another large California department.

Others

• Los Angeles Police Protective League (LAPPL): The labor union representing LAPD officers; LAPPL partners with LAPRA on the Member Assistance Program and shares the same LAPD member base, making it the most directly adjacent organization in the LAPD officer ecosystem.

Emerging players

• International Union of Police Associations (IUPA): An AFL-CIO-affiliated union representing police officers across many agencies; provides member benefits and welfare support at a multi-agency scale similar to where LAPRA could expand its mutual-benefit model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/LAPoliceReliefAssociation
• LinkedInlinkedin.com/company/los-angeles-police-relief-association-inc

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Los Angeles Police Relief Association