What AIFO International Inc. does

AIFO International Inc., operating as AIFO, is a privately held proprietary trading firm that sells simulated trading evaluation programmes to individual retail traders worldwide. Traders purchase one of several challenge types — a multi-step Evaluation Challenge (1-Step, 2-Step, or 3-Step), an Instant Challenge family (Standard, Elite, Zero), or a 24-hour Lite Challenge — and upon passing the evaluation are eligible for a funded trading account with profit splits up to 95% and a three-tier Scaling Plan that grows account allocation up to $2,000,000. The legal entity, AIFO Global Ltd, is registered in Anjouan, Union of Comoros under License No. L16175/AG, with marketing operations across Europe, Asia-Pacific, and Latin America via localized sites in English, French, Vietnamese, Portuguese, and Spanish (the United States and several sanctioned jurisdictions are excluded).

The technology stack combines a proprietary AIFO Dashboard and AIFO Terminal (client account management and trading interface) with the third-party MetaTrader 5 (MT5) platform operated by MetaQuotes for trade execution. A layered product portfolio surrounds the evaluation programmes: AIFO Academy (structured courses on trading strategy, risk management, and psychology), Mindset Coaching (live sessions), a free-trial practice environment, and the AIFO Intelligence AI Coach (a text-based AI market-analysis tool positioned as "Prop Trading's very first AI Coach"). Identity verification is outsourced to Veriff, and all payments — including cards, Apple Pay, Google Pay, and cryptocurrencies (BTC, ETH, USDT, USDC) — are settled through Odeonpay ALE S.R.L (Paysagi) acting as merchant of record.

AIFO monetises almost exclusively through upfront, non-refundable challenge fees (one-time licence model), supplemented by optional paid add-ons (+20% profit-split increase, +10% fast payout) and a tiered affiliate programme paying 5%–15% lifetime commissions on referred sales. The go-to-market motion is product-led growth: SEO-optimised educational content, a Discord community, email newsletters, and a free-trial funnel drive self-serve conversion through the website. No public funding rounds, institutional investors, parent company, or revenue figures are disclosed; AIFO operates as an independent private firm with 51–100 employees and reports 1,000+ traders and 1,000+ funded accounts with over $1M paid out to traders.

Name

AIFO International Inc.

Legal name

AIFO Global Ltd

Website

https://aifo.com

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

AIFO is a privately held proprietary trading firm that sells simulated trading evaluation challenges to individual retail traders globally; upon passing, traders receive funded accounts with profit splits up to 95% and the ability to scale up to a $2,000,000 allocation through the AIFO Scaling Plan.

Ownership category

akta.pro rank

Headquarters

HQ city

Tsuen Wan

HQ country

Hong Kong SAR China

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Revenue model

1. AIFO Challenge Fees: Traders pay a one-time fee to access a challenge evaluation program (AIFO Evaluation Challenge with 1-Step, 2-Step, or 3-Step steps; Instant Challenge; or Lite Challenge). The fee varies based on the selected initial capital amount, risk parameters, and optional add-ons. Fees are paid upfront upon order confirmation. No refund is provided once the challenge is activated. Add-ons such as +20% profit split increase and +10% fast payout are available as optional paid upgrades.
2. Free Trial: A complimentary, limited-access free trial is offered to prospective traders, providing limited access to certain platform features for a defined period. Completing the free trial does not entitle access to paid services, verification, or the trader programme.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

AIFO operates a proprietary trading evaluation platform that offers simulated trading challenges (1-Step, 2-Step, 3-Step, Instant, and Lite variants) conducted on the MetaTrader 5 platform. Traders who pass these evaluations qualify for funded trading accounts with profit splits up to 95% and access to a tiered scaling plan that can grow account allocations up to $2,000,000. The offering is complemented by AIFO Academy educational courses, an AI Coach tool for market analysis, mindset coaching, and trading analytics tools.

Product overview

AIFO International Inc. operates as a proprietary trading firm offering a platform-plus-programme architecture. The core offering consists of simulated trading evaluation programmes — the multi-stage AIFO Evaluation Challenge (1-Step, 2-Step, 3-Step) and the single-stage Instant Challenge (covering AIFO Standard, AIFO Elite, AIFO Zero, and AIFO Lite variants) — through which traders must demonstrate consistent, risk-compliant performance to qualify for a Funded Account. These challenges are conducted on the third-party MetaTrader 5 (MT5) platform. The ecosystem also includes AI Coach (the firm's own AI-powered market analysis and trading guidance tool), AIFO Academy (educational courses), Mindset Coaching, Trading Tools, and AIFO Live Sessions. The AIFO Scaling Plan provides tiered advancement (Level 1–3) for funded traders, enabling account size growth up to $2,000,000 and profit splits up to 95%. AIFO also offers a Free Trial for risk-free practice before purchasing a challenge.

Differentiator

Problem solved

Functional benefit

Products and services

• AIFO Evaluation Challenge A multi-stage simulated trading evaluation programme requiring traders to progress through sequential steps (1-Step, 2-Step, or 3-Step) while meeting daily loss limits, maximum loss limits, and profit targets to qualify for a funded account.
• Instant Challenge A single-stage simulated trading evaluation programme with variants including AIFO Standard, AIFO Elite, AIFO Zero, and AIFO Lite, allowing traders to start trading immediately without traditional multi-step evaluation.
• AI Coach Prop Trading's first AI-powered coaching tool designed to help traders conduct complex market analysis and guide them toward becoming funded traders through conversational text interactions.
• AIFO Academy Educational platform offering step-by-step courses on trading fundamentals, strategies, risk management, and trading psychology to help traders pass challenges and improve their trading performance.
• AIFO Scaling Plan A tiered trader advancement programme with three levels (Level 1, Level 2, Level 3) providing progressively larger funded account sizes (up to 100% increase per level, capped at $2,000,000), higher profit splits (up to 95%), and on-demand withdrawal eligibility at Level 3.
• Funded Account A live trading account with real capital provided to traders who successfully pass the evaluation challenge, offering profit splits of up to 95% and access to scaling plans.
• AIFO Live Sessions Live educational sessions within the AIFO Academy providing real-time trading education and mentorship to traders.
• MetaTrader 5 (MT5) Trading Platform The third-party trading platform used for all simulated demo trading activities, providing trade execution, charting, and market data integration for AIFO challenge participants.

Quantifiable outcome

• Up to 95% profit split for funded traders
• +2 more outcomes

Segments2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability2 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• MetaQuotes (MT5 Provider)coreTechnology or IntegrationMetaTrader 5 (MT5) is the third-party trading platform used by AIFO for simulated trading. The platform is provided by MetaQuotes or its authorised distributors. AIFO accesses MT5 infrastructure (server: AIFO Global-Live) to deliver simulated FOREX, metals, indices, and crypto trading to its customers. Trading platform operators are separate legal entities from AIFO Global Ltd, and their own terms and conditions and privacy policies apply.
• Odeonpay ALE S.R.L (Paysagi)coreTechnology or IntegrationOdeonpay ALE S.R.L operates under the brand name 'Paysagi' and acts as the Merchant of Record for AIFO Global Ltd, handling payment settlement. All payment processing, transaction settlement, and financial operations are routed through Paysagi, subject to its Terms of Use available at paysagi.com. Paysagi processes payments via card (Visa, Mastercard, Amex, Apple Pay, Google Pay) and cryptocurrency (BTC, ETH, USDT, USDC).
• VeriffcoreTechnology or IntegrationAIFO uses Veriff for identity verification and KYC (Know Your Customer) processing. Veriff's hybrid system combines automated AI-based verification with manual review by specialists. The service requires camera and microphone access to capture ID documents and selfies for identity confirmation.
• AIFO Affiliate / Partner NetworkminorChannel Partner/ Reseller/ DistributorAIFO operates a tiered affiliate and partnership programme. Partners with genuine trading audiences can earn 5%–15% commission on qualified sales. Three tiers: Tier 1 (20–49 sales/month) earns 5%, Tier 2 (50–99 sales/month) earns 10%, Tier 3 (100+ sales/month) earns 15%. Partners receive lifetime commissions, exclusive discounts, giveaways, and dedicated support. Partners must have consistent trading content and compliant promotion methods. Self-referrals, coupon abuse, and fake traffic are prohibited.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• FundedNext: FundedNext operates a prop-trading evaluation platform offering Stellar and Express challenges with profit splits and scaling options. It targets the same retail trader audience as AIFO with a comparable challenge-fee and funded-account revenue model.
• FTMO: FTMO is the largest and most established proprietary trading firm, offering multi-step evaluation challenges that grant access to funded accounts with profit splits. It is directly comparable to AIFO on product (challenge → funded account), target customer (retail traders), and revenue model (challenge fees + funded profit splits).
• Topstep: Topstep is a leading futures-focused prop firm running Trading Combine evaluations that grant funded simulator accounts with profit splits. It is a direct competitor to AIFO in the evaluation-to-funded-account category, differentiated mainly by its focus on futures markets.
• MyFundedFX: MyFundedFX was a direct prop-trading peer to AIFO operating multi-step evaluation challenges on MT4/MT5 before its high-profile shutdown. It is highly comparable in product structure and audience, and is relevant as a cautionary benchmark for the regulatory and counterparty risks facing the category.
• The5ers: The5ers is a well-known prop firm running evaluation challenges with multi-stage funding and scaling plans. It mirrors AIFO's model of paid evaluation challenges, funded accounts, and account growth programs for retail traders worldwide.
• Surge Trading: Surge Trading is a prop firm offering evaluation challenges with funded accounts and scaling plans aimed at retail traders. It competes with AIFO in the same paid-evaluation, funded-account segment with overlapping product mechanics.
• E8 Funding: E8 Funding is a proprietary trading firm offering evaluation challenges with multiple account-size tiers and scaling options. It competes head-to-head with AIFO in the retail-trader-funded-account category, with similar product structure and target audience.
• BluFX: BluFX runs an evaluation-based prop trading programme with funded accounts targeting retail traders, with a comparable challenge-then-fund structure and target customer base to AIFO.

Others

• MetaQuotes (MetaTrader): MetaQuotes is the technology provider behind MetaTrader 5, the third-party trading platform AIFO relies on for simulated trading. It is included as an infrastructure dependency rather than a competitor, since AIFO licenses MT5 functionality from MetaQuotes or its distributors.

Emerging players

• ICFunded: ICFunded is an emerging prop-trading firm offering evaluation challenges with funded accounts and scaling plans. It is comparable to AIFO as a newer entrant in the same paid-evaluation, retail-trader-funded category.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks7 records

Customer concentration

• Xx.com/AIFOcom

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AIFO International Inc.