REMI TECHNOLOGIES LTD

What REMI TECHNOLOGIES LTD does

Remi Technology Pte. Ltd. is a Singapore-based fintech infrastructure provider operating a blockchain-native interbank clearing and settlement network for regulated financial institutions. Founded within the Bison FinTech Ecosystem, the company builds programmable compliance and settlement rails targeting banks, payment institutions, fintechs, and licensed digital asset platforms across Southeast Asia, the Middle East, and Latin America. Its core offering is the Remi Interbank Cross-border Clearing and Settlement System, which enables point-to-peer real-time settlement on SWIFT-compatible infrastructure with KYC/AML and Travel Rule compliance embedded at the protocol layer. The platform is built on the Sui blockchain and combines an AI-driven compliance stack, multi-party computation wallets, and a three-stage compliance framework (Pre-Clearance, In-Settlement, Post-Settlement) covering all 40 FATF recommendations. More than 15 member institutions have been secured across active corridors in Vietnam, Philippines, Indonesia, Bangladesh, UAE, and Latin America, with implementation timelines of 6-8 weeks.

The company operates as a platform-plus-modules business with six core product lines: Cross-border Payment, FX & Treasury, Stablecoin Issuance, RegTech, Tokenized Letter of Credit, and E-Cheque. Revenue is generated through transaction-based fees including settlement fees, FX spreads captured by partner Bison FX & Treasury, treasury and capital markets product fees, and stablecoin issuance/redemption services. Distribution is a membership-based, bank-consortium-governed model with four tiers (Issuing, Custodian, Transaction, Messaging) and a five-step onboarding process covering application, regulatory review, agreement execution, technical integration, and go-live. Pricing is quote-based and not publicly disclosed, with a flat monthly fee structure and transparent FX promoted as differentiators versus correspondent banking.

Remi maintains a tri-regional corporate governance structure through wholly-owned subsidiaries Remi US LLC (Delaware), Remi Europe (Portugal), and Remi Asia (Singapore), aligned with US (OCC, FRB, FDIC), EU (Banco de Portugal, CMVM, MiCA), and APAC (MAS) regulatory regimes. Strategic partners include Bison Bank (Portugal, MiCA-licensed EMT issuer), Bison FX & Treasury (Hong Kong, SFC-licensed), and Sui Foundation. The leadership team combines compliance expertise (Walter J. Mix III, former OCC Examiner-in-Charge of Global Systemically Important Banks), government technology experience (Yongcheng Zhang, former Chief Architect at GovTech Singapore), and operational leadership (Sam Su, CEO). The company is a formal BAFT member co-authoring the OCC response on the GENIUS Act, holds ISO 27001, SOC 2 Type II, and ISO 20000-1 certifications, and has filed six patents covering blockchain payment monitoring, interbank clearing, cold wallet security, and stablecoin risk management.

Name

REMI TECHNOLOGIES LTD

Legal name

Remi Technology Pte. Ltd.

Website

https://remitech.ai

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Short description

Remi Technology operates a blockchain-native interbank clearing and settlement network for regulated financial institutions, offering SWIFT-compatible real-time cross-border payments with embedded compliance, FX, and stablecoin issuance across global corridors.

Ownership category

akta.pro rank

Product category

Cross-border Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

Cross-Border & FX Payments Platforms (BPAMAFAK), Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH), Mint/Redeem, Issuance APIs & Treasury Operations Platforms (FSADADAE), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)

Keywords

• Stablecoin clearing infrastructure
• Cross-border payment settlement
• Regulatory compliance technology
• Interbank settlement network
• Programmable compliance platform

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Settlement Fees: Transaction fees charged for cross-border settlement on the Remi network. Flat fee structure per transaction with no correspondent deductions or hidden cost leakage. Revenue captured from every transaction settled on the network.
2. FX Spread Revenue: FX conversion spread captured by Bison FX & Treasury (strategic partner's SFC-licensed markets division) on every cross-border transaction involving currency conversion. Structural margin embedded in every transaction.
3. Treasury & Capital Markets Products: Revenue from interbank overnight lending platform fees, money market fund (RWA tokenisation) products, and bond/short-term debt tokenisation (RWA). New fee categories for participating banks including T+0 bond lifecycle management.
4. Stablecoin Issuance Services: End-to-end stablecoin lifecycle management including minting, transfer, settlement, and redemption under MiCA authorization. Members redeem stablecoins for fiat at 1:1 ratio through Bison Bank with regulatory reporting.
5. Tokenized Letter of Credit: T+0 settlement for digitized letters of credit and trade finance processes. Tokenised LC receivables tradeable in RWA marketplace. Revenue from processing fees and RWA marketplace transactions.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

Remi Technologies Ltd builds and operates the Remi Interbank Cross-border Clearing and Settlement System, a SWIFT-compatible, blockchain-native (Sui-based) real-time payment and stablecoin infrastructure for regulated financial institutions. The platform enables point-to-point cross-border settlement in minutes with embedded KYC/AML, Travel Rule, and programmable compliance at the protocol layer, supplemented by FX & Treasury execution, MiCA-authorized stablecoin issuance, RegTech dashboards, tokenized letters of credit, and digital E-Cheque instruments sold to licensed banks, payment institutions, fintechs, and digital asset platforms.

Product overview

REMI operates as a platform-plus-modules architecture for regulated stablecoin infrastructure targeting financial institutions. The core offering is the Remi Interbank Cross-border Clearing and Settlement System, complemented by specialized modules: FX & Treasury for foreign exchange execution, Stablecoin Issuance for regulated EMT management, RegTech for KYC/AML compliance tooling, Tokenized Letter of Credit for trade finance digitization, and E-Cheque for digital check instruments. The Remi Network Membership provides governance framework with four membership tiers. Bison Bank serves as the strategic partner providing banking licenses and stablecoin issuance under MiCA. Implementation is SWIFT-compatible with 6-8 week deployment timelines.

Differentiator

Problem solved

Functional benefit

Brands

• Remi Network: The blockchain-native interbank clearing and settlement network operated by Remi Technology, enabling real-time cross-border payments and regulated stablecoin infrastructure for financial institutions.

Products and services

• Cross-border Payment Solution (Remi Interbank Cross-border Clearing and Settlement System) SWIFT-compatible, blockchain-native real-time interbank clearing and settlement system for licensed financial institutions. Enables point-to-point cross-border payments in minutes on a 24/7 network with embedded KYC/AML at the protocol level, flat transparent pricing, and 6-8 week integration.
• FX & Treasury Institutional foreign exchange and cross-border payment execution in a single real-time workflow, with atomic rate lock at execution, 24/7 settlement, and direct FX between minor currency pairs without bridging through majors. Powered by Bison FX & Treasury.
• Stablecoin Issuance Bank-grade compliant stablecoin management including end-to-end issuance, transfer, settlement, and redemption under MiCA authorization through Bison Bank, with full reserve transparency and regulatory reporting. EUR and USD EMT issuance live in 2026.
• RegTech Regulatory technology providing banks and regulators with blockchain and AI tools to streamline KYC/AML, KYCC, Travel Rule compliance, and reporting. Includes a three-stage compliance framework, AI-driven risk scoring, automated SAR reporting, and real-time regulatory dashboards.
• Tokenized Letter of Credit Digitized letter of credit on a shared permissioned chain enabling all four parties to see the same state simultaneously. Provides automated clearance, T+0 settlement, and tokenized LC receivables tradeable in an RWA marketplace.
• E-Cheque Transforms traditional checks into digital, trackable, and compliant payment instruments with embedded KYC/AML context, digital signatures, a unique hash preventing forgery and double redemption, and instant settlement.
• Remi Network Membership Bank-consortium-governed blockchain settlement infrastructure with four membership categories — Issuing Member, Custodian Member, Transaction Member, and Messaging Member — providing regulated institutions access to the global Remi Network.

Quantifiable outcome

• Transaction costs reduced through elimination of correspondent bank deductions and intermediary fees
• +3 more outcomes

Segments5 records

Ideal customer profiles5 records

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability6 records

Feature8 records

Partnerships

Six partnerships are on record, tiered core, key and supporting.

• Bison BankcoreStrategic or Co-development Partner · 21 April 2026Strategic partnership with EU MiCA-licensed Bison Bank to serve as the core settlement network for compliant stablecoin applications. Bison Bank is a licensed Portuguese institution with 30+ years of history, Europe's first bank-licensed digital asset service provider, and among the first banks licensed under MiCA to issue Electronic Money Tokens (EMT). The partnership positions Remi as one of the few bank-grade stablecoin infrastructure providers with coverage across Hong Kong, EU, and US regulatory markets.
• Bison FX & TreasurycoreStrategic or Co-development PartnerSFC-licensed markets division in Hong Kong handling FX conversion and treasury margin on every cross-border transaction. Part of the three-engine ecosystem (License + Network + Margin) enabling full value chain capture. FX spread and treasury margin represent the structural margin of the business model.
• Sui FoundationkeyTechnology or IntegrationBuilt on Sui blockchain. Strategic partnership with Sui Foundation powering regulated stablecoin payments infrastructure. Remi's compliance-native interbank clearing and settlement network enables real-time settlement with balance-sheet treatment for participating financial institutions.
• Dow JonessupportingTechnology or IntegrationReal-time subscription to Dow Jones Sanctions List for compliance screening. Also subscribes to FATF Black and Grey Lists and Government Risk Lists with real-time updates for AML compliance.
• BAFT (Bankers Association for Finance and Trade)keyStrategic or Co-development PartnerRemi US is a formal member of BAFT and is co-leading BAFT's formal OCC response on the GENIUS Act - the regulation that will govern every US bank stablecoin. Contributes operating experience to regulatory rule-making process.
• UN Global CompactsupportingStrategic or Co-development PartnerCommitted to delivering on UN SDG 10.c - reducing remittance costs and improving cross-border payment efficiency. Participation in UN Global Compact Network Singapore MSME Day events.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Circle: Circle issues USDC and operates payment, treasury, and on-chain commerce infrastructure for financial institutions. Directly comparable as a regulated stablecoin issuer with bank-distribution rails and enterprise payment APIs.
• BVNK: BVNK provides stablecoin-based cross-border payments infrastructure for banks, payment companies, and digital asset platforms. Directly comparable as an enterprise-grade stablecoin payments and on/off-ramp network.
• Ripple: Ripple operates RippleNet and the RLUSD stablecoin for institutional cross-border payments and settlement. Directly comparable as a blockchain-based interbank payments and stablecoin network targeting licensed financial institutions, with overlapping bank-consortium go-to-market.
• Stellar Development Foundation: Stellar operates a blockchain purpose-built for cross-border payments, stablecoin issuance, and remittance corridors. Comparable as a blockchain-native cross-border settlement and stablecoin distribution network for financial institutions.
• Bridge (Stripe): Bridge, acquired by Stripe, provides stablecoin API and issuance infrastructure for businesses and fintechs. Comparable as a regulated stablecoin API and cross-border payments infrastructure provider targeting licensed institutions.
• Paxos: Paxos issues regulated stablecoins (USDP, PYUSD) and provides tokenization and settlement infrastructure under NYDFS and MAS oversight. Directly comparable as a regulated stablecoin issuance and enterprise blockchain infrastructure provider targeting banks and fintechs.
• Fireblocks: Fireblocks provides digital asset custody, settlement, and tokenization infrastructure for banks and financial institutions. Directly comparable on the custody/wallet, tokenization, and institutional on-ramp dimensions of Remi's stack.

Broad incumbents

• SWIFT: SWIFT operates the dominant correspondent banking messaging network that Remi is designed to complement and disrupt via SWIFT-compatible rails. Comparable as the incumbent interbank settlement and messaging infrastructure provider.
• Wise: Wise is an established cross-border payments incumbent operating in many of the same corridors (VNM, PHL, IDN, BGD). Comparable as a multi-currency, multi-corridor cross-border payments provider competing for the same remittance and SMB flows.

Others

• Chainalysis: Chainalysis provides blockchain compliance, AML, sanctions screening, and regulatory tooling used by banks and regulators. Comparable as an enabling ecosystem provider overlapping with Remi's RegTech and AI-driven KYCC capabilities.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/remitechnology?s=11
• LinkedInlinkedin.com/company/remi-tech

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about REMI TECHNOLOGIES LTD