Trinity Private Wealth

What Trinity Private Wealth does

Trinity Private Wealth is a boutique, family-owned financial advisory practice headquartered in Wembley, Perth, Western Australia, operated through Karkotis Family Pty Limited (ABN 69 603 542 702) and licenced as an Authorised Representative and Credit Representative of Akumin Financial Planning Pty Limited (AFSL 232706). The firm delivers holistic financial planning services organised around three pillars: wealth creation (goals-based financial planning, cashflow and debt management, investment and superannuation strategies including SMSF, retirement, tax, and Centrelink/aged care planning), wealth protection (personal and business life, TPD, income protection, trauma, and business succession insurance), and wealth preservation (estate planning, wills, testamentary trusts, enduring powers of attorney, and advance health directives). Mortgage broking—covering home loans, investment loans, SMSF borrowing, refinancing, and asset financing—is offered alongside advisory services, making the practice a one-stop credit and advice provider for its clientele.

The practice targets high-net-worth and time-poor professionals in Perth and broader Western Australia, with a deliberate concentration in the medical, legal, mining, oil and gas, and FIFO industries. Named testimonials on the firm's site are drawn from gastroenterology, cardiology, paediatrics, mining, and oil and gas professionals, indicating a tightly-defined client persona profile. The 3-person team comprises Managing Director and Financial Adviser Nektar Karkotis (CFP®, 20+ years' tenure, AFR Smart Investor Masterclass Top 3/4/5 in Australia 2011–2013, FASEA-compliant), Practice Manager Wendy Karkotis (CFP®, 19+ years), and Client Relationship Manager Camille Rigoli (Cert IV Mortgage Broking). Service delivery follows a documented 5-step process (Understand, Prioritise, Develop, Implement, Measure) and is paired with the proprietary Trinity Investment Experience—a 11-philosophy evidence-based investment framework grounded in Nobel Prize-winning research.

Commercially, Trinity operates a professional services revenue model: fee-based holistic financial planning engagements, structured on a quote-based cadence (annually recurring for ongoing review), supplemented by mortgage broking commissions and insurance trails. Pricing is not publicly disclosed. The go-to-market is relationship-led and relies primarily on personal referrals and word-of-mouth among Perth professional networks, augmented by a Google Business listing, LinkedIn presence, and direct email enquiry channels. No technology platform, app, API, integration, or AI capability is disclosed; the firm uses standard third-party financial planning software, research, and investment platforms.

Name

Trinity Private Wealth

Legal name

Karkotis Family Pty Limited

Website

https://trinityprivatewealth.com.au

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Short description

Trinity Private Wealth is a Perth-based, family-owned boutique financial advisory practice (operating under Akumin Financial Planning's AFSL) offering holistic wealth creation, protection, preservation, and mortgage broking services to high-net-worth professionals in Western Australia's medical, legal, mining, oil and gas, and FIFO industries.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAEABAC

Private Banking & UHNW Wealth Advisory

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Wealth & Retirement Advisory

Keywords

• Financial planning services
• Wealth management advisory
• Retirement planning
• Mortgage broking services
• Estate planning services

Headquarters

HQ city

Wembley

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Planning Advisory Fees: Fees generated from comprehensive financial planning services including holistic financial planning, budgeting and cashflow management, debt management and structuring, investment planning and wealth management, superannuation strategies including Self Managed Super Funds, taxation planning, risk management and wealth protection, and estate planning.
2. Mortgage Broking Services: Revenue from mortgage broking services including home loans, investment property loans, SMSF borrowing, debt consolidation and refinancing, and car/equipment financing.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Trinity Private Wealth is a boutique financial advisory firm providing holistic financial planning services to high-net-worth individuals and time-poor professionals in Perth, Western Australia. Its core offerings span wealth creation (investment planning, superannuation, retirement planning), wealth protection (life, TPD, income protection, trauma and business insurance), wealth preservation (estate planning, wills, trusts, powers of attorney), and mortgage broking services (home loans, investment loans, SMSF borrowing). The firm operates under a structured five-step financial planning process and is delivered as an integrated practice rather than standalone product modules.

Product overview

Trinity Private Wealth is a single integrated financial planning practice offering a holistic suite of advisory services. The core offering is organised around three pillars: Wealth Creation Services (goals planning, cashflow management, debt management, investment portfolios, superannuation, retirement and tax planning), Wealth Protection Services (personal and business insurance including life, TPD, income protection, trauma, and business-specific coverage), and Wealth Preservation Services (estate planning including wills, trusts, and powers of attorney). Additional services include Mortgage Broking, the five-step Financial Planning Process, and the Trinity Investment Experience (evidence-based investment education programme). These services are delivered as an integrated practice rather than separate modules or products.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Creation Services Comprehensive wealth building services for high-net-worth individuals and professionals, including goals planning, cashflow and budgeting, debt management, savings and investment portfolios, superannuation strategies, retirement planning, tax planning and structuring, Centrelink planning, and aged care.
• Wealth Protection Services Personal and business wealth protection services including life insurance, total and permanent disablement (TPD) insurance, income protection, trauma (critical illness) insurance, child protection, buy/sell agreements, business succession planning, business expense insurance, and key person insurance.
• Wealth Preservation Services Estate planning services including wills, testamentary trusts, enduring powers of attorney, guardianship of children, and advanced health directives. Designed to ensure clients' lifetime of effort benefits and supports their loved ones.
• Mortgage Broking Services Fully accredited mortgage broking services covering home loans, investment loans, SMSF borrowing, debt consolidation and refinancing, and car and equipment financing. Delivered by a qualified mortgage broker (Certificate 4 Mortgage Broking, MFAA).
• Financial Planning Process Structured five-step financial planning process: understanding client needs, prioritising goals, developing plans collaboratively, implementing action plans, and measuring progress through regular reviews. Designed to provide disciplined, ongoing advisory engagement.
• Trinity Investment Experience Evidence-based investment education programme grounded in Nobel Award-winning research, covering 11 documented investment philosophies including market pricing acceptance, long-term investing, diversification, and cost management. Provides clients with a proprietary framework for understanding investment decisions.

Quantifiable outcome

• Six-figure insurance claim payout recovered for clients through proactive advice on an old policy

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Akumin Financial Planning Pty LimitedcoreOthersTrinity Private Wealth operates as Karkotis Family Pty Limited (ABN 69 603 542 702), trading as Trinity Private Wealth, which is an Authorised Representative and Credit Representative of Akumin Financial Planning Pty Limited (ABN 89 051 208 327). Akumin Financial Planning Pty Limited is the Australian Financial Services Licensee and Australian Credit Licensee (license number 232706) under which Trinity operates. This is a regulatory licensing relationship that allows Trinity to provide financial advice and mortgage broking services.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Bridges Financial Group: Australian privately-held financial advisory business focused on personal financial advice, superannuation and retirement planning — directly comparable fee-for-service holistic advice model serving HNW individuals and professionals.
• Capstone Financial Group: Privately-owned Australian financial advice firm offering holistic financial planning and wealth management for high-net-worth individuals — comparable boutique structure, fee-based advice model and integrated service offering.
• Vista Financial Group: Privately-owned Australian financial advice practice delivering comprehensive financial planning, investment and risk-insurance advice to HNW clients — directly comparable boutique advice model and ICP.
• Hewison Private Wealth: Boutique privately-owned Australian wealth advisory practice targeting HNW clients with comprehensive financial planning, superannuation and estate services — a closely comparable fee-based holistic advice model for high-net-worth professionals.
• Shadforth Financial Group: Boutique Australian financial advisory firm serving high-net-worth individuals and professionals with holistic wealth creation, protection and estate planning — directly aligned with Trinity's integrated pillars and HNW time-poor professional ICP.
• Atlas Wealth Management: Boutique Australian financial advisory firm serving HNW individuals with financial planning, investment and wealth protection services — closely comparable in scale, integrated service suite and HNW professional target segment.

Broad incumbents

• Ord Minnett Private Wealth: Australian full-service wealth manager combining private client stockbroking, financial advice and portfolio management for HNW/UHNW clients — comparable HNW/UHNW target segment with a broader portfolio of services.
• Count Financial: Australian financial advice network of Authorised Representatives under a single AFSL. Operates a similar rep-under-licensee advisory structure to Trinity and competes for the same HNW professional clients across metropolitan markets.
• Charter Financial Planning (Australian Unity): Large Australian advice dealer group providing holistic wealth advice and retirement planning through a network of advisers — comparable AFSL-rep business model targeting similar affluent and pre-retiree segments.
• AMP Financial Planning: Australia's largest advice licensee and Trinity's own AFSL/Australian Credit licensee parent. Operates a large network of authorised representative financial planning practices — directly comparable business model (rep-under-licensee advisory practices), making it the most direct broad incumbent reference point.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/trinity-private-wealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trinity Private Wealth