Heritance
Heritance is a non-custodial digital platform that helps Indian families discover, document, and recover financial assets—including bank accounts, insurance, property, gold, and crypto—when the primary owner becomes unreachable. It targets Indian households via self-serve subscription tiers with content-driven acquisition.
- Company typePrivate
- Founded2026
- HeadquartersNot specified, India
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Heritance does
Heritance is a non-custodial digital platform that helps Indian families discover, document, and recover financial assets—including bank accounts, fixed deposits, demat accounts, insurance policies, property documents, gold, lockers, cryptocurrency wallets, EPF, and NPS—when the primary owner becomes unreachable due to death or incapacitation. The platform is organized as a four-layer recovery-ready system: Asset Discovery (a private inventory covering 40+ pre-built asset categories), Recovery Mapping (documentation of nominee details, locker keys, seed phrase locations, advisors, and executors without surrendering custody), Heirs and Rules assignment (beneficiaries, trusted contacts, and conditional recovery workflows), and Handoff (proof-of-life checks and verified contingency triggers that guide heirs through step-by-step recovery). Heritance does not hold user assets, passwords, or private keys; it functions as an organizational and documentation layer that maps access information while leaving custody with the underlying financial institutions.
The product is delivered through a self-serve website at heritance.in with three subscription tiers in Indian Rupees: Starter (₹249/month) for individuals building their recovery checklist, Family (₹499/month) adding heir handoff guidance and priority support, and Premium (₹999/month) for larger estates and business owners with advanced planning and concierge onboarding. The Terms of Service describe a one-time payment model with no recurring charges or automatic renewals, creating a discrepancy with the monthly/annual subscription framing on the pricing page that suggests annual plans may be one-time purchases. Heritance operates as a product-led growth business driven by content marketing—an educational blog covering EPF, NPS, gratuity, legal heir certificates, and asset recovery—plus SEO on inheritance-related queries. The company is based in India (support hours in IST), serves Indian households as the primary segment, and has signaled intent to expand into employer-sponsored B2B2C distribution through HR and benefits partnerships, with secondary segments targeted at ESOP/startup equity holders and NRI families. No funding, revenue, customer counts, or management team information is publicly disclosed.
Heritance firmographics
Firmographics- Name
- Heritance
- Legal name
- Heritance
- Website
- https://heritance.in
- Company type
- Private
- Founded year
- 2026
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Heritance is a non-custodial digital platform that helps Indian families discover, document, and recover financial assets—including bank accounts, insurance, property, gold, and crypto—when the primary owner becomes unreachable. It targets Indian households via self-serve subscription tiers with content-driven acquisition.
- Ownership category
- akta.pro rank
Heritance industry classification
Industry- Product category
- Inheritance Readiness Platform
- NAICS
- Trusts, Estates, and Agency Accounts (525920)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Recovery & Inheritance Solutions (social recovery services, dead-man switches, key escrow) (FSAPACAK)
- akta.pro secondary industry
- Self-Custody Wallets (EOA, seed phrase, HD wallets) (FSAPACAA)
Keywords
Where Heritance is headquartered
LocationHeadquarters
- HQ city
- Not specified
- HQ country
- India
- HQ region
- Asia
Offices1 record
Markets served
Heritance business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- SaaS Subscription Plans: Three-tier subscription model (Starter, Family, Premium) billed monthly or annually. Pricing is in Indian Rupees. The Starter plan targets individuals, the Family plan targets households, and the Premium plan targets larger estates and business owners.
- One-Time Service Fees: The Terms of Service explicitly state a ONE-TIME PAYMENT MODEL: fees displayed for each plan represent the total amount payable, with no recurring charges, no subscription fees, and no automatic renewals. Additional services beyond the purchased plan require a separate purchase. All prices are inclusive of applicable taxes unless otherwise stated.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Starter — ₹249/month — Asset Directory, Smart Recommendation, Email support. Focused setup for individuals getting their recovery checklist in order. |
| Subscription | Monthly | Family — ₹499/month — Everything in Starter + Heir handoff guidance, Priority support. Built for households with guided recovery planning and better coordination. |
| Subscription | Monthly | Premium — ₹999/month — Everything in Family + Advanced planning, Concierge onboarding. Best for larger estates, business owners, and more complex recovery workflows. |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
Heritance product offering
Product offeringCore offering
Heritance is a non-custodial SaaS platform that helps Indian families discover, document, and recover financial and physical assets (bank accounts, fixed deposits, demat holdings, insurance policies, property, gold, lockers, cryptocurrency wallets, EPF, NPS, and more) when the owner is no longer reachable. The product combines a private asset inventory across 40+ categories with recovery mapping, proof-of-life contingency triggers, heir assignment, and guided step-by-step heir recovery workflows — without ever taking custody of user assets, passwords, or private keys.
Product overview
Heritance is a unified family continuity and inheritance readiness platform that provides a single integrated system for asset discovery and recovery. The platform consists of the core Heritance Platform with four functional layers (Discovery, Recovery Map, Heirs, and Handoff) plus three pricing tiers: Starter (individual asset directory and smart recommendations), Family (adds heir handoff guidance and priority support), and Premium (adds advanced planning and concierge onboarding). The platform is non-custodial by design — it does not hold user assets but helps families discover and recover them independently. The company operates on a one-time payment model with no subscription fees, recurring charges, or automatic renewals.
Differentiator
Problem solved
Functional benefit
Products and services
- Heritance Platform A non-custodial family continuity and inheritance readiness platform that helps Indian families discover, document, and recover financial and physical assets (bank accounts, fixed deposits, demat holdings, insurance policies, property, gold, lockers, cryptocurrency wallets, EPF, NPS, and more) when the owner is no longer reachable. Built around a four-layer system — Asset Discovery (40+ pre-built categories), Recovery Map (nominees, seed phrases, locker keys, advisors), Heirs Assignment (beneficiaries, trusted contacts, conditional recovery rules), and Handoff Trigger (proof-of-life checks and verified contingency workflows) — for working professionals, households, business owners, and NRI families.
Quantifiable outcome
- Families systematically searching for forgotten assets recover 30–75% more than they initially estimated
- +3 more outcomes
Companies that use Heritance
Customer profileSegments4 records
Ideal customer profiles4 records
Heritance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Heritance partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights5 records
Heritance competitors and assessment
Company assessmentDirect peers
- Cake: End-of-life planning platform combining wills, asset inventory, and beneficiary guidance for US consumers. Comparable as a consumer-facing continuity product targeting the same 'make recovery easier for heirs' problem Heritance solves.
- Snug: Digital estate planning service that helps families document assets, secure key information, and create recovery plans for heirs. Closely aligned with Heritance's discovery → mapping → heir-handoff layered approach.
- Trust & Will: Online estate planning platform offering wills, trusts, and asset organization tools for US families. Directly comparable as a digital continuity/inheritance readiness product serving end consumers with subscription pricing, though focused on US legal frameworks rather than Indian asset categories.
- GoodTrust: Digital estate planning platform that helps families organize digital assets, wills, and legacy information. Closely comparable on the non-custodial asset-discovery and heir-recovery value proposition Heritance emphasizes.
- Vanilla: Estate planning platform focused on advisors and families, offering wills, trusts, and beneficiary workflows. Comparable on the digital estate infrastructure layer, though historically more advisor-channel oriented.
Broad incumbents
- Everplans: Pioneer in digital estate planning, offering asset inventory and legacy documentation for US consumers. Comparable in product concept but broader incumbent with longer operating history and partnerships across financial services.
- Wealth.com: Wealth management and estate technology platform serving financial advisors and their clients. Comparable as a broader estate/asset-organization incumbent with deeper advisor distribution than Heritance's current PLG motion.
- 1Password: Password manager with extended features for digital legacy and emergency access. Adjacent competitor for the credential/seed-phrase portion of Heritance's offering, with significantly stronger brand and distribution globally.
Regional players
- LegalDesk: Indian online legal services platform offering wills, affidavits, and documentation. Most directly comparable Indian peer — same geography and customer base — but anchored in document generation rather than non-custodial asset discovery.
Others
- Policygenius: Online insurance and financial planning marketplace that includes life insurance and beneficiary guidance. Adjacent — overlaps at the beneficiary/nominee documentation layer — but broader in scope and not focused on continuity infrastructure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Heritance social profiles
Digital presenceHeritance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Heritance leadership team
Management profileNumber of profiles
Heritance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Heritance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Heritance
What does Heritance do?
Heritance is a non-custodial SaaS platform that helps Indian families discover, document, and recover financial and physical assets (bank accounts, fixed deposits, demat holdings, insurance policies, property, gold, lockers, cryptocurrency wallets, EPF, NPS, and more) when the owner is no longer reachable. The product combines a private asset inventory across 40+ categories with recovery mapping, proof-of-life contingency triggers, heir assignment, and guided step-by-step heir recovery workflows — without ever taking custody of user assets, passwords, or private keys.
Is Heritance a public or private company?
Heritance is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Heritance founded?
Heritance was founded in 2026. It employs 1 to 10 people.
Where is Heritance based?
Heritance is headquartered in Not specified, India, in the Asia region.
How does Heritance make money?
Two revenue lines are on record. SaaS Subscription Plans are the primary driver. The others are one-Time Service Fees.
Who are Heritance's main competitors?
Direct peers on record are Cake, Snug, Trust & Will, GoodTrust and Vanilla. Broad incumbents are Everplans, Wealth.com and 1Password. LegalDesk is listed as a regional player. Policygenius is listed as an others.
Does Heritance have an API?
No public API is recorded for Heritance.
What industry is Heritance in?
Heritance's product category is Inheritance Readiness Platform. Its primary akta.pro industry code is FSAPACAK, Recovery & Inheritance Solutions (social recovery services, dead-man switches, key escrow), with a secondary code of FSAPACAA, Self-Custody Wallets (EOA, seed phrase, HD wallets). Its NAICS code is 525920 and its SIC code is 7370.