Southwest Fresno Community Development Corporation

What Southwest Fresno Community Development Corporation does

Southwest Fresno Community Development Corporation (SWFCDC) is a nonprofit community development corporation founded in 2012 and headquartered at 1424 West California Avenue in Fresno, California, serving residents of the 93706 ZIP code. The organization operates a HUD-certified Housing Counseling Agency delivering a structured seven-step homeownership pathway that includes pre-qualification assessment, an 8-hour HUD homebuyer education course, one-on-one counseling, credit and financial coaching, down payment assistance navigation, home search support, and closing plus post-purchase counseling. Service delivery combines in-person workshops at Westside Church of God with virtual Zoom sessions and a self-paced Framework Homeownership online course, supported by a referral network of trusted lenders and real estate professionals.

SWFCDC's secondary line of activity is affordable housing development and neighborhood revitalization. The organization is constructing the Binion Senior Cottages at Westside, a 21-unit small-scale cottage rental development for seniors aged 62+ targeted for 2027 completion, and runs the SW Fresno RISING program to acquire, renovate, and resell distressed properties to graduates of its housing counseling pipeline. A $2 million partnership with Mechanics Bank underpins the renovation pipeline, and the organization has stated a goal of enabling 1,000+ new homes in 93706 over the next decade.

The business model is nonprofit and not revenue-oriented in a commercial sense: SWFCDC is funded through institutional donations and grants (Kresge Foundation, Enterprise Foundation, Chan Zuckerberg Initiative, US Bank, Community West Bank, Fagundes Dairy), tiered individual donations ($100-$1,000), corporate sponsorships, and strategic partnerships with the City of Fresno and developers such as Self-Help Enterprises. Programs are delivered free or at low cost to community members, with no publicly disclosed pricing. The board is chaired by Marc Ryder of US Bank, and the organization is led by President and CEO Allysunn Walker, a co-founder.

Name

Southwest Fresno Community Development Corporation

Legal name

Southwest Fresno Community Development Corporation

Website

https://swfresnocdc.org

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

Southwest Fresno Community Development Corporation is a HUD-certified nonprofit housing counseling agency and affordable housing developer serving low-to-moderate income residents of Fresno's 93706 ZIP code through homebuyer education, credit counseling, and neighborhood revitalization.

Ownership category

akta.pro rank

Product category

Affordable Housing and Community Development Services

NAICS

Other Individual and Family Services (624190), Other Residential Care Facilities (623990)

SIC

Land Subdividers & Developers (No Cemeteries) (6552)

akta.pro primary industry

Housing Counseling, Foreclosure Prevention & Loss Mitigation Programs (FSALAKAM)

akta.pro secondary industries

Community Development & Neighborhood Revitalization Housing Programs (FSALAKAO), Down Payment Assistance (DPA) & Homebuyer Subsidy Programs (FSALAKAE), Mortgage Delinquency & Foreclosure Prevention Counseling (FSAEAFAF), Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF)

Keywords

• Affordable housing development
• Homeownership education
• Housing counseling
• Community development
• Neighborhood revitalization

Headquarters

HQ city

Fresno

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Homeownership Education and Counseling Services: SWFCDC provides HUD-certified homeownership education courses and personalized housing counseling to future homebuyers. Services include 8-hour homebuyer education workshops, one-on-one counseling, credit coaching, and post-purchase support. The organization also connects clients with down payment assistance programs and trusted lending partners.
2. Affordable Housing Development: SWFCDC works with developers, government entities, and financial partners to construct affordable housing units. Projects include the Binion Senior Cottages (21-unit affordable rental housing for seniors 62+) and neighborhood revitalization through purchase and renovation of distressed properties.
3. Donations and Sponsorships: The organization accepts donations and sponsorships from individuals and organizations. Donation tiers include Partners ($1,000), Investors ($500), Supporters ($250), and Friends ($100). Corporate sponsors and event sponsors support the annual conference and workshops.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

SWFCDC is a HUD-certified Housing Counseling Agency that provides homeownership education and individualized housing counseling to low-to-moderate income residents of Southwest Fresno's 93706 ZIP code. Its core offering is a guided seven-step pathway that takes future homebuyers from pre-qualification and credit coaching through HUD-certified education, down payment assistance coordination, home search, closing, and post-purchase support. The organization also develops and operates affordable rental housing (e.g., Binion Senior Cottages) and acquires and renovates distressed properties for resale to program graduates through the SW Fresno RISING neighborhood revitalization program funded in part by a $2 million partnership with Mechanics Bank.

Product overview

Southwest Fresno Community Development Corporation (SWFCDC) operates as a community development organization rather than a technology company. Its core offerings center on HUD-certified homeownership education and housing counseling services, delivered through a structured pathway from pre-qualification through closing and post-purchase support. The product portfolio includes the 8-Hour HUD Homebuyer Education Course, Credit Counseling Services, Down Payment Assistance Programs, One-on-One Housing Counseling, Post-Purchase Counseling, and Mortgage Delinquency/Foreclosure Prevention services. The organization also develops affordable housing through projects like the Binion Senior Cottages at Westside (21-unit senior rental housing) and the SW Fresno RISING neighborhood revitalization program. Educational workshops include Minor Home Repair and Financial Literacy Workshop Series. An online education option is provided through Framework, a third-party platform partner.

Differentiator

Problem solved

Functional benefit

Products and services

• 8-Hour HUD Homebuyer Education Course HUD-certified comprehensive homebuyer education course covering budgeting, credit management, and the home buying process; completion satisfies education requirements for first-time homebuyer assistance programs including WISH and CalHFA. Delivered monthly in-person at Westside Church of God and online.
• Credit Counseling Services Individualized credit improvement action plans developed by HUD-certified counselors to help prospective homebuyers overcome credit barriers to mortgage qualification.
• Down Payment Assistance Programs Connection to down payment assistance grants and programs available to low-to-moderate income families in Fresno County, facilitated through trusted lending partners.
• One-on-One Housing Counseling Personalized action plans created by dedicated housing counselors to address individual barriers to homeownership for prospective first-time homebuyers.
• Post-Purchase Counseling Ongoing counseling for homeowners including home maintenance education and support to ensure long-term success as a homeowner.
• Mortgage Delinquency and Foreclosure Prevention Assistance for homeowners struggling with mortgage payments, including guidance on options to avoid foreclosure and communication with lenders.
• Binion Senior Cottages at Westside 21-unit small-scale cottage development of affordable rental housing for seniors (62+) seeking to age in place in Southwest Fresno. Cottages range from 499-625 sq.ft. with 1-2 bedrooms in a park-like setting with supportive services for healthy living and socialization.
• SW Fresno RISING Neighborhood Revitalization Program to purchase and renovate foreclosed, distressed, and abandoned properties for sale to first-time homebuyers, leveraging private sector investment and layering in down payment assistance.
• Minor Home Repair Workshops Quarterly hands-on workshops teaching basic household maintenance for residents and homeowners, including fixing window screens, patching wall damage, replacing light switches, sprinkler maintenance, and dryer vent cleaning.
• Financial Literacy Workshop Series Workshop series covering money mindset, household budgeting, credit improvement, and money management for adults and young adults.
• Framework Online Homebuyer Education Convenient online homebuyer education course through Framework Homeownership, allowing self-paced completion from home with a required one-on-one counseling session for HUD certificate.

Quantifiable outcome

• Participant credit score improvement from 620 to 775+ (200+ point increase)
• +1 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• City of FresnocoreStrategic or Co-development PartnerGovernment partner investing in SWFCDC. Councilmember Arias and the City Planning and Development department collaborate on affordable housing projects and neighborhood revitalization.
• Westside Church of GodcoreStrategic or Co-development PartnerPrimary venue partner hosting workshops, classes, and events. Pastor Binion (founder of SWFCDC) leads the church and serves as board member. Land dedication and groundbreaking ceremonies held at church location (1424 W. California Ave).
• Self-Help EnterprisesminorStrategic or Co-development PartnerAffordable housing developer partner represented on SWFCDC board by Scott Berry. Collaborates on housing development projects in the region.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Self-Help Enterprises: California-based nonprofit community development corporation that provides housing counseling, affordable housing development, and community revitalization in the San Joaquin Valley. Already an SWFCDC board-level partner, making it the most directly comparable peer in geography and service mix.
• Community Housing Improvement Systems and Planning Associates (CHISPA): Salinas-based nonprofit affordable housing developer and HUD counseling agency serving California's Central Coast and inland communities. Comparable model combining homeownership education, housing counseling, and affordable rental development.
• Habitat for Humanity Fresno Area: Affordable housing developer and homeownership program operator serving Fresno and surrounding counties. Directly comparable mission of building and selling affordable homes to low-income families, often paired with homebuyer education and counseling.

Regional players

• Fresno Housing Authority: Public housing authority administering Section 8 vouchers and affordable rental properties throughout Fresno County. Operates in the same geography as SWFCDC and serves overlapping low-income populations, but as a government entity rather than a nonprofit CDC.

Broad incumbents

• NeighborWorks America (and local NeighborWorks affiliates): National network of HUD-approved housing counseling agencies and community development nonprofits. SWFCDC could pursue NeighborWorks affiliation; comparable in counseling, foreclosure prevention, and homebuyer education services.
• Enterprise Community Partners: National nonprofit that invests in affordable housing development, community development financial institutions, and HUD counseling programs. Both an SWFCDC funder and a structural model for scaling community development impact.
• National Council of La Raza / UnidosUS (via housing programs): National Latino civil rights organization with extensive housing counseling and homeownership programs serving Hispanic communities. Comparable in serving first-time, low-to-moderate income Latino homebuyers in California markets.
• Local Initiatives Support Corporation (LISC): National CDFI and community development organization that finances affordable housing and supports local CDCs with grants and technical assistance. A scale and capital-structure comparable to what SWFCDC aspires to grow into.
• Rural Community Assistance Corporation (RCAC): Regional CDFI providing housing, infrastructure, and community development financing across rural California and the West. Comparable in combining counseling, affordable housing development, and capital deployment for low-income communities.

Emerging players

• GRID Alternatives: California-based nonprofit that installs rooftop solar and provides workforce development for low-income communities. Comparable mission of building wealth in disinvested neighborhoods, with overlapping funder base (CZI, Kresge) and similar geographic focus in California's Central Valley.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/southwest-fresno-development-corp

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Southwest Fresno Community Development Corporation