Liquid Mortgage

Name

Liquid Mortgage

Legal name

LiquidFi, Inc.

Website

https://liquidmortgage.io

Company type

Private

Operating status

Operating

Ownership category

akta.pro rank

Product category

Mortgage Lending Technology

NAICS

Real Estate Credit (522292), Nondepository Credit Intermediation (5222), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Finance Services (6199), Asset-Backed Securities (6189), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG)

Keywords

• Blockchain mortgage infrastructure
• Loan data verification
• Loan-backed digital assets
• Warehouse lending technology
• Capital markets blockchain

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Platform/SaaS Licensing: Likely subscription or usage-based licensing model for access to the LiquidFi platform suite including Archive, Verify, and Payments products. The company targets institutional participants (lenders, servicers, investors, warehouse lenders) in the mortgage ecosystem.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Liquid Mortgage provides a blockchain-based infrastructure platform (LiquidFi) that serves as a verifiable, distributed ledger for loan data, documents, payments, and ownership across the lending lifecycle. The platform supports origination, diligence, warehouse lending, securitization, and capital-markets workflows for residential, single-family rental, multifamily/commercial, and other non-traditional asset classes. It is delivered to enterprise customers as a software platform with API access, with revenue tied to platform/subscription access and potential licensing of its patented distributed-ledger technology (US Patent #11,068,978).

Product overview

LiquidFi is a platform-plus-modules architecture providing decentralized loan management infrastructure for the lending ecosystem. The core LiquidFi Platform offers loan-backed digital asset solutions, with interconnected modules including Digital Assets (for asset representation and trading), Liquid Archive (for data and document history), Liquid Verify (for loan file verification), Payments (for blockchain-based payment processing), and Capital Markets (for trading and fractionalization). The platform processes over $21.7 billion in loan UPB across 29,308 loans and supports multiple lending sectors including residential, single-family rental, multifamily, commercial, and other asset classes.

Differentiator

Problem solved

Functional benefit

Products and services

• LiquidFi Platform Enterprise blockchain-based platform that serves as a shared, distributed ledger for loan data, documents, payments, and ownership across the lending lifecycle, for lenders, warehouse lenders, securitization participants, and real estate investors.
• Digital Assets Loan-backed digital assets that represent and distribute loan-level economics on the LiquidFi ledger, used by capital-markets participants, issuers, and investors for verifiable pool and ownership data.
• Liquid Archive Archive of loan data and supporting documents stored on the LiquidFi blockchain, providing immutable, auditable historical records for lenders, warehouse lenders, and capital-markets participants.
• Liquid Verify Verification tooling that validates the integrity and provenance of loan records on the LiquidFi ledger, supporting diligence and audit use cases for lenders, warehouse lenders, and investors.
• Payments Payments rail that records and processes loan-related payment activity on the LiquidFi blockchain, used for ongoing loan servicing and warehouse collateral workflows.
• Capital Markets Capital markets module of the LiquidFi Platform that supports securitization, deal structuring, and distribution of loan pool data to investors and rating agencies via the shared ledger.

Quantifiable outcome

• Daily loan-level reporting for securitization investors and warehouse lenders
• +2 more outcomes

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Provenance Blockchain: Provenance Blockchain is a public blockchain purpose-built for financial services, with documented mortgage and asset-backed lending use cases. It competes with LiquidFi's on-chain loan data, document, and payment infrastructure for institutional lending participants.
• Figure Technologies: Figure Technologies operates blockchain-native lending infrastructure (Figure Connect, Provenance Blockchain founder) and directly competes with LiquidFi in applying distributed ledger technology to mortgage and consumer credit workflows, including loan trading and securitization.
• Securitize: Securitize is a tokenization platform for real-world assets including private credit, securities, and funds, with strong institutional adoption. It overlaps with LiquidFi's digital-asset representation of loan-backed instruments and capital markets use cases.
• tZERO: tZERO provides blockchain-based infrastructure for issuing, trading, and settling private securities, overlapping with LiquidFi's Capital Markets module for trading and fractionalization of loan-backed assets and other real-world assets.

Broad incumbents

• ICE Mortgage Technology (Black Knight): ICE Mortgage Technology (formerly Black Knight) is the dominant mortgage technology incumbent providing origination, servicing, and capital markets software to lenders, servicers, and investors — the same customer base LiquidFi addresses with blockchain-native infrastructure.
• Digital Asset Holdings: Digital Asset builds enterprise distributed ledger technology (Canton, Daml) used across capital markets, post-trade, and asset servicing. It is a broad incumbent addressing similar institutional infrastructure needs as LiquidFi in the financial services vertical.
• Mortgage Cadence (Accenture): Mortgage Cadence, an Accenture company, provides enterprise loan origination and workflow software for mortgage lenders. It competes indirectly as an entrenched workflow incumbent that could absorb blockchain features rather than integrate LiquidFi.
• R3 Corda: R3's Corda is an enterprise distributed ledger platform widely adopted by banks and financial institutions for loan syndications, capital markets, and trade finance. It is a broad incumbent offering overlapping infrastructure for the same institutional counterparties LiquidFi targets.

Emerging players

• Polymath: Polymath provides security token infrastructure and tooling for issuing and managing regulated digital securities. It addresses a subset of LiquidFi's Capital Markets scope, focused on the issuance layer rather than ongoing loan data/audit management.
• Kadena: Kadena offers a scalable proof-of-work blockchain with a finance-focused go-to-market, including smart-contract tooling for financial workflows. It is an emerging platform competing for institutional blockchain-in-finance deployments that LiquidFi targets.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Liquid Mortgage