NFZ Łódź

What NFZ Łódź does

NFZ Łódź (Łódzki Oddział Wojewódzki Narodowego Funduszu Zdrowia) is the regional branch of Poland's National Health Fund operating in the Łódź Voivodeship. As a regional office of a public statutory body wholly owned by the Republic of Poland under the supervision of the Minister of Health, it administers mandatory public health insurance for all insured residents of the voivodeship and contracts healthcare providers across primary, specialist, hospital, pharmacy, and rehabilitation care. The entity was established in 2004 under the Act on Healthcare Services Financed from Public Funds, operates a headquarters in Łódź with delegations in Piotrków Trybunalski, Sieradz, and Skierniewice, and is governed by a Branch Council (Rada Oddziału) most recently reconstituted on 27 May 2025.

The entity's technology stack comprises a national-scale public healthcare IT infrastructure including Centralna e-rejestracja (CeR) for electronic appointment booking across mammography, HPV HR testing, and cardiology; Internetowe Konto Pacjenta (IKP) and its mobile app mojeIKP for patient self-service; e-Weryfikacja Uprawnień Świadczeniobiorców (eWUŚ) for real-time insurance verification integrated with ZUS and KRUS data feeds; and supporting platforms including Diety NFZ (19 dietary plans, 900,000+ users), Akademia NFZ, MojeFizjo+, and the ZIP/G-SL provider locator. It runs prevention programs (Profilaktyka 40 PLUS, breast/cervical/colorectal cancer screening), coordinated care pathways across cardiology, diabetology, pulmonology, endocrinology, and nephrology, and specialized initiatives including KOS-BAR bariatric surgery coordination and a children's e-addiction treatment pilot.

Funding flows from mandatory health insurance contributions (~9% of income for employed persons) collected by ZUS and allocated by the national NFZ, supplemented by state budget appropriations for specific programs. Services are provided free at point of use to insured residents with no co-payments for covered benefits, and the entity generates no commercial revenue. Provider-side contracting uses competitive procurement (postępowania konkursowe) under public procurement law, with multi-year framework agreements. Customer-facing channels include a 24/7 national hotline (800 190 590), physical client service halls with self-service prevention kiosks, mobile Przystanek Zdrowia events, and digital portals — no traditional commercial GTM motion applies given the statutory mandate.

Name

NFZ Łódź

Legal name

Łódzki Oddział Wojewódzki Narodowego Funduszu Zdrowia

Website

https://nfz-lodz.pl

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

NFZ Łódź is the regional branch of Poland's National Health Fund administering mandatory public health insurance for the Łódź Voivodeship. It contracts a network of providers across primary, specialist, hospital, and pharmacy care, operates digital health platforms (IKP, eWUŚ, central e-registration), and delivers preventive and coordinated care programs to insured residents free at point of use.

Ownership category

akta.pro rank

Product category

Public Health Insurance Administration

NAICS

Other Insurance Funds (525190), Health Care and Social Assistance (62)

SIC

Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)

akta.pro primary industry

National Public Health Reference Laboratories (HLAJAIAA)

Keywords

• Public health insurance
• Universal healthcare coverage
• Preventive health programs
• Coordinated primary care
• Healthcare services administration

Headquarters

HQ city

Poland

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Public Health Insurance Contributions: NFZ is funded through mandatory health insurance contributions collected as part of social security contributions from employed citizens, based on a percentage of income. The fund also receives allocations from the state budget for specific programs.

Pricing tiers

Distribution channels8 records

Marketing channels7 records

Core offering

NFZ Łódź is a regional governmental branch of Poland's National Health Fund that administers public health insurance and contracts healthcare providers across the Łódź Voivodeship. It funds universal healthcare for insured residents through mandatory social contributions, manages preventive programs (cancer screening, vaccinations, 40+ health checks), coordinates care pathways for chronic diseases, and operates patient service infrastructure including client service halls, a 24/7 hotline, and digital portals such as IKP and central e-registration.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 858,000 patients covered by coordinated care (2024), up from 331,000 in 2023
• +4 more outcomes

Named customers9 records

Segments8 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

Feature3 records

Scale indicators15 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• NHS England: Statutory national health service and single payer in England. Operates the UK equivalent of NFZ's role — funding healthcare through taxation, contracting providers, and administering national digital systems (NHS App, e-Referral). Compares as a scaled, mature public-payer model.
• GKV-Spitzenverband: Central federation of all German statutory health insurance funds. Plays a coordinating, contracting, and digital-services role for the German SHI system, closely mirroring the function NFZ Centrala plays for Polish regional branches.
• Centers for Medicare & Medicaid Services (CMS): US federal agency administering Medicare and Medicaid — large-scale public health insurance payer with mandatory enrollment cohorts, contracted provider networks, and substantial digital infrastructure. Comparable in scale, mandate, and payer-provider role.
• Caisse Nationale de l'Assurance Maladie (CNAM): National French health insurance fund. Administers statutory health coverage funded via social contributions, operates the Ameli digital portal (comparable to IKP/mojeIKP), and contracts healthcare providers. Direct French analog to NFZ.
• AOK Bundesverband: Federation of Germany's largest group of statutory health insurance funds. Operates under Germany's SHI system (similar Bismarck-style social-insurance model to Poland's NFZ), administering mandatory contributions and contracting providers. Comparable in regulatory structure and payer-side role.

Direct peers

• Mazowiecki Oddział Wojewódzki NFZ: Sister regional branch in Warsaw (Mazowieckie Voivodeship). Runs the same universal public health insurance mandate under identical national legislation, with the largest regional budget by population. Directly comparable operating model and service catalogue to ŁOW NFZ Łódź.
• Małopolski Oddział Wojewódzki NFZ: Regional NFZ branch covering Małopolska (Krakow region). Operates the same statutory insurance contracts, preventive programs, and e-services within its voivodeship, making it a directly comparable counterpart to Łódź in scope and function.
• NFZ Centrala (Narodowy Fundusz Zdrowia – Headquarters): National parent body of the Polish public health insurance system. Operates the same statutory mandate, national IT backbone (IKP, CeR, eWUŚ), and contracts healthcare services nationwide; ŁOW NFZ Łódź is one of 16 regional branches directly subordinate to NFZ Centrala.
• Śląski Oddział Wojewódzki NFZ: Regional NFZ branch serving the Silesian Voivodeship, one of Poland's most populous regions. Administering identical public health insurance duties to Łódź from the same national framework; sized similarly in budget and patient pool.

Regional players

• RIZIV / INAMI (Belgium): Belgian national health insurance institute administering statutory coverage funded via social-security contributions. Operates a comparable payer-provider contract model, MyCarenet-style digital services, and centralized reimbursement logic; relevant as a smaller European peer under similar EU cross-border directives.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@nfz_gov_pl

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about NFZ Łódź