SCIS

What SCIS does

SCIS Medicina Privada is an Argentine private health insurance company (medicina prepaga) founded in 1989, operating nationwide across all 23 provinces. The company offers a three-tier health plan portfolio — SC 150 (entry), SC 300 (mid-tier), and SC 500 (premium) — targeting individual members and families through a direct-to-consumer distribution model. SCIS maintains an extensive affiliated provider network comprising 461 clinics, 10,174 diagnostic centers, 23,739 medical professionals, 1,356 dentists, and 2,373 pharmacies, which constitutes the core of its service delivery infrastructure.

The company has invested in a multi-component digital ecosystem layered on top of its traditional insurance operations. This includes the Credencial Digital mobile application for member identification, the Portal de Asociados for self-service plan management, the E-Doc teleconsultation platform for remote medical consultations, and an AI-powered WhatsApp assistant for automated customer service. In November 2025, SCIS extended this ecosystem through a partnership with Farmanexus to offer home medication delivery, indicating a strategic shift toward an integrated care-plus-pharmacy member journey.

SCIS operates as a privately held company with no publicly disclosed investors, funding rounds, or financial metrics. Revenue is generated through monthly premium payments from individual and family members under the SC 150/300/500 plan tiers. Member acquisition is conducted via direct digital channels (web and mobile), and the company is introducing a Copagos 2026 co-payment pricing structure for the upcoming fiscal period. The absence of disclosed financial data, headcount, or ownership limits external visibility into scale, profitability, and capital structure.

Name

SCIS

Legal name

SCIS Medicina Privada

Website

https://scis.com.ar

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

51–100 employees

Short description

SCIS Medicina Privada is an Argentine private health insurer (medicina prepaga) founded in 1989, offering three-tier plans (SC 150/300/500) to individual members and families nationwide via a digital ecosystem spanning teleconsultation, mobile credentials, and pharmacy delivery.

Ownership category

akta.pro rank

Product category

Private Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Finance and Insurance (52)

SIC

Hospital & Medical Service Plans (6324), Services-Misc Health & Allied Services, Nec (8090)

akta.pro primary industry

Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)

akta.pro secondary industries

Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH), Disease-Specific & Condition-Specific Critical Illness (e.g., Cancer, Heart/Stroke) (FSAIAKAH)

Keywords

• Private health insurance
• Medicina prepaga plans
• Medical provider network
• Telehealth consultations
• Emergency medical services

Headquarters

HQ city

Ciudad Evita

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Health Insurance Premiums: SCIS generates revenue through monthly membership fees for health insurance coverage (medicina prepaga). Members pay regular premiums based on their selected plan tier (SC 150, SC 300, or SC 500), which determines coverage levels, copayment requirements, and reimbursement benefits.
2. Copagos (Co-payments): Variable co-payment charges for medical services depending on the plan tier. Lower-tier plans (SC 150) require copayments for most services, while higher tiers reduce or eliminate copayment requirements. Fees range from ARS 12,000 to ARS 22,000 depending on service type.
3. Reintegros (Reimbursements): Members on higher-tier plans can claim reimbursements for selected medical practices not covered directly through the provider network.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

SCIS Medicina Privada sells tiered private health insurance plans (SC 150 Esencial, SC 300 Ampliado, SC 500 Premium) to individual and family members in Argentina, providing national medical coverage through a network of 461 clinics, 10,174 diagnostic centers, and 23,739+ healthcare professionals. Members access services via a digital credential app, member portal, AI WhatsApp assistant, and teleconsultation (E-Doc), and receive 24/7 emergency assistance with triage protocols. Revenue comes from monthly subscriptions, copayments, and reimbursements tied to plan tier.

Product overview

SCIS Medicina Privada operates as a health insurance provider in Argentina offering a multi-tiered platform of products and services. The core offering consists of three health insurance plans (SC 150, SC 300, SC 500) providing national medical coverage with varying benefit levels. These plans are supported by a comprehensive digital ecosystem including the Credencial Digital mobile app for instant credential access, the Portal de Asociados web platform for online claims and reimbursement management, E-Doc teleconsultation services, and an AI-powered 24-hour WhatsApp assistant. The provider network spans 461 clinics, 10,174 diagnostic centers, over 23,000 medical professionals, and 2,373 pharmacies nationwide. Additional services include 24/7 emergency response with triage protocols, pharmacy benefits with digital validation, dental care, and maternal-infant coverage programs.

Differentiator

Problem solved

Functional benefit

Products and services

• SCIS Planes de Salud (SC 150, SC 300, SC 500) Three-tier private health insurance plans providing national medical coverage across Argentina: SC 150 Esencial (with copayments, no reimbursements, basic digital access), SC 300 Ampliado (no copayments for general care, reimbursements on selected practices, orthodontic benefits), and SC 500 Premium (no copayments across all areas, expanded reimbursements, full digital ecosystem access). Sold to individual and family members on a monthly subscription basis.
• Credencial Digital (Digital Credential App) Mobile application available on iOS and Android that stores members' digital insurance credentials for presentation at pharmacies, clinics, and medical appointments, and provides 24/7 access to coverage information. Activation is completed in three steps (download, register, use).

Quantifiable outcome

• Coverage available 24/7, 365 days per year for emergency services nationwide
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature5 records

Partnerships

One partnership is on record.

• FarmanexuscoreChannel Partner/ Reseller/ Distributor · 1 November 2025SCIS partnered with Farmanexus pharmacy network to implement a new medication delivery system for diabetes and disability patients. The partnership enables members to pick up prescribed medications at Farmanexus pharmacies nationwide, with digital validation and simplified enrollment processes. The system went live November 1, 2025, covering insulin, diabetes supplies, and disability-related medications and equipment.

Scale indicators7 records

Recent moves6 records

Expansion highlights4 records

Regional players

• Hapvida: Hapvida is Brazil's largest vertically integrated health plan operator with owned hospitals and a national network. As a LATAM regional peer, it offers a useful benchmark for vertical integration and digital transformation in emerging-market private health insurance.
• SulAmérica: SulAmérica is one of Brazil's largest health insurers, offering individual and corporate plans nationally. It is a relevant LATAM benchmark for SCIS given similar multi-tier product structure and digital transformation trajectory.

Direct peers

• Swiss Medical Group: Swiss Medical Group operates a vertically integrated prepaga with owned clinics and a national network. It is a direct competitor to SCIS in Argentina's private health insurance market, often positioned at the premium tier.
• Omint: Omint is a mid-to-upper tier Argentine prepaga with national provider coverage. It overlaps directly with SCIS's SC 300 and SC 500 plans, particularly for families seeking comprehensive coverage.
• Galeno: Galeno is one of Argentina's leading prepagas with owned hospitals and a large provider network. It competes head-to-head with SCIS across individual and family plans, with materially larger scale.
• Accord Salud: Accord Salud is an Argentine prepaga with national coverage and tiered individual/family plans. It competes with SCIS for the same price-sensitive and middle-income member base.
• OSDE: OSDE is Argentina's largest medicina prepaga with millions of affiliates and a national provider network. It is the most direct competitor to SCIS, operating a similar multi-tier plan model with corporate and individual segments.
• Medifé: Medifé is a major Argentine prepaga with national coverage and a multi-tier plan structure closely mirroring SCIS's SC 150/300/500 offering, making it one of the closest direct competitors in the mid-tier segment.
• Sancor Salud: Sancor Salud is a cooperative-style Argentine prepaga with national reach and tiered plans. It competes directly with SCIS, particularly in interior provinces where SCIS also has a strong presence.

Emerging players

• Prevención Salud: Prevención Salud is an Argentine prepaga operated by a workers' compensation mutual (ART). It targets similar individual and SME segments as SCIS and represents an emerging competitive threat in the lower-to-mid tier.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/scis-sa

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SCIS