V5pay
V5Pay is a global payment gateway supporting 200+ local payment methods, 50+ currencies, and 50+ countries, serving e-commerce, gaming, enterprise, and SME merchants with cross-border pay-in, pay-out, remittance, and localization services.
- Company typePrivate
- Founded2021
- HeadquartersMuntinlupa City, Philippines
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What V5pay does
V5Pay is a global payment gateway platform operated through V5 International (Singapore) and its group of licensed entities, serving merchants that need to accept and disburse payments across multiple geographies. Through its Philippines-domiciled lead entity (V5 Philippines Corp.) and group companies in Brazil, Colombia, Cyprus, and Hong Kong, V5Pay offers five core products — Payin (global acceptance), Pay Out (disbursements), Localization (region-specific rails), Remittance Services (cross-border transfers), and a Merchant Management Platform with a no-code PaymentLink feature. The platform aggregates 200+ payment methods — including local wallets and instant-pay schemes such as GCash, PIX, OXXO, KakaoPay, PSE, GrabPay, DANA, and WeChat Pay — across 50+ countries and 50+ currencies, with regulated acquiring licenses in the Philippines (BSP Operator of Payment System) and Colombia (SFC Registro de Adquirentes no Vigilados), and PCI DSS 4.0.1 compliance certified in December 2024.
Revenue is generated exclusively through transaction fees on payment processing, foreign exchange conversion, and cross-border remittances. Distribution is hybrid: direct enterprise field sales and API-first integration for larger merchants, complemented by a self-serve merchant portal with PaymentLink for SMBs. Banking-as-a-Service integration with Netbank (Disburse-to-Account and Virtual Collection Account) and a remittance partnership with Singapore-based DTC extend the stack into disbursements and cross-border B2B/B2C transfers. Pricing is freemium — no management or hidden fees, pay-as-you-go — positioning the platform as a low-friction alternative to Stripe or Adyen for emerging-market and cross-border use cases, particularly in Southeast Asia, Latin America, the Middle East, and Africa.
The company serves four identifiable segments: global e-commerce and online businesses (primary), gaming publishers, enterprise/B2B clients needing cross-border payouts, and SMEs requiring digital disbursement and reconciliation. Customer counts are described as "thousands of merchants" with steadily increasing transaction volume, but revenue, headcount, ARR, GMV, and institutional funding are not publicly disclosed. Leadership comprises CEO Louie and CTO Liu Yixin. Recent strategic emphasis has been on vertical compliance (PCI DSS, SFC, BSP) and gaming-vertical outreach (GGS2024 in Guangzhou), with no disclosed M&A or external funding activity.
V5pay firmographics
Firmographics- Name
- V5pay
- Legal name
- V5Pay Group Companies
- Website
- https://v5pay.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- V5Pay is a global payment gateway supporting 200+ local payment methods, 50+ currencies, and 50+ countries, serving e-commerce, gaming, enterprise, and SME merchants with cross-border pay-in, pay-out, remittance, and localization services.
- Ownership category
- akta.pro rank
V5pay industry classification
Industry- Product category
- Global Payment Gateway
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA), PSP Aggregators / PayFac Enablement (Gateway Layer) (FSAMACAK), Payment Gateways & Orchestration (BPAMAFAA), Cross-Border & FX Payments Platforms (BPAMAFAK), Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods (FSAGAKAD), Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH)
Keywords
Where V5pay is headquartered
LocationHeadquarters
- HQ city
- Muntinlupa City
- HQ country
- Philippines
- HQ region
- Asia
Offices6 records
Markets served
V5pay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales
Revenue model
- Payment Gateway Transaction Fees: V5Pay generates revenue through transaction fees from payment processing services across their global payment gateway. The platform supports merchants globally with payment collection and disbursement services.
- Foreign Exchange Services: Revenue generated from currency conversion and exchange services supporting 50+ transaction currencies across their global acquiring network
- Enterprise Remittance Services: Business-to-business and business-to-consumer remittance services for cross-border fund transfers, including supplier payments, overseas branch transfers, and personal remittances
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free Access Platform - No fees for basic service access |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels4 records
V5pay product offering
Product offeringCore offering
V5pay operates a global payment gateway that enables merchants to accept 200+ payment methods across 50+ currencies in 50+ countries through five core offerings: Payin (payment acceptance), Pay Out (disbursements to employees, suppliers, customers), Localization (region-specific payment adaptations), Remittance Services (cross-border transfers), and a Merchant Management Platform with PaymentLink. The platform supports both online and offline local payment methods including e-wallets, QR codes, bank transfers, and card payments, with PCI DSS 4.0.1 compliant processing.
Product overview
V5Pay is a global payment gateway platform offering a comprehensive suite of payment solutions comprising five core products: Payin (global payment acceptance), Pay Out (disbursement services), Localization (regional payment adaptations), Remittance Services (cross-border transfers), and a Merchant Management Platform (dashboard for transaction management and PaymentLink creation). The platform supports 200+ payment methods across 50+ countries and 50 currencies, enabling merchants to accept and process payments globally with integrated risk control and real-time transaction monitoring.
Differentiator
Problem solved
Functional benefit
Products and services
- Payin
Quantifiable outcome
- 200+ payment methods available globally
- +2 more outcomes
Companies that use V5pay
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles4 records
V5pay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature6 records
V5pay partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Digital Treasures Center (DTC)corePartnership between DTC (Singapore-based payment company) and V5 Philippines Corp for faster and cheaper remittance payments in Southeast Asia. Both parties share resources and capabilities in product research and development, especially for cross-border remittance services. DTC empowers V5 to expand into Singapore markets and integrate with DTC's payment solutions while V5 provides its market network in Philippines.
- NetbankcoreV5Pay Philippines partnered with Netbank to offer SME clients a new digital payments experience. Netbank implemented 'Disburse-to-Account' solution to beef-up V5 Pay's payment distribution workflows enabling disbursements directly to partner merchants' local bank accounts and e-wallets via Instapay and Pesonet. V5 Pay also embedded Netbank's Virtual Collection Account service for improved end-customer payment tracking and real-time automatic reconciliation.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
V5pay competitors and assessment
Company assessmentDirect peers
- PayMongo: PayMongo is a Philippines-headquartered payment gateway offering online payment acceptance for local businesses, with card, e-wallet, and over-the-counter methods. It overlaps with V5Pay's Philippines operations and similar SMB/mid-market merchant focus.
- Stripe: Stripe is the leading global online payment infrastructure provider, offering merchant payment gateways, hosted checkout, and an extensive API. Both compete for global merchants needing cross-border payment acceptance, though Stripe's scale and balance sheet dwarf V5Pay's.
- PPRO: PPRO is a payment orchestration platform aggregating 100+ local payment methods across emerging markets for PSPs, acquirers, and merchants. It is closely comparable to V5Pay's gateway/aggregator model, though it primarily serves B2B payment service providers rather than merchants directly.
- Rapyd: Rapyd is a global fintech network offering payment acceptance, disbursement, and financial services across 100+ countries via a unified API. It is highly comparable to V5Pay in its cross-border aggregation model, though it operates at greater scale and capital base.
- Checkout.com: Checkout.com is a global payment processor serving merchants and platforms across 150+ currencies with strong emerging-market coverage. It is a direct competitor in the global merchant acquiring / payment gateway category targeting cross-border enterprise merchants.
- dLocal: dLocal is a payments platform purpose-built for emerging markets, enabling global merchants to accept local payment methods across LATAM, Africa, and Asia. It is the closest functional analog to V5Pay — both aggregate 100+ emerging-market payment methods under a single API for cross-border commerce.
- Xendit: Xendit is a Southeast Asia-focused payment gateway providing pay-in, payout, and multi-currency services across Indonesia, Philippines, Vietnam, Malaysia, and Thailand. It competes most directly with V5Pay in its strongest SEA market, particularly for SMB and enterprise merchants.
Broad incumbents
- Adyen: Adyen is a global payment platform offering unified online, mobile, and in-person payment processing for enterprise merchants. It competes with V5Pay at the enterprise cross-border acquiring tier and offers broader omnichannel capabilities as a larger incumbent.
- Worldpay: Worldpay is a large global merchant acquirer and payment processor offering cross-border payment acceptance across 100+ countries. It competes with V5Pay at the broader merchant acquiring tier as a deeply established incumbent with significantly greater scale.
Regional players
- PagSeguro / PagBank: PagSeguro is a leading LATAM-focused payment processor and acquirer, particularly strong in Brazil. It is comparable to V5Pay in serving merchants needing local payment method coverage in Brazil and broader LATAM, though it operates with deeper local acquiring infrastructure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
V5pay social profiles
Digital presenceV5pay compliance and trust
Trust signalCompliance1 record
V5pay financial estimates
Financial estimateRevenue estimate
Valuation estimate
V5pay leadership team
Management profileNumber of profiles
Profiles2 records
V5pay subsidiaries and ownership
Company hierarchySubsidiaries1 record
V5pay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
V5pay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about V5pay
What does V5pay do?
V5pay operates a global payment gateway that enables merchants to accept 200+ payment methods across 50+ currencies in 50+ countries through five core offerings: Payin (payment acceptance), Pay Out (disbursements to employees, suppliers, customers), Localization (region-specific payment adaptations), Remittance Services (cross-border transfers), and a Merchant Management Platform with PaymentLink. The platform supports both online and offline local payment methods including e-wallets, QR codes, bank transfers, and card payments, with PCI DSS 4.0.1 compliant processing.
Is V5pay a public or private company?
V5pay is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was V5pay founded?
V5pay was founded in 2021. It employs 1 to 10 people.
Where is V5pay based?
V5pay is headquartered in Muntinlupa City, Philippines, in the Asia region.
How does V5pay make money?
Three revenue lines are on record. Payment Gateway Transaction Fees are the primary driver. The others are foreign Exchange Services and enterprise Remittance Services.
Who are V5pay's main competitors?
Direct peers on record are PayMongo, Stripe, PPRO, Rapyd, Checkout.com, dLocal and Xendit. Broad incumbents are Adyen and Worldpay. PagSeguro / PagBank is listed as a regional player.
Does V5pay have an API?
Yes. V5Pay offers API system integration for Pay Out services, enabling merchants to view transaction orders and manage transaction funds within their own systems. The API integration allows merchants to process payouts directly, avoiding operations across multiple systems and platforms to improve operational efficiency and reduce costs.
What industry is V5pay in?
V5pay's product category is Global Payment Gateway. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAMABAA, Integrated Payment Processors (PSP/Acquirer). Its NAICS code is 522320.