Xy Financial Solutions

What Xy Financial Solutions does

XY Financial Solutions (XYFS) is a Dutch administrative accounting and advisory firm headquartered at Euclideslaan 1, 3584 BL Utrecht, serving small and medium-sized enterprises (MKB/SMB) in the Netherlands. The firm was formally incorporated in 2021 as the dedicated financial services subsidiary of XY Solutions Group, building on Managing Partner Jan de Waal's prior accounting practice dating to 2013 and his 20+ years of financial industry experience. Service delivery is organized around three core pillars: Boekhouding (Accounting/Bookkeeping) covering annual accounts, VAT returns, payroll administration, balance sheets, and interim reports; Fiscaal Advies (Tax Advisory) covering legal form advice, estate planning, gift tax, DGA (director-major-shareholder) advisory, and objections/appeals; and Financieel Advies (Financial Advisory) covering multi-year budgeting, monthly evaluation meetings, financial coaching, and a financial APK (complete health check). Add-on packages include Complete ontzorging (Complete Outsourcing) and the Financiële Marathon long-horizon engagement.

The firm's operational technology stack consists of third-party cloud accounting platforms Exact Online and Informer, combined with Scan en Herken for automated document scanning and recognition. XYFS layers advisory services and near real-time Financieel Dashboards on top of these tools, positioning the administrator role as a strategic advisor rather than a data-entry function. The team comprises approximately six staff including the Managing Partner, a registered tax advisor (Arie Kornet), and four financial administrative employees, with multilingual capability supporting international client cases such as SSM Research Center B.V. (handling cross-border student payment flows in USD, EUR, and Naira). The firm does not publicly disclose client pricing and offers a free initial intake interview with a response guaranteed within one business day.

XYFS operates within the broader XY Solutions Group ecosystem, which functions as a collective of businesses serving Dutch SMBs and provides shared stakeholder programs (XY Dialogue, XY Develops, XY Gives) and an MBA-style digital education curriculum. The firm is registered with the Stichting Register Fiscaal & Financieel Advies (SRFA) and listed in the MKB Belastingconsulenten register, signaling adherence to Dutch professional fiscal advisory standards. Revenue is generated through professional services fees — recurring retainers for ongoing bookkeeping and financial advisory, project fees for tax advisory work, and packaged long-term engagements — with no public revenue disclosure.

Name

Xy Financial Solutions

Legal name

XY Financial Solutions

Website

https://xyfs.nl

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

XY Financial Solutions is a Dutch administrative accounting firm in Utrecht that provides bookkeeping, tax advisory, and financial advisory services to small and medium-sized businesses (MKB) in the Netherlands, operating as the financial services subsidiary of XY Solutions Group.

Ownership category

akta.pro rank

Product category

Accounting & Financial Advisory Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412)

SIC

Services-Engineering, Accounting, Research, Management (8700)

akta.pro industry

PRIMARYBPAAAGAG

Intercompany & Consolidation Support (Eliminations, Group Reporting Support)

Business & Public Services/Administrative & Support Services (BPO, Call Centers, Back Office)/Finance & Accounting Outsourcing (AP/AR, GL, Billing)

Keywords

• Accounting and bookkeeping
• Tax advisory services
• Financial advisory consulting
• Payroll administration
• MKB financial administration

Headquarters

HQ city

Utrecht

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Administratie en Boekhouding: Ongoing financial administration services including processing of receipts, VAT returns, payroll administration, annual accounts preparation, balance sheets, profit and loss accounts, interim reports. Revenue generated through recurring service fees for continuous bookkeeping.
2. Fiscaal Advies: Tax advisory services including legal form advice, objection and appeal, estate planning, gift tax, tax planning, and DGA (major shareholder) advice. Provided on retainer or project basis.
3. Financieel Advies: Financial advisory services including monthly meetings, budget creation, financial coaching, and financial APK (complete health check). Ongoing advisory relationship with regular evaluation and feedback sessions.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

XY Financial Solutions is a Dutch administrative accounting firm that provides ongoing bookkeeping, tax advisory, and financial advisory services to SMB/MKB organizations in the Netherlands. Core services include annual accounts preparation, VAT returns, balance sheets, profit and loss statements, payroll administration, proactive tax planning, multi-year budgeting, financial coaching, and complete financial administration outsourcing. The firm leverages cloud-based platforms such as Exact Online, Informer, and Scan en Herken document recognition to automate routine bookkeeping, freeing advisors to focus on strategic client consultation and real-time financial insight delivery.

Product overview

XY Financial Solutions is an administrative accounting firm serving SMB organizations, offering a unified service portfolio organized around three core pillars: Boekhouding (Accounting/Bookkeeping), Fiscaal advies (Tax Advisory), and Financieel advies (Financial Advisory). These are complemented by add-on services including Financiële Marathon and Complete ontzorging (Complete Outsourcing). The firm leverages smart software packages and digitalization to transform the role of administrator from 'data entry' to 'advisor', enabling more time for client consultation and strategic guidance. The company uses specific accounting software tools including Exact Online, Informer, and Scan en Herken for document processing.

Differentiator

Problem solved

Functional benefit

Products and services

• Boekhouding (Accounting/Bookkeeping) Comprehensive financial administration services including annual accounts preparation, VAT returns, balance sheets, profit and loss accounts, interim reports, and payroll administration. Designed for Dutch SMB/MKB organizations seeking to be fully relieved of financial administrative burdens.
• Fiscaal advies (Tax Advisory) Proactive tax advisory services including legal form advice, objections and appeals, estate planning, gift tax, tax planning, and DGA (major shareholder) advice. Tailored to each client and provided on retainer or project basis.
• Financieel advies (Financial Advisory) Financial advisory services including strong financial policy development, multi-year budgeting, monthly evaluation meetings, financial coaching, and financial APK (complete health check). Designed to provide ongoing advisory partnership with regular evaluation and feedback.
• Complete ontzorging (Complete Outsourcing) Full financial outsourcing service in which XY Financial Solutions takes over all financial administration responsibilities, allowing clients to focus on their core business operations.
• Financiële Marathon Named service offering within the complete outsourcing package designed for ongoing financial management and strategic support of growing SMB clients.

Quantifiable outcome

• Response within 1 business day on all inquiries
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature2 records

Partnerships

One partnership is on record.

• XY Solutions GroupcoreStrategic or Co-development PartnerParent company and holding entity for XY Financial Solutions. XY Solutions Group acts as headquarters generating scale advantages and synergies across XY companies. All XY companies share the mission of helping SMB enterprises grow in an increasingly digital world.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/xy-financial-solutions

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Xy Financial Solutions