Y&R Services Limited

What Y&R Services Limited does

Y&R Services Limited is a UK-based regulatory compliance consultancy and training firm founded in 2015 by Yasmin Leia and Rachel Sedgwick. The firm serves FCA-regulated financial services businesses, with a primary vertical focus on consumer credit, insurance, mortgages, debt management, wealth management, funeral plans, and debt recovery. The company operates entirely within the United Kingdom from a registered headquarters in Batley, West Yorkshire, and a primary client-facing office in Leeds. Customers engage the firm through direct phone enquiries or the website contact form, indicating a consultative, relationship-led sales motion rather than a product-led or self-serve model.

The company's service portfolio is split into two core lines: Compliance Consultancy (encompassing FCA application support, regulatory gap analysis, policy writing and templates, SM&CR advisory, GDPR assessments, financial promotions review, file reviews, and retainer packages) and Training & Coaching (compliance training, AML/financial crime courses, SM&CR modules, and structured coaching). All services are bespoke, tailored to the client's business and regulatory context, and delivered by named consultants. No proprietary technology platform is disclosed; the website is built on WordPress and the differentiator rests squarely on the personal expertise and credibility of the founders.

The business model is professional services-driven, with revenue generated through project-based consultancy engagements and recurring retainer packages. Client acquisition is supported by content marketing via the firm's website and blog (covering regulatory topics such as prepaid funeral plan regulation and data protection), an organic LinkedIn presence, and direct enquiries. The company has no disclosed external investors, no funding rounds, no parent entity, and no partnerships or alliances, making it an independent, founder-led consultancy. The firm does not disclose its revenue or headcount beyond a band of 11-50 employees.

Name

Y&R Services Limited

Legal name

Y&R Services Limited

Website

https://yandrservices.co.uk

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Y&R Services Limited is a UK-based compliance consultancy and training firm founded in 2015, serving FCA-regulated financial services firms with bespoke regulatory advisory, training, and coaching services.

Ownership category

akta.pro rank

Product category

Financial Services Compliance Consulting

NAICS

Professional and Management Development Training (611430), Educational Support Services (61171), Professional, Scientific, and Technical Services (54)

SIC

Services-Management Consulting Services (8742), Services-Educational Services (8200)

akta.pro industry

PRIMARYEDABAIAC

Learning & Development (L&D) & Training Management

Education/Corporate Training & Professional Development/HR, Talent, DEI & People Operations Training

Keywords

• Regulatory compliance consultancy
• Financial services compliance
• FCA compliance support
• SM&CR training
• Compliance training coaching

Headquarters

HQ city

Leeds

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Compliance Consultancy Services: The company provides bespoke compliance consultancy services including regulatory gap analysis, policy writing, FCA applications, SM&CR support, GDPR assessments, file reviews, and financial promotions review. Revenue is generated through project-based consultancy engagements and retainer packages tailored to client requirements.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Y&R Services Limited provides bespoke regulatory compliance consultancy and tailored training for FCA-regulated financial services firms. Core services include compliance gap analysis, FCA application support, SM&CR compliance, GDPR assessments, policy writing, financial promotions review, and file reviews, complemented by instructor-led, e-learning, and coaching-based training modules covering compliance, AML/financial crime, and SM&CR topics. Engagements are delivered as project-based work or ongoing retainer packages.

Product overview

Y&R Services Limited offers a dual-service portfolio combining Compliance Consultancy and Training & Coaching services for the financial services sector. The Compliance Consultancy service provides regulatory support including FCA applications, gap analysis, policy writing, file reviews, and GDPR assessments. The Training & Coaching service delivers courses on compliance, AML/financial crime, and SM&CR, delivered through instructor-led training, e-learning, coaching, and group activities. Services are offered on both project and retainer basis.

Differentiator

Problem solved

Functional benefit

Products and services

• Training and Coaching Practical training and coaching services designed to embed correct skills and behaviours in financial services employees, including compliance training, AML/Financial Crime courses, and Senior Managers & Certification Regime (SM&CR) modules, delivered through instructor-led training, e-learning, coaching, and group activities.
• Compliance Consultancy Hands-on regulatory compliance consultancy services ranging from initial FCA authorisation through to ongoing regulatory advice, including gap analysis, policy reviews, and file reviews, designed for FCA-regulated financial services firms.
• Retainer Packages Bespoke retainer service providing ongoing access to compliance advice, horizon scanning, and policy reviews tailored to client business requirements.
• Gap Analysis Full compliance healthcheck service that identifies regulatory gaps and translates findings into actionable plans to ensure regulatory requirements are met.
• Financial Promotions Review Practical advice on financial promotions and advertising including website reviews to ensure regulatory compliance with clarity, fairness, and non-misleading requirements.
• FCA Application Service Bespoke service for submitting FCA applications, ranging from application completion to full FCA-ready project packages.
• Senior Manager & Certification Regime (SM&CR) Service Full service tailored to ensure businesses meet their obligations under the Senior Managers & Certification Regime (SM&CR).
• Policy Writing Service Bespoke policy writing service for businesses lacking internal resources to develop their own business policies.
• GDPR Assessment Service Independent assessments to verify if client processes meet GDPR requirements and ICO expectations.
• File Reviews Outcome-focused file reviews that assess whether customers have received appropriate advice.

Quantifiable outcome

• Noticeable improvement in call quality and outcomes for Collections team at 118 118 Money during ongoing training delivery.

Named customers5 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• SimplyBiz: UK financial services compliance and regulatory support provider serving advisers, mortgage brokers, and consumer credit firms with consultancy, training, and ongoing compliance services - directly comparable niche and customer base to Y&R Services.
• Baringa Partners Financial Services Consulting: UK-headquartered independent consultancy serving financial services clients on risk, compliance, and regulatory change; comparable UK FS advisory footprint and consultancy-led delivery model though serving larger enterprise clients.
• Weightmans Financial Services Regulatory: UK law firm with a dedicated financial services regulatory practice offering FCA compliance advice, training, and representations to regulated firms; directly comparable as a UK-based compliance advisory serving similar financial services clients.

Broad incumbents

• Thomson Reuters Regulatory Intelligence: Global incumbent offering compliance, regulatory, and risk management solutions to financial institutions including regulatory change management and horizon scanning; overlaps with Y&R's retainer and compliance advisory work at much larger scale.
• Wolters Kluwer Compliance Solutions: Established provider of regulatory compliance software, training, and advisory for financial services firms globally; competes with Y&R in compliance training, policy management, and regulatory change tracking, though as a much larger portfolio offering.
• RSM UK Financial Services Compliance: Mid-tier professional services firm providing regulatory compliance, risk, and internal audit to UK financial services clients including consumer credit firms; comparable mid-market positioning and regulatory advisory scope to Y&R.
• Deloitte UK Financial Services Regulatory Risk: Big 4 advisory practice providing FCA-facing regulatory consulting, risk, and compliance services to UK banks, insurers, and consumer credit firms; competes with Y&R for mid-market and enterprise regulatory mandates, typically at higher price points and minimum engagement sizes.
• EY UK Financial Services Consulting: Global consulting firm offering regulatory compliance, risk, and financial crime advisory to UK financial services clients; comparable on regulatory advisory and training scope though operating across a far broader service portfolio.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/yandrservices

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Y&R Services Limited