LOT Investimentos

What LOT Investimentos does

LOT Investimentos AI LTDA is a Brazilian investment advisory firm (assessoria de investimento) founded in 2018 and registered with the Comissão de Valores Mobiliários (CVM) under Resolution 178. The company operates as a preposto (authorized agent) of Banco BTG Pactual S/A, distributing investment products through BTG Pactual's digital platform to retail, high-net-worth, ultra-high-net-worth, and corporate clients across Brazil. LOT employs a team of 16 professionals including dedicated advisors, a CFP-certified financial planner, and a specialized agricultural commodities desk with 20+ years of trading experience. The firm is headquartered in Brazil (CNPJ 24.910.330/0001-82), with contact operations in São Paulo (phone) and a WhatsApp service in Minas Gerais region.

Name

LOT Investimentos

Legal name

Lot Investimentos AI LTDA

Website

https://lotinvestimentos.com.br

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

LOT Investimentos is a CVM-registered Brazilian investment advisory firm operating as an authorized agent (preposto) of Banco BTG Pactual, serving retail, HNW, and corporate clients across five portfolio-size tiers with a specialty in agricultural commodity hedging.

Ownership category

akta.pro rank

Product category

Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industries

Discretionary Portfolio Management (DPM) (FSAAABAC), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

Keywords

• Investment advisory services
• Wealth management
• Portfolio management
• Fixed income products
• Agricultural commodity hedging

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Investment Advisory & Distribution Fees: Acts as an authorized agent (preposto) of Banco BTG Pactual, earning fees for distributing investment products including fixed income, variable income, investment funds, and international exposure products. Revenue is generated through client portfolio size and transaction volumes across the tiered service model.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

LOT Investimentos is a Brazilian investment advisory firm registered with CVM under Resolution 178, operating as an authorized agent (preposto) of Banco BTG Pactual S/A. It distributes and advises on a broad range of financial products (fixed income, variable income, investment funds, real estate funds, international products) through a tiered service model based on portfolio size, plus specialized corporate and agricultural commodity advisory services.

Product overview

LOT Investimentos is an investment advisory firm offering a tiered service model (LOT ACCESS, LOT PREMIUM, LOT EXCLUSIVE, LOT PRIVATE) for individual investors based on portfolio size, plus specialized LOT EMPRESAS for corporate clients and LOT AGRO for agricultural commodities. The firm provides access to variable income products (stocks, BDRs, options), investment funds (equity, fixed income, multi-market, currency, international, alternative), real estate funds, and fixed income securities (CDB, CRA, CRI, debentures, treasury). Additional services include trade execution, hedging solutions, and estate planning. The company operates as a representative of BTG Pactual S/A through its platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Advisory Services Personalized investment portfolio advisory service that aligns client objectives, liquidity needs, and risk tolerance with curated portfolios, distributed through Banco BTG Pactual's platform for individual investors.
• LOT AGRO (Agricultural Commodity Advisory) Specialized advisory for agricultural producers and agribusiness clients offering commodity hedging strategies and access to global commodity exchanges (B3, ICE, CME), combining trading-desk expertise with producer-level sector knowledge.
• LOT EMPRESAS (Corporate Financial Services) Corporate financial advisory services covering cash flow management optimization, protection against currency fluctuations, and other business financial demands for companies.
• Trade Services Execution services for beginners and professional traders, providing access to leading market platforms with speed and precision through BTG Pactual's infrastructure.
• Hedge Services Hedging solutions designed to protect client assets from price fluctuations, leveraging decades of combined experience from major agricultural and financial trading desks.
• Patrimônio (Estate and Succession Planning) Heritage and estate planning service focused on protecting, growing, and optimizing family wealth, including tax optimization, monthly specialist calls, periodic reporting, and succession planning for high-net-worth clients.

Named customers1 record

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Banco BTG Pactual S/AcoreChannel Partner/ Reseller/ DistributorLOT Investimentos operates as a preposto (authorized agent/agent) of Banco BTG Pactual S/A, distributing investment products through BTG's platform. Registered investment advisory firm with CVM under Resolution CVM 178. The partnership allows access to BTG's full range of financial products including fixed income, variable income, investment funds, real estate funds, and international investment products.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• XP Investimentos: Brazil's largest independent wealth manager, offering tiered advisory, investment funds, fixed income, and trading across retail and HNW segments. Most direct competitor to LOT's tiered advisory model, with a similar preposto/IFA-style agent network serving high-net-worth clients.
• Genial Investimentos: Full-service Brazilian broker and wealth manager offering advisory, research, funds, and trading. Competes with LOT across multiple tiers, particularly for the HNW and ultra-HNW segments served by LOT EXCLUSIVE and LOT PRIVATE.
• Rico Investimentos: Brazilian retail broker and wealth platform with tiered advisory, educational content, and product distribution. Competes directly with LOT ACCESS and LOT PREMIUM on price, product breadth, and digital experience.
• Guide Investimentos: Brazilian investment firm offering advisory and wealth management services across retail and HNW. Operates a similar tiered advisor model and competes for the same client base as LOT, particularly in São Paulo and southern Brazil.
• Modal Mais: Digital broker and wealth platform offering advisory, fixed income, funds, and variable income. Targets similar mass-affluent and emerging HNW segments as LOT's lower tiers, with a more digital-led model.
• Órama Investimentos: Independent Brazilian wealth manager offering advisory, funds, and brokerage. Competes directly with LOT across tiers and shares a similar positioning around personalized advisor relationships rather than pure self-service.
• Terra Investimentos: Brazilian broker and wealth manager with a strong agricultural commodities franchise. Most direct competitor to LOT AGRO, serving rural producers and agribusiness with hedging and trading services on B3 and international exchanges.

Broad incumbents

• BTG Pactual Digital: The digital/retail arm of LOT's parent platform BTG Pactual. While not a direct competitor (LOT distributes through it), BTG Digital offers many of the same products and advisory capabilities directly, representing both a partner and a competitive threat to LOT's client acquisition.
• Itaú Private Bank: Brazil's largest private bank, offering full-stack wealth management, investment funds, and advisory for UHNW clients. Competes with LOT PRIVATE for the R$10M+ segment but operates with vastly greater scale, product breadth, and balance-sheet capabilities.

Emerging players

• Warren Investimentos: Brazilian digital wealth manager offering managed portfolios, fixed income, and stocks with a technology-led advisor model. Targets similar mass-affluent and emerging HNW clients as LOT ACCESS and LOT PREMIUM, but with a proprietary platform and lower fees.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/lotinvestimentos
• Instagraminstagram.com/lotinvestimentos?igshid=YmMyMTA2M2Y=
• Facebookfacebook.com/LOT-Investimentos-106162792099139

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LOT Investimentos