Liquid Link
Liquid Link is a private UK-based fintech that provides invoice finance and working capital solutions through a platform targeting businesses and contractors. The Portsmouth-headquartered company operates with 1-10 employees and is at an early stage of operations.
- Company typePrivate
- Founded-
- HeadquartersPortsmouth, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Liquid Link does
Liquid Link is a private, for-profit company headquartered in Portsmouth, United Kingdom, that provides invoice finance and working capital solutions through a platform serving businesses and contractors. The company's stated value proposition centers on enabling access to working capital, likely through factoring or invoice discounting mechanisms, though the specific product structure, underwriting approach, and platform architecture are not disclosed in available source material. The firm is in an early operational stage with 1-10 employees and no disclosed funding history, management team, customer base, or revenue figures.
The business model appears to follow a standard invoice finance pattern: extending capital against outstanding invoices and earning revenue through fees or discount margins, though no pricing details, fee structures, or contract terms are publicly disclosed. No go-to-market channels, distribution partnerships, or customer acquisition strategies are documented. The company's website at liquidlink.co.uk displayed only a placeholder loading and verification screen at the time of data collection, yielding no substantive product information, terms of service, regulatory disclosures, or About Us content. This absence of verifiable public-facing detail is a significant diligence gap.
From a competitive positioning standpoint, Liquid Link operates in the UK alternative finance and embedded working capital market, a crowded segment alongside established invoice discounting providers, challenger fintechs, and embedded finance platforms. The company's Portsmouth location and small headcount suggest a lean, regionally-focused or digitally-native origination model, but no evidence of geographic scope, regulatory authorizations (e.g., FCA registration), capital providers, or risk management framework was available. Without access to product details, financials, or leadership information, a comprehensive assessment of operational viability, unit economics, and strategic differentiation cannot be completed from public sources alone.
Liquid Link firmographics
Firmographics- Name
- Liquid Link
- Website
- https://liquidlink.co.uk
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Liquid Link is a private UK-based fintech that provides invoice finance and working capital solutions through a platform targeting businesses and contractors. The Portsmouth-headquartered company operates with 1-10 employees and is at an early stage of operations.
- Ownership category
- akta.pro rank
Liquid Link industry classification
Industry- Product category
- Invoice Financing
- NAICS
- Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Invoice Trading / Receivables Marketplace (P2P) (FSAKAHAH)
- akta.pro secondary industries
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Liquidity & Intraday Credit Services (Clearing Credit Lines) (FSABAJAK)
Keywords
Where Liquid Link is headquartered
LocationHeadquarters
- HQ city
- Portsmouth
- HQ country
- United Kingdom
- HQ region
- Europe
Markets served
Liquid Link business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Liquid Link product offering
Product offeringCore offering
Liquid Link operates a platform that delivers invoice finance and working capital solutions to businesses and contractors. The offering allows clients to convert unpaid invoices into accessible working capital through an online channel.
Differentiator
Problem solved
Functional benefit
Products and services
- Invoice Finance Financing product that enables businesses and contractors to obtain working capital against their unpaid invoices through the Liquid Link platform.
- Working Capital Solutions Working capital funding delivered through the Liquid Link platform to address short-term liquidity needs of businesses and contractors.
Companies that use Liquid Link
Customer profileIdeal customer profiles1 record
Liquid Link technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Liquid Link competitors and assessment
Company assessmentEmerging players
- Iwoca: UK fintech providing working capital lines to SMBs, including against invoices. Comparable to Liquid Link in platform-based working capital delivery to small businesses.
- Kriya Finance: UK embedded working capital and invoice finance platform that integrates with software partners to deliver receivables-backed finance. Conceptually adjacent to Liquid Link with a more developed platform and partner distribution model.
Regional players
- BlueVine: US-based invoice factoring and working capital platform for SMBs. Comparable in invoice finance / line-of-credit product structure but serves North American market rather than the UK.
Direct peers
- Fundbox: US-headquartered platform offering working capital advances tied to receivables for SMBs and contractors. Comparable in product mechanism (invoice-backed working capital) though operates in a different geography.
- Centric Capital Group: UK working capital and invoice finance provider serving small businesses and contractors. Closely aligned in target customer (contractors/SMBs) and product set (invoice finance / WC facilities).
- Optimize Finance: UK-based invoice finance broker that arranges invoice discounting and factoring facilities for SMBs. Highly comparable to Liquid Link as a platform intermediary for invoice-based working capital.
Broad incumbents
- MarketInvoice: UK-headquartered invoice finance and working capital platform serving SMBs and contractors. Direct conceptual peer to Liquid Link in invoice discounting / receivables financing via a platform model.
- Funding Circle: UK-headquartered SME lending platform with working capital and invoice financing products. Comparable to Liquid Link as a platform-based SME finance provider, though diversified across term loans and FlexiPay.
- Skipton Business Finance: Established UK invoice discounting and factoring provider. Comparable to Liquid Link in product category, with significant incumbency advantage and broader product set.
- Bibby Financial Services: One of the UK's largest invoice finance providers offering factoring, invoice discounting, and working capital facilities. Comparable to Liquid Link in product category but operates with an established balance sheet and broker network.
Market position
Strengths3 records
Weaknesses5 records
Competitive moat1 record
Key risks6 records
Key highlights4 records
Customer concentration
Liquid Link social profiles
Digital presenceLiquid Link financial estimates
Financial estimateRevenue estimate
Valuation estimate
Liquid Link leadership team
Management profileNumber of profiles
Liquid Link funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Liquid Link M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Liquid Link
What does Liquid Link do?
Liquid Link operates a platform that delivers invoice finance and working capital solutions to businesses and contractors. The offering allows clients to convert unpaid invoices into accessible working capital through an online channel.
Is Liquid Link a public or private company?
Liquid Link is a private company. It is classified as unknown and is currently operating.
When was Liquid Link founded?
Liquid Link was founded in -1. It employs 1 to 10 people.
Where is Liquid Link based?
Liquid Link is headquartered in Portsmouth, United Kingdom, in the Europe region.
Who are Liquid Link's main competitors?
Emerging players on record are Iwoca and Kriya Finance. BlueVine is listed as a regional player. Direct peers are Fundbox, Centric Capital Group and Optimize Finance. Broad incumbents are MarketInvoice, Funding Circle, Skipton Business Finance and Bibby Financial Services.
Does Liquid Link have an API?
No public API is recorded for Liquid Link.
What industry is Liquid Link in?
Liquid Link's product category is Invoice Financing. Its primary akta.pro industry code is FSAKAHAH, Invoice Trading / Receivables Marketplace (P2P), with a secondary code of BPAMAFAF, Bill Pay, Invoicing & Payables Platforms. Its NAICS code is 522 and its SIC code is 6153.