Legal Insurance Group As

What Legal Insurance Group As does

Legal Insurance Group AS (LIG) is a privately held Norwegian limited company founded in 2010 and headquartered at Universitetsgata 8, Oslo. It specializes in legal expense insurance (advokatforsikring) — subscription-based policies that grant policyholders access to attorney advice and litigation cost coverage. The core product portfolio comprises four lines: Legal Pluss and Legal Total for businesses (providing 5 and 20 hours of annual legal advice respectively, with Legal Total adding court-dispute coverage up to 1 million NOK per case), Legal Defence (criminal-law coverage protecting corporate board, management, and employees), and personal legal insurance marketed primarily through Norwegian trade unions (covering up to 3 million NOK in legal costs across family, property, inheritance, and consumer matters).

LIG operates a partnership-centric model rather than building proprietary technology. Attorney services are delivered through Legal24 Advokatfirma AS, part of the Alt Legalt legal group (70 employees), under a relationship that has been in place since founding. Insurance capacity is provided by Roland Rechtsschutz Versicherungs AG and AmTrust International Underwriters DAC. Distribution is multi-channel: (1) labor union partnerships covering 400,000+ union members, where legal insurance is positioned as a top-three membership benefit; (2) five major insurance brokers — Söderberg & Partners, Howden, AON, Pareto, and Lockton; and (3) direct sales to businesses via phone, email, and website. Business entry pricing starts at 415 NOK/month, Legal Total entry premium is 4,976 NOK annually, and supplementary offerings include municipal legal insurance and embedded add-ons for boat and home contents insurance.

Revenue is generated through recurring monthly and annual subscription premiums across the business, union-member, and municipal segments, with supplemental fees from criminal-law coverage and embedded insurance add-ons. The company is privately held with no disclosed external investors, no parent company, and no public funding rounds in the source data. Leadership is provided by CEO Silje Aune Gammelli. Geographic focus is explicitly stated as the Nordic region, though current operations appear concentrated in Norway.

Name

Legal Insurance Group As

Legal name

Legal Insurance Group AS

Website

https://legalinsurance.no

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Legal Insurance Group AS is a privately held Norwegian legal-expense insurance provider founded in 2010, offering subscription-based attorney access and litigation coverage to businesses, union members (400,000+), and municipalities through Legal24 Advokatfirma and major insurance brokers.

Ownership category

akta.pro rank

Headquarters

HQ city

Oslo

HQ country

Norway

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others, Technology or R&D

Revenue model

1. Legal Insurance Premiums: Monthly/annual subscription fees for legal insurance coverage. Both business and private (union member) segments pay recurring premiums for access to legal advice and coverage.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Legal Insurance Group AS (LIG) sells legal expense insurance (advokatforsikring) that provides policyholders with access to attorney advice and litigation coverage at significantly reduced cost. The company offers a portfolio of insurance products for businesses, Norwegian trade union members, and municipalities, distributed via insurance brokers and labor unions and serviced through a partnership with Legal24 Advokatfirma AS.

Product overview

Legal Insurance Group AS operates as a specialized legal insurance provider offering a portfolio of insurance products that grant access to attorney assistance at reduced costs. The core product lineup includes Legal Pluss and Legal Total for businesses (providing 5 and 20 hours of annual legal advice respectively, with Total also covering court costs up to 1 million NOK), Legal Defence for criminal law protection of corporate leadership and employees, and personal legal insurance for union members covering family, property, inheritance, and consumer matters with coverage up to 3 million NOK. The company also provides municipal legal insurance, boat legal insurance, and supplemental insurance add-ons for other property insurance policies, distributing through insurance brokers, unions, and directly to businesses across the Nordic region since 2010.

Differentiator

Problem solved

Functional benefit

Brands

• Legal Total: Insurance product providing up to 20 hours of annual legal advice from a lawyer at Legal24 Advokatfirma, covering disputes in court and litigation costs up to 1 million NOK.
• Legal Pluss
• Legal Defence

Products and services

• Legal Pluss (for businesses) Legal insurance product for businesses covering five hours of annual legal advice from Legal24 Advokatfirma across individual labor law, contract law, tenancy law, company law, monetary claims law, trademark law, and copyright law. Offered exclusively to larger groups through brokers and unions.
• Legal Total (for businesses) Comprehensive legal insurance for businesses providing up to 20 hours of annual legal advice from Legal24 Advokatfirma plus coverage for court disputes and awarded costs up to 1 million NOK per case, including costs up to the Supreme Court. Covers labor law, tenancy law, company law, real estate, transparency law, tort law, insurance law, and contracts.
• Legal Defence Criminal law insurance supplement to traditional board liability insurance, securing the board, management, and all employees with defense attorney assistance (via Fend Advokatfirma) for suspected violations of criminal law, other legislation punishable by imprisonment or fines, and disciplinary or professional cases. Covers costs for chosen attorney, awarded case costs, expert opinions, translations, and travel expenses.
• Advokatforsikring for privatpersoner (Personal Legal Insurance) Legal insurance for Norwegian trade union members providing attorney assistance across most private legal areas, including cohabitation/marriage, children, inheritance, property, purchase/sale disputes, travel operator disputes, consumer complaints, ID theft, and license confiscation. Covers up to 3 million NOK in legal costs and 20 hours of annual advice, and extends to spouse/partner and children under 20.
• Advokatforsikring for kommuner (Municipal Legal Insurance) Legal insurance product offered to Norwegian municipalities for legal advisory services tied to municipal operations.
• Advokatforsikring båt (Boat Legal Insurance) Add-on legal expense insurance cover bundled with boat/yacht property insurance offered in partnership with property insurance companies.
• Tilleggsforsikringer (Supplemental Legal Cover for Property Insurance) Supplemental legal insurance add-ons offered to insurance companies and pools (e.g., alongside home contents insurance and other property policies) for distribution to their customers.

Quantifiable outcome

• Over 400,000 union members have legal insurance coverage
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core, major and minor.

• Legal24 Advokatfirma AScoreStrategic or Co-development Partner · 1 January 2010LIG has partnered with Legal24 Advokatfirma AS since 2010 for legal services delivery. Legal24 is part of Alt Legalt legal group with 70 employees. They provide expertise across all areas covered by LIG's insurance products including advice and representation for both business and private legal matters.
• Roland Rechtsschutz Versicherungs AGmajorOthersOne of the world's leading providers of legal expense insurance. LIG collaborates with Roland as an insurance provider/supplier for their legal insurance products.
• AmTrust International Underwriters DACmajorOthersInternational insurance underwriter providing insurance capacity for LIG's legal expense insurance products.
• Söderberg & PartnersmajorChannel Partner/ Reseller/ DistributorLeading Scandinavian insurance broker distributing LIG's legal insurance products to business and private customers.
• Howden ForsikringsmeglingmajorChannel Partner/ Reseller/ DistributorInternational insurance broker operating in Norway, distributing LIG legal insurance products.
• AONmajorChannel Partner/ Reseller/ DistributorGlobal professional services firm with insurance brokerage operations in Norway. AON collaborated on a webinar in June 2024 to present LIG's legal insurance products.
• ParetominorChannel Partner/ Reseller/ DistributorNorwegian insurance brokerage firm distributing LIG insurance products.
• LocktonminorChannel Partner/ Reseller/ DistributorGlobal insurance broker with Norwegian operations, distributing LIG legal insurance products.
• Fend AdvokatfirmacoreStrategic or Co-development PartnerProvides defense lawyers for Legal Defence criminal insurance product. Fend has the expertise needed for each specific legal area when criminal charges arise from work-related mistakes.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat4 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/legal-insurance-group-as

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Legal Insurance Group As