Plan Administration & Consulting, Llc

Name

Plan Administration & Consulting, Llc

Legal name

Plan Administration & Consulting, LLC

Website

https://planadministration.net

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Retirement Plan Administration

NAICS

Insurance and Employee Benefit Funds (5251), Pension Funds (52511)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

Keywords

• Retirement plan administration
• 401(k) plan services
• Defined contribution plans
• ERISA compliance services
• Profit sharing plans

Headquarters

HQ city

Memphis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Retirement Plan Administration Services: Ongoing 401(k) plan administration with ERISA compliance, testing, and filing support. Services include plan design, compliance testing, financial reporting, tax preparation and consulting for defined contribution plans.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

PAC provides retirement plan design, implementation, and ongoing administration for employer-sponsored defined contribution plans, including 401(k), Safe Harbor 401(k), Profit Sharing, and Cross-Tested 401(k) plans. Services encompass ERISA compliance testing, annual administration, financial reporting, tax preparation, and consulting for plan sponsors of all sizes.

Product overview

Plan Administration & Consulting, LLC (PAC) provides retirement plan administration services as a subsidiary of Watkins Uiberall, PLLC. The company's product portfolio centers on a unified service offering for retirement plan design, implementation, and administration. The core offerings include 401(k) Plans, Safe Harbor 401(k) Plans, Profit Sharing Plans, and Cross-Tested 401(k) Plans. These products are delivered as professional services with ongoing administration, ERISA compliance, testing, and filing support, rather than a software platform with discrete modules.

Differentiator

Problem solved

Functional benefit

Products and services

• 401(k) Plans Employer-sponsored retirement savings plan administration service allowing employees to contribute a portion of wages to a tax-advantaged account with potential employer matching, with ongoing administration, ERISA compliance, and testing support for plan sponsors.
• Safe Harbor 401(k) Plans 401(k) plan administration service with automatic enrollment and required employer contributions designed to satisfy ADP/ACP nondiscrimination testing requirements and simplify compliance for plan sponsors.
• Profit Sharing Plans Retirement plan administration service allowing employers to make discretionary contributions to employee accounts, providing flexibility in reward and retirement funding strategies for plan sponsors.
• Cross-Tested 401(k) Plans 401(k) plan administration service that uses age-based or cross-tested allocation formulas to maximize contributions for owners and highly compensated employees while still passing required nondiscrimination testing.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Watkins Uiberall, PLLCcoreOthers · 1 January 2002PAC operates as a subsidiary of Watkins Uiberall, PLLC, a public accounting firm. This parent-subsidiary relationship provides integration with accounting services and shared professional resources.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Fidelity Workplace Investing: Fidelity's employer-sponsored retirement plan division offering 401(k) recordkeeping, administration, and participant services. A major incumbent competitor across the full employer-size spectrum that PAC operates in.
• ADP Retirement Services: Retirement plan administration arm of ADP, bundling 401(k) plan setup, testing, and ongoing administration with payroll and HR services. Directly competes for the same small/mid-market employer segment PAC serves, often leveraging payroll-relationship lock-in.
• Paychex Retirement Plan Services: Retirement plan administration bundled with Paychex's payroll and HR platform, targeting small and mid-sized employers. Competes with PAC in the same client segment with a similar bundling strategy but with proprietary technology scale.
• Empower Retirement: National recordkeeper and retirement plan services provider following its acquisition of MassMutual's retirement business and Personal Capital. Competes with PAC for employer 401(k) plan relationships but operates at vastly larger scale with proprietary recordkeeping technology.
• Charles Schwab Retirement Plan Services: National 401(k) and other defined contribution plan recordkeeper/administrator with significant small/mid-market share. An incumbent competitor to PAC with substantially greater scale and bundled investment offerings.

Direct peers

• Ascensus: One of the largest independent retirement and college savings plan administration providers in the US, offering 401(k), Safe Harbor, profit sharing, and cross-tested plan administration with bundled recordkeeping. Directly competes with PAC in the small/mid-market employer 401(k) administration space and serves as the dominant scale benchmark for the niche.
• CAPTRUST: Independent retirement plan advisory and administration firm serving employer-sponsored plans. Highly comparable business model to PAC — both provide plan design, compliance testing, and ongoing administration for defined contribution plans to a similar mid-market employer base, although at materially greater scale.
• American Pension Services (APS): Mid-market third-party administration firm providing retirement plan design, compliance testing, and ongoing administration for 401(k), profit sharing, and cross-tested plans. A direct comparable to PAC in both service scope and target customer profile.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights1 record

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Plan Administration & Consulting, Llc