Park Hill Financial

What Park Hill Financial does

Park Hill Financial is an FCA-authorized (FRN 553149) independent financial brokerage based in London operating from a single office at First Floor, Foframe House, 35-37 Brent Street, NW4 2EF. The firm was founded and is director-led by Mark Calvert, with David Mendelovitz as Health & Life Insurance Adviser; stated headcount is effectively two individuals, placing the firm in the 1-10 employee range. The company operates no proprietary technology platform and functions as a traditional relationship-driven advisory broker rather than a technology-led business.

The product portfolio spans six interconnected service lines: health insurance (family, business, and international private medical cover), personal protection (life, critical illness, income protection, mortgage protection, family income benefit, and whole of life), mortgage services (first-time buyer, remortgaging, buy-to-let, commercial, and bridging finance), general insurance (home, property, and business), business protection (relevant life, group life, key man, shareholder, and business loan protection), and equity release (lifetime mortgages and home reversion plans) delivered through a wholly-owned subsidiary, Park Hill Equity Release Ltd, which operates as an Appointed Representative of The Right Mortgage Ltd.

Revenue is generated primarily through insurance brokerage commissions on placed policies (affiliate/referral-type economics) and a fee-based advisory model for equity release, where a typical fee of £1,495 is charged per case. The go-to-market is sales-led and direct-to-consumer via the website (parkhillfinancial.co.uk), phone (020 7078 8987), and email, with significant reliance on personal referrals and word-of-mouth; the firm holds a 5.0 Google rating across 183 reviews, evidencing strong customer satisfaction but also a small, locally-rooted client base. The company is privately held, has no disclosed external funding, and serves individual consumers and small-to-medium businesses across the UK only.

Name

Park Hill Financial

Legal name

Park Hill Financial Limited

Website

https://parkhillfinancial.co.uk

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Park Hill Financial is an FCA-authorized independent UK broker in London providing mortgage advice, health and life insurance, business protection, and equity release services to individual consumers and small businesses.

Ownership category

akta.pro rank

Product category

Financial Advisory & Insurance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Investment Advice (6282)

akta.pro primary industry

Reverse Mortgage Valuation, Title & Closing Services (Appraisal/Settlement) (FSALAIAH)

Keywords

• Mortgage broking
• Insurance brokerage
• Financial advisory
• Protection insurance
• Equity release

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commission: Revenue generated through commissions from insurance products placed with providers. As independent brokers, they earn commission from insurers for policies arranged.
2. Equity Release Advisory Fees: Fee-based revenue for equity release mortgage advice. The equity release page explicitly states: 'There may be a fee for advice, the exact amount will be based on your circumstances & will be agreed following your initial meeting. A typical fee is £1,495.'

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Park Hill Financial is an independent UK financial advisory firm that brokers mortgages and insurance products on behalf of individuals and businesses. It provides whole-of-market mortgage advice (first-time buyer, remortgage, buy-to-let, commercial, bridging), personal and business protection insurance (life, critical illness, income protection, health, home, property, business), and equity release solutions for homeowners aged 55+. Revenue is generated through commissions from insurers and lenders, plus fee-based advisory for equity release.

Product overview

Park Hill Financial is an independent UK financial advisory firm offering integrated mortgage and insurance broking services. The product portfolio comprises six core service lines: (1) Health Insurance covering family, business, and international private medical cover; (2) Personal Protection including life insurance, critical illness, income protection, mortgage protection, family income benefit, and whole of life cover; (3) Mortgage Services encompassing first-time buyer support, remortgaging, buy-to-let, commercial mortgages, and bridging finance; (4) General Insurance for homes, properties, and businesses; (5) Business Protection comprising relevant life, group life, key man cover, shareholder protection, and business loan protection; and (6) Equity Release for homeowners aged 55+ through lifetime mortgages and home reversion plans. The company acts as an independent whole-of-market broker, not offering a unified software platform but rather advisory and broking services across these financial product categories.

Differentiator

Problem solved

Functional benefit

Products and services

• Health Insurance Private medical insurance covering families, individuals abroad, and businesses, providing access to private hospitals, faster diagnosis, and specialist treatment in the UK and globally.
• Personal Protection Life and health protection products including life insurance, critical illness cover, income protection, and mortgage protection for individuals and families.
• Mortgage Services Comprehensive mortgage broking including first-time buyer support, remortgaging, buy-to-let, commercial mortgages, and bridging finance with whole-of-market access.
• General Insurance Property and casualty insurance including home insurance, property insurance, and business insurance for protecting assets and operations.
• Business Protection Corporate protection products including relevant life insurance, group life schemes, key person cover, and shareholder protection for business continuity.
• Equity Release Financial products allowing homeowners aged 55+ to access tax-free cash from their home without selling, including lifetime mortgages and home reversion plans; typical advisory fee £1,495.

Quantifiable outcome

• 5.0 Google rating from 183 reviews

Named customers1 record

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• The Right Mortgage LtdcoreChannel Partner/ Reseller/ DistributorPark Hill Equity Release Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. This relationship enables Park Hill to offer equity release products under the regulatory umbrella of The Right Mortgage Ltd.

Scale indicators2 records

Recent moves3 records

Others

• Unbiased.co.uk: UK marketplace connecting consumers with independent financial advisers, mortgage brokers, and insurance advisers; an indirect channel that competes for the same client acquisition demand as Park Hill's referral-driven model.
• Moneyfacts: UK financial comparison and data provider covering mortgages, savings, insurance and equity release; not a direct competitor but enables disintermediation by allowing consumers to compare rates and providers independently of brokers.

Direct peers

• Drewberry Insurance: UK independent insurance broker specialising in life insurance, critical illness, income protection and business protection — directly mirroring Park Hill's personal and business protection product lines with whole-of-market panel access.
• Age Partnership: UK specialist equity release adviser focused on the 55+ segment via lifetime mortgages and home reversion plans — a direct overlap with Park Hill Equity Release Ltd and its appointed representative relationship model.
• LifeSearch: UK specialist life insurance broker offering whole-of-market advice on life cover, critical illness, and income protection; comparable in scale and product focus to Park Hill's personal protection division.
• London & Country Mortgages: UK's largest independent mortgage broker offering whole-of-market mortgage and protection advice across first-time buyer, remortgage, buy-to-let, and equity release — directly overlapping Park Hill's core mortgage service line with a comparable distribution model.
• Key Equity Release: UK equity release specialist advising on lifetime mortgages and home reversion plans for the 55+ market; highly comparable advisory model to Park Hill Equity Release Ltd.

Emerging players

• Habito: UK digital-first mortgage broker and lender offering online mortgage advice and execution; competes for the same first-time buyer and remortgage segment but via a tech-led, low-touch model rather than personal advisory.
• Trussle: UK online mortgage broker using automation to match borrowers to remortgage and purchase deals; represents the digital-native threat to traditional advisory brokers like Park Hill.

Broad incumbents

• St. James's Place: Large UK wealth management and advisory firm offering mortgages, investments, and protection through a national adviser network; broader portfolio but overlapping personal finance advisory offerings to UK consumers and business owners.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/park-hill-financial

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Park Hill Financial