BCM Consulting and Marine UW Inc.

What BCM Consulting and Marine UW Inc. does

BCM Consulting and Marine UW Inc. operates as a marine-focused Managing General Agency (MGA) and wholesale underwriting operation under the trade name Marine Underwriters of America (MUA). The company underwrites ocean marine, inland marine, and related property coverage on behalf of only A-rated insurance carriers, in both admitted and non-admitted markets, for commercial and recreational marine customers. A product portfolio of roughly 25 named coverages spans hull, protection and indemnity, ocean cargo, charterers legal liability, marine general liability, excess marine liability, builders risk, contractors equipment, motor truck cargo, warehouseman's legal liability, and supporting property lines, enabling packaged placement of accounts that bridge inland and ocean marine lines.

The company is headquartered in Conroe, Texas (Houston metro), and distributes exclusively through a curated, invitation-only network of marine-specialized wholesale producers located throughout the United States; it does not sell directly to retail agents or end consumers. Underwriting and marketing is led by a CPCU-designated president with 32+ years of marine underwriting experience and a former marine wholesaler background, supported by an SVP, a VP & Chief Underwriting Officer, a VP of Ocean Cargo, multiple senior underwriters, product specialists, and underwriting assistants. The company advertises more than 200 years of combined marine experience across the team and competes on responsiveness, creative account handling, and willingness to write hard-to-place and small-ticket accounts, with a stated minimum premium of $1,500.

Revenue is generated through underwriting fees and commissions on premiums written and renewed on behalf of carrier partners, with annual billing on subscription-style, quote-based policies priced per account risk. The customer base segments into commercial marine operators (charter operators, marinas, marine contractors, terminal operators, ship repairers, boat dealers, yacht brokers), recreational marine customers, and small artisan marine accounts served through the EZ Artisan Program. The business is privately held, founder/management-led, with no disclosed parent company, institutional investors, or external funding, and claims administration is outsourced to ProPoint Marine Claims.

Name

BCM Consulting and Marine UW Inc.

Legal name

Marine Underwriters of America, Inc.

Website

https://marineuw.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

BCM Consulting and Marine UW Inc. (dba Marine Underwriters of America) is a Texas-based marine insurance MGA that underwrites ocean and inland marine coverage on A-rated carriers and distributes exclusively through a national network of marine-specialized wholesale producers.

Ownership category

akta.pro rank

Product category

Marine Insurance Underwriting

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro industry

PRIMARYFSAJAHAA

Ocean Marine Insurance (Hull, Cargo & Freight)

Financial & Insurance/Insurance — Motor, Property & Casualty/Marine & Aviation Insurance

SECONDARYFSAJAHAB

Inland Marine Insurance (Transit, Equipment & Installation)

Financial & Insurance/Insurance — Motor, Property & Casualty/Marine & Aviation Insurance

SECONDARYFSAJAGAJ

Marine Specialty (Hull/P&I/Cargo)

Financial & Insurance/Insurance — Motor, Property & Casualty/Specialty & Excess/Surplus Lines (E&S)

Keywords

• Marine insurance underwriting
• Managing general agency
• Wholesale insurance brokerage
• Ocean marine insurance
• Inland marine insurance

Headquarters

HQ city

Conroe

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Underwriting Premiums: MUA underwrites marine insurance policies on behalf of A-rated insurance carriers (both admitted and non-admitted), earning underwriting fees and commissions from the carriers they represent. Revenue is generated through premium-based fees tied to the policies written and renewed.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels2 records

Core offering

Marine Underwriters of America (MUA) operates as a managing general agency and wholesale insurance broker, underwriting ocean marine, inland marine, and related property insurance on behalf of A-rated admitted and non-admitted carriers. The firm distributes exclusively through marine-specialized wholesale producers throughout the United States and targets commercial and recreational marine accounts with a $1,500 minimum premium, including hard-to-place risks, small hull fleets, and small artisan marine operations served via its EZ Artisan program.

Product overview

Marine Underwriters of America (MUA) operates as a marine insurance underwriting company offering a comprehensive portfolio of Ocean Marine and Inland Marine insurance products through an exclusive network of marine-specialized producers. The product portfolio spans three main categories: Ocean Marine products including EZ Artisan (small business program), Ocean Cargo, Marine GL (covering Ship Repairers, Terminal Operators, Marina Operators, Wharfinger's, Stevedore's), Boat Dealers Inventory, Charterers Legal Liability, Hull, Protection & Indemnity, Marine Liabilities, Hull Builders Risk, Motor Truck Cargo Legal Liability, and Excess Marine Liability; Inland Marine products including Builder's Risk, Contractor's Equipment, Installation, EDP/Computers, Bridges/Tunnels/Towers, Motor Truck Cargo, Warehouseman's Legal Liability, Miscellaneous Property Floaters, Mobile Equipment, Riggers Legal Liability, and Bailee's Customers; and Property products (Real Property, Personal Property, Business Interruption) in support of marine accounts. MUA underwrites on behalf of only A-rated carriers, both admitted and non-admitted, and specializes in accounts of any size with a minimum premium starting at $1,500, hard-to-place accounts, specialized underwriting risks, accounts bridging inland and ocean marine lines, small hull fleets, and small artisan marine operations.

Differentiator

Problem solved

Functional benefit

Brands

• EZ Artisan: Small business program for artisans under $500K receipt

Products and services

• EZ Artisan Program
• Ocean Marine Insurance Coverage
• Inland Marine Insurance Coverage
• Marine Property & Business Interruption Coverage
• Excess Marine Liability

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• ProPoint Marine ClaimsminorOthersProPoint Marine Claims handles marine claims for MUA policyholders. Paul McSweeny serves as Claims Team Lead and Kenny Ivey as an additional claims contact. This is a third-party claims administration relationship rather than a strategic partnership.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• Burns & Wilcox: Burns & Wilcox is a national wholesale insurance brokerage with a specialty marine practice serving retail producers with hard-to-place and specialty marine risks. Comparable to MUA in serving wholesale producers across the US with specialty marine placements.
• Brown & Riding: Brown & Riding is a wholesale brokerage and MGA platform with a marine practice that places complex ocean and inland marine risks on behalf of retail producers. Directly comparable in target customer and product scope.
• RPS (Risk Placement Services): RPS operates a national wholesale brokerage and MGA platform with a dedicated marine practice that underwrites ocean marine, inland marine, and related coverages through producer networks. Directly comparable as a wholesale/MGA marine specialist of similar product breadth and distribution model.
• CRC Insurance Services: CRC is a national wholesale brokerage with a marine specialty practice serving retail producers on ocean marine, inland marine, and related coverages. Comparable to MUA in distributing marine products exclusively through wholesale producers.
• Amwins: Amwins is a major wholesale distributor and specialty MGA with marine underwriting authority and broad ocean/inland marine product offerings through retail producers. Directly comparable as a wholesale-driven marine specialist.

Broad incumbents

• Chubb (Marine Practice): Chubb's marine practice writes ocean marine, inland marine, and recreational marine coverages for commercial and personal lines through a broad distribution network. A broad incumbent with overlapping marine product offerings.
• Travelers (Ocean Marine): Travelers operates a national ocean marine practice writing hull, cargo, marine liability, and inland marine through brokers and producers nationwide. A larger incumbent competitor for marine premium volume across similar product lines.
• Great American Insurance (Marine Division): Great American Insurance Group operates a marine division writing ocean cargo, hull, inland marine, and related specialty coverages through wholesale producers. Comparable broad marine incumbent with similar product scope to MUA.
• Markel Insurance: Markel is a specialty insurer with a long-standing marine practice offering ocean marine, inland marine, and recreational marine coverages through wholesale and retail channels. A larger specialty carrier with overlapping marine products that competes for the same producers and insureds.

Emerging players

• IAT Insurance Group (Marine): IAT Insurance Group writes specialty marine including marine liability, vessel, and related lines through wholesale producers, with a focus on niche marine accounts. Comparable niche marine competitor with similar specialty-account orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/marine-underwriters-of-america

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BCM Consulting and Marine UW Inc.