What Kameo Danmark does

Kameo Danmark, legally Kameo Investment Platform AB, is a Scandinavian digital marketplace that connects retail investors with property developers seeking financing. Founded in 2014 and headquartered in Stockholm, the company operates a self-serve crowdfunding and peer-to-peer lending platform accessible via a web portal and native iOS and Android applications, serving investors across Denmark, Norway, and Sweden. The platform allows investors to browse, select, and invest in property-backed loans with a minimum investment of 500 kroner, expected annual returns of 5–15%, and monthly interest distributions, while property developers in Sweden and Norway access flexible financing as an alternative to traditional bank lending. Kameo holds a crowdfunding and payment services license from Finansinspektionen, the Swedish Financial Supervisory Authority, which legally underpins its cross-border operations.

The platform's core technology is a loan marketplace with categorized loan views (current, closed, repaid, and doubtful debt), public statistics tracking, and credit evaluation workflows. To date, Kameo has facilitated over 1 billion DKK in cumulative capital across 500+ loans, establishing a documented track record in Nordic real estate lending. Revenue is generated through transaction fees on loan origination and management, with no direct fees for account creation. The go-to-market motion is product-led: investors onboard and transact independently, supported by digital marketing channels including app stores, social media, and content marketing via Kameo Academy and blog resources. The company's competitive positioning combines regulatory licensing, low minimum investment thresholds, secured lending with underlying collateral, and geographic diversification across three Scandinavian markets.

Name

Kameo Danmark

Legal name

Kameo Investment Platform AB

Website

https://kameo.dk

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Kameo Danmark (Kameo Investment Platform AB) is a Scandinavian digital marketplace connecting retail investors in Denmark, Norway, and Sweden with property developers seeking financing. The self-serve platform offers property-backed loans with a 500-kroner minimum, 5–15% expected returns, and holds a Finansinspektionen license.

Ownership category

akta.pro rank

Headquarters

HQ city

Copenhagen

HQ country

Denmark

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. Loan Facilitation Fees: Platform facilitates property loans between investors and property developers, earning fees from the loan origination and management process

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Kameo Danmark operates a Scandinavian digital platform that matches individual investors with property developers seeking financing. Investors across Denmark, Norway, and Sweden can build portfolios of secured property-backed loans with a 500 kroner minimum investment and monthly interest payouts at expected annual returns of 5–15%. Property developers in Sweden and Norway access flexible, efficient project financing as an alternative to traditional bank loans.

Product overview

Kameo operates as a unified investment platform connecting retail investors with real estate developers across Scandinavia. For investors in Denmark, Norway, and Sweden, the platform offers access to secured property loans with expected annual returns of 5–15%, monthly interest payments, and a minimum investment of 500 kroner. For property developers in Sweden and Norway, Kameo provides flexible financing alternatives to traditional bank financing. The platform features a mobile application available on iOS and Android, enabling investors to manage portfolios and track investments on the go. Core offerings include current loans, closed loans, repaid loans, and doubtful debt tracking, supported by credit evaluation and documented track record analysis.

Differentiator

Problem solved

Functional benefit

Products and services

• Kameo Investment Platform

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators5 records

Recent moves5 records

Expansion highlights8 records

Direct peers

• Assetz Capital: Assetz Capital is a UK P2P lending platform that historically focused on property-backed loan products (bridging, development, asset-secured) serving UK retail investors. Closely analogous business model and asset class to Kameo's developer-loan focus, providing a useful comparator for asset pricing, fee structure, and default management.
• Lendify: Lendify operates a Swedish P2P consumer lending marketplace serving retail investors and individual borrowers across the Nordics. Highly comparable infrastructure stack, retail investor funnel, and recurring loan-payment flows as Kameo's, with the main difference being asset class (consumer vs. property-backed loans).
• Savelend: Savelend is a Swedish P2P lending marketplace that matches retail investors with consumer and SME loan originators. Same regulated Nordic marketplace construct, self-serve investor onboarding, and loan-by-loan portfolio construction as Kameo, though focused on unsecured credit rather than property-backed exposure.
• EstateGuru: EstateGuru is a European P2P real-estate lending marketplace connecting retail and institutional investors with property developers across multiple EU markets. Directly comparable on both sides of Kameo's two-sided market (retail lenders + property borrowers) with similar collateralized-loan mechanics.
• Tessin: Tessin is a Nordic real-estate crowdfunding platform focused on Swedish residential and commercial property loans to professional developers. Direct overlap with Kameo on the same Scandinavian property-backed loan category, retail investor base, and self-serve marketplace model.
• Kuflink: Kuflink is a UK peer-to-peer lending platform offering property-backed and SME loan products to retail investors. Comparable to Kameo in its focus on secured loan products, IFISA-style wrappers, and self-directed retail investor portfolios built loan-by-loan.

Broad incumbents

• LendingClub: LendingClub is a US-listed P2P consumer lending marketplace serving retail investors and individual borrowers. While US-only and unsecured, it pioneered the asset class and operating mechanics (self-serve origination, fractional loan investing, servicing and fee model) that underpin Kameo's Nordic real-estate variant.
• Funding Circle: Funding Circle is a large, regulated global P2P/SMB lending marketplace operating in the UK, US, and Europe. It uses the same retail-investor-funded origination model that Kameo employs, at substantially greater scale, providing a benchmark for what a scaled-up Kameo could look like operationally and economically.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/kameosverige
• YouTubeyoutube.com/@kameosverige367
• Facebookfacebook.com/KameoSverige
• LinkedInlinkedin.com/company/kameo-danmark
• Instagraminstagram.com/kameosverige

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kameo Danmark