Mercy Housing And Human Development Inc
Mercy Housing and Human Development is a Gulfport, Mississippi-based nonprofit that provides housing counseling, credit and foreclosure counseling, homebuyer education, VITA/EITC tax preparation, and ACA navigation to low-to-moderate income individuals and families.
- Company typePrivate
- Founded1997
- HeadquartersGulfport, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Mercy Housing And Human Development Inc does
Mercy Housing and Human Development Inc (MHHD) is a private nonprofit organization founded in 1997 and headquartered in Gulfport, Mississippi, that delivers housing counseling, financial education, and human services programs to low-to-moderate income individuals and families. Its service catalog spans the housing lifecycle: Homebuyer Education (delivered in-person and online), Credit Counseling, Foreclosure Prevention Counseling, Rental Counseling, USDA Direct Loan Packaging for rural housing applicants, and Estate Planning Workshops. The organization also operates Volunteer Income Tax Assistance and Earned Income Tax Credit (VITA/EITC) tax preparation services and Affordable Care Act (ACA) Navigation, positioning MHHD as a multi-domain community resource hub rather than a single-program provider.
Operationally, MHHD operates with a small staff (1-10 employees) and supports a board-governed nonprofit structure. The technology footprint is modest: a CMS-based website (built by OneEach Technologies), an online intake form that serves as the digital entry point for clients, and an online version of the homebuyer education curriculum for remote learners. The website references additional operational pages (History, Board of Directors, Mission Statement, Staff) that suggest standard nonprofit governance and reporting, though specific content from these pages was not included in the source material.
MHHD's business model is grant and contract-funded rather than commercial. There is no publicly disclosed pricing, no fee-for-service product, and no enterprise customers. Revenue recognition is driven by federal pass-through funding (HUD housing counseling, USDA rural development, IRS VITA), state and local government contracts, and likely foundation grants. The organization serves a community-focused, regional client base with no evidence of multi-state geographic expansion, technology licensing, or revenue diversification beyond its core program offerings.
Mercy Housing And Human Development Inc firmographics
Firmographics- Name
- Mercy Housing And Human Development Inc
- Legal name
- Mercy Housing and Human Development
- Website
- https://mhhd.org
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Mercy Housing and Human Development is a Gulfport, Mississippi-based nonprofit that provides housing counseling, credit and foreclosure counseling, homebuyer education, VITA/EITC tax preparation, and ACA navigation to low-to-moderate income individuals and families.
- Ownership category
- akta.pro rank
Mercy Housing And Human Development Inc industry classification
Industry- Product category
- Nonprofit Housing and Human Services
- NAICS
- Health Care and Social Assistance (62), Services for the Elderly and Persons with Disabilities (62412)
- SIC
- Services-Social Services (8300)
- akta.pro primary industry
- Housing Counseling, Foreclosure Prevention & Loss Mitigation Programs (FSALAKAM)
- akta.pro secondary industries
- Rural, Tribal & Special-Population Housing Programs (FSALAKAL), Housing Assistance & Homeless Services (BPAGAEAB)
Keywords
Where Mercy Housing And Human Development Inc is headquartered
LocationHeadquarters
- HQ city
- Gulfport
- HQ country
- United States
- HQ region
- North America
Markets served
Mercy Housing And Human Development Inc business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Distribution channels1 record
Mercy Housing And Human Development Inc product offering
Product offeringCore offering
Mercy Housing and Human Development provides housing counseling and financial education services to individuals and families, including HomeBuyer Education (in-person and online), Credit Counseling, Foreclosure Prevention Counseling, Rental Counseling, VITA/EITC tax preparation, ACA Navigation, Estate Planning Workshops, and USDA Direct Loan Packaging. The MHHD Online Intake system serves as the central digital entry point connecting clients to the organization's programs.
Product overview
Mercy Housing and Human Development offers a single integrated service platform focused on housing counseling and financial education programs. The core offering is the MHHD Online Intake system, which serves as the digital entry point for clients. This is supported by an array of educational and counseling programs including HomeBuyer Education (both in-person and online), Credit Counseling, Foreclosure Prevention Counseling, Rental Counseling, VITA/EITC tax assistance, ACA Navigation, Estate Planning Workshop, and USDA Direct Loan Packaging services. These programs work together to guide individuals and families through various stages of housing and financial stability.
Differentiator
Problem solved
Functional benefit
Products and services
- MHHD Online Intake
Companies that use Mercy Housing And Human Development Inc
Customer profileSegments2 records
Ideal customer profiles2 records
Mercy Housing And Human Development Inc technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Mercy Housing And Human Development Inc partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- USDAcoreMHHD offers USDA Direct Loan Packaging as one of its programs, suggesting a partnership or certification with USDA to assist clients in accessing USDA rural development home loan programs.
Recent moves5 records
Expansion highlights4 records
Mercy Housing And Human Development Inc competitors and assessment
Company assessmentRegional players
- Hope Enterprise Corporation / Hope Credit Union: Hope Enterprise Corporation is a Deep South-focused CDFI and community development nonprofit serving Mississippi, Alabama, Arkansas, Louisiana, and Tennessee with affordable lending, financial counseling, and housing services. It is a regional peer that overlaps with MHHD's HUD-aligned financial counseling work and competes for similar LMI client households in the Mississippi Gulf Coast region.
- Mississippi Home Corporation: Mississippi Home Corporation is the state's housing finance agency, administering federal housing programs including HOME funds, mortgage revenue bonds, and down payment assistance. It is a complementary (not competing) regional peer that funnels Mississippi LMI households toward HUD-approved counseling partners like MHHD for homebuyer education and loan readiness.
- Local Initiatives Support Corporation (LISC) Gulf Coast: LISC is a national CDFI and community development intermediary with active Gulf Coast programming that funds local housing counseling and community development nonprofits. While LISC itself is a funder/intermediary rather than a direct service competitor, it is a strategic peer in the same ecosystem, channeling capital and capacity-building resources to small Mississippi housing counseling agencies like MHHD.
Broad incumbents
- GreenPath Financial Wellness: GreenPath is a national HUD-approved housing counseling and credit counseling agency providing credit counseling, debt management, homebuyer education, foreclosure prevention, and financial coaching. It is a direct competitor to MHHD's credit counseling and foreclosure prevention lines, with similar nonprofit status and HUD-approved service delivery but significantly larger scale and geographic footprint.
- Money Management International (MMI): MMI is one of the largest HUD-approved housing counseling and consumer credit counseling agencies in the US, offering credit counseling, foreclosure prevention, homebuyer education, and reverse mortgage counseling nationally. It directly overlaps with MHHD's credit counseling, foreclosure prevention, and homebuyer education programs, but operates at vastly greater scale with multi-state digital delivery.
- NeighborWorks America (network of local housing counseling affiliates): NeighborWorks America is the national umbrella for a network of more than 240 HUD-approved local housing counseling and community development nonprofits, including many small Gulf Coast and Mississippi affiliates. MHHD operates the same HUD-aligned housing counseling, homebuyer education, and foreclosure prevention service model, but as an independent (non-Network) agency rather than a NeighborWorks chartered member.
- Credit.org (Springboard Nonprofit Consumer Credit Management affiliate): Credit.org (operated by Springboard) is a HUD-approved nonprofit housing and credit counseling agency offering credit counseling, foreclosure prevention, debt management, and financial education. It is a direct functional peer to MHHD's credit counseling and foreclosure prevention programs, with national online service delivery that competes for the same client segments.
- Clearpoint Credit Counseling Solutions (Ascend): Clearpoint (now branded Ascend) is a national HUD-approved housing counseling and credit counseling nonprofit offering credit counseling, housing counseling, foreclosure prevention, and student loan counseling. It competes directly with MHHD's credit and housing counseling offerings, but with broader geographic reach and digital-first service delivery.
- National Foundation for Credit Counseling (NFCC): NFCC is the national membership and accreditation body for HUD-approved credit and housing counseling agencies, representing many of the same service lines MHHD offers (credit counseling, housing counseling, financial education). It serves as both a peer agency (through member agencies) and an industry accreditation counterpart relevant to MHHD's HUD-approved status.
Direct peers
- Habitat for Humanity International (Gulf Coast / Mississippi affiliates): Local Habitat for Humanity affiliates in coastal Mississippi (e.g., Habitat for Humanity of the Mississippi Gulf Coast) serve LMI households seeking affordable homeownership through a combination of housing counseling, homebuyer education, and affordable construction. Habitat affiliates are direct peers to MHHD's homebuyer education and USDA/rural housing work, but also a potential referral partner for post-purchase counseling.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
Mercy Housing And Human Development Inc social profiles
Digital presenceMercy Housing And Human Development Inc financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mercy Housing And Human Development Inc leadership team
Management profileNumber of profiles
Mercy Housing And Human Development Inc funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mercy Housing And Human Development Inc M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mercy Housing And Human Development Inc
What does Mercy Housing And Human Development Inc do?
Mercy Housing and Human Development provides housing counseling and financial education services to individuals and families, including HomeBuyer Education (in-person and online), Credit Counseling, Foreclosure Prevention Counseling, Rental Counseling, VITA/EITC tax preparation, ACA Navigation, Estate Planning Workshops, and USDA Direct Loan Packaging. The MHHD Online Intake system serves as the central digital entry point connecting clients to the organization's programs.
Is Mercy Housing And Human Development Inc a public or private company?
Mercy Housing And Human Development Inc is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Mercy Housing And Human Development Inc founded?
Mercy Housing And Human Development Inc was founded in 1997. It employs 1 to 10 people.
Where is Mercy Housing And Human Development Inc based?
Mercy Housing And Human Development Inc is headquartered in Gulfport, United States, in the North America region.
Who are Mercy Housing And Human Development Inc's main competitors?
Regional players on record are Hope Enterprise Corporation / Hope Credit Union, Mississippi Home Corporation and Local Initiatives Support Corporation (LISC) Gulf Coast. Broad incumbents are GreenPath Financial Wellness, Money Management International (MMI), NeighborWorks America (network of local housing counseling affiliates), Credit.org (Springboard Nonprofit Consumer Credit Management affiliate), Clearpoint Credit Counseling Solutions (Ascend) and National Foundation for Credit Counseling (NFCC). Habitat for Humanity International (Gulf Coast / Mississippi affiliates) is listed as a direct peer.
Does Mercy Housing And Human Development Inc have an API?
No public API is recorded for Mercy Housing And Human Development Inc.
What industry is Mercy Housing And Human Development Inc in?
Mercy Housing And Human Development Inc's product category is Nonprofit Housing and Human Services. Its primary akta.pro industry code is FSALAKAM, Housing Counseling, Foreclosure Prevention & Loss Mitigation Programs, with a secondary code of FSALAKAL, Rural, Tribal & Special-Population Housing Programs. Its NAICS code is 62 and its SIC code is 8300.